{"id":118,"date":"2024-11-19T13:01:46","date_gmt":"2024-11-19T13:01:46","guid":{"rendered":"http:\/\/cloud04.titletapsites.com\/andersonlawtitle\/?page_id=20743"},"modified":"2024-11-19T13:01:46","modified_gmt":"2024-11-19T13:01:46","slug":"video-library","status":"publish","type":"page","link":"https:\/\/cloud.titletapsites.com\/andersonlawtitle\/video-library\/","title":{"rendered":"Video Library"},"content":{"rendered":"<p>[et_pb_section fb_built=&#8221;1&#8243; fullwidth=&#8221;on&#8221; admin_label=&#8221;TT &#8211; Home &#8211; Hero Slider&#8221; module_class=&#8221;tt-home-hero&#8221; _builder_version=&#8221;4.24.2&#8243; background_image=&#8221;http:\/\/cloud04.titletapsites.com\/newdesign2\/wp-content\/uploads\/sites\/4\/2018\/02\/Contact_161226862_xl-70.jpg&#8221; background_enable_image=&#8221;off&#8221; parallax=&#8221;on&#8221; parallax_method=&#8221;off&#8221; global_module=&#8221;6965&#8243; saved_tabs=&#8221;all&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_fullwidth_slider admin_label=&#8221;TT &#8211; Home &#8211; Hero Slider&#8221; module_class=&#8221;tt-inner-half&#8221; _builder_version=&#8221;4.24.2&#8243; _module_preset=&#8221;default&#8221; animation_style=&#8221;zoom&#8221; animation_duration=&#8221;1500ms&#8221; header_font_size_tablet=&#8221;&#8221; header_font_size_phone=&#8221;&#8221; header_font_size_last_edited=&#8221;on|phone&#8221; global_colors_info=&#8221;{}&#8221; button_text_size__hover_enabled=&#8221;off&#8221; button_one_text_size__hover_enabled=&#8221;off&#8221; button_two_text_size__hover_enabled=&#8221;off&#8221; button_text_color__hover_enabled=&#8221;off&#8221; button_one_text_color__hover_enabled=&#8221;off&#8221; button_two_text_color__hover_enabled=&#8221;off&#8221; button_border_width__hover_enabled=&#8221;off&#8221; button_one_border_width__hover_enabled=&#8221;off&#8221; button_two_border_width__hover_enabled=&#8221;off&#8221; button_border_color__hover_enabled=&#8221;off&#8221; button_one_border_color__hover_enabled=&#8221;off&#8221; button_two_border_color__hover_enabled=&#8221;off&#8221; button_border_radius__hover_enabled=&#8221;off&#8221; button_one_border_radius__hover_enabled=&#8221;off&#8221; button_two_border_radius__hover_enabled=&#8221;off&#8221; button_letter_spacing__hover_enabled=&#8221;off&#8221; button_one_letter_spacing__hover_enabled=&#8221;off&#8221; button_two_letter_spacing__hover_enabled=&#8221;off&#8221; button_bg_color__hover_enabled=&#8221;off&#8221; button_one_bg_color__hover_enabled=&#8221;off&#8221; button_two_bg_color__hover_enabled=&#8221;off&#8221;][et_pb_slide heading=&#8221;@ET-DC@eyJkeW5hbWljIjp0cnVlLCJjb250ZW50IjoicG9zdF90aXRsZSIsInNldHRpbmdzIjp7ImJlZm9yZSI6IiIsImFmdGVyIjoiIn19@&#8221; use_bg_overlay=&#8221;on&#8221; bg_overlay_color=&#8221;rgba(0,0,0,0.55)&#8221; use_text_overlay=&#8221;off&#8221; _builder_version=&#8221;4.24.2&#8243; _dynamic_attributes=&#8221;heading&#8221; _module_preset=&#8221;default&#8221; header_level=&#8221;h1&#8243; header_font=&#8221;||||||||&#8221; header_line_height=&#8221;1.3em&#8221; background_color=&#8221;rgba(0,0,0,0)&#8221; background_image=&#8221;https:\/\/andersonlawtitle.com\/wp-content\/uploads\/sites\/238\/2025\/05\/office-door.jpg&#8221; background_enable_image=&#8221;on&#8221; parallax=&#8221;on&#8221; parallax_method=&#8221;off&#8221; button_on_hover=&#8221;on&#8221; header_font_size_tablet=&#8221;&#8221; header_font_size_phone=&#8221;&#8221; header_font_size_last_edited=&#8221;on|phone&#8221; header_line_height_tablet=&#8221;1.3em&#8221; header_line_height_phone=&#8221;1.3em&#8221; global_colors_info=&#8221;{}&#8221; button_text_size__hover_enabled=&#8221;off&#8221; button_one_text_size__hover_enabled=&#8221;off&#8221; button_two_text_size__hover_enabled=&#8221;off&#8221; button_text_color__hover_enabled=&#8221;off&#8221; button_one_text_color__hover_enabled=&#8221;off&#8221; button_two_text_color__hover_enabled=&#8221;off&#8221; button_border_width__hover_enabled=&#8221;off&#8221; button_one_border_width__hover_enabled=&#8221;off&#8221; button_two_border_width__hover_enabled=&#8221;off&#8221; button_border_color__hover_enabled=&#8221;off&#8221; button_one_border_color__hover_enabled=&#8221;off&#8221; button_two_border_color__hover_enabled=&#8221;off&#8221; button_border_radius__hover_enabled=&#8221;off&#8221; button_one_border_radius__hover_enabled=&#8221;off&#8221; button_two_border_radius__hover_enabled=&#8221;off&#8221; button_letter_spacing__hover_enabled=&#8221;off&#8221; button_one_letter_spacing__hover_enabled=&#8221;off&#8221; button_two_letter_spacing__hover_enabled=&#8221;off&#8221; button_bg_color__hover_enabled=&#8221;off&#8221; button_one_bg_color__hover_enabled=&#8221;off&#8221; button_two_bg_color__hover_enabled=&#8221;off&#8221; sticky_transition=&#8221;on&#8221;][\/et_pb_slide][\/et_pb_fullwidth_slider][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; custom_padding_last_edited=&#8221;on|phone&#8221; _builder_version=&#8221;4.24.2&#8243; _module_preset=&#8221;default&#8221; background_color=&#8221;rgba(0,0,0,0)&#8221; custom_margin=&#8221;-10%|||&#8221; custom_padding=&#8221;0px||70px||false|false&#8221; custom_padding_tablet=&#8221;||54px||false|false&#8221; custom_padding_phone=&#8221;||54px||false|false&#8221; collapsed=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_row use_custom_gutter=&#8221;on&#8221; gutter_width=&#8221;1&#8243; make_equal=&#8221;on&#8221; custom_padding_last_edited=&#8221;on|phone&#8221; _builder_version=&#8221;4.24.2&#8243; _module_preset=&#8221;default&#8221; background_color=&#8221;#ffffff&#8221; module_alignment=&#8221;center&#8221; custom_margin=&#8221;0px||0px|&#8221; custom_padding=&#8221;70px|50px|70px|50px|true|true&#8221; custom_padding_tablet=&#8221;54px|30px|54px|30px|true|true&#8221; custom_padding_phone=&#8221;|15px||15px|true|true&#8221; animation_direction=&#8221;bottom&#8221; custom_css_main_element=&#8221;z-index: 99998;&#8221; border_radii=&#8221;on|10px|10px|10px|10px&#8221; box_shadow_style=&#8221;preset1&#8243; box_shadow_blur=&#8221;35px&#8221; box_shadow_spread=&#8221;10px&#8221; box_shadow_color=&#8221;rgba(0,0,0,0.1)&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; custom_padding__hover=&#8221;|||&#8221;][et_pb_text disabled_on=&#8221;off|off|off&#8221; admin_label=&#8221;TT &#8211; Header&#8221; _builder_version=&#8221;4.24.2&#8243; _module_preset=&#8221;default&#8221; custom_margin=&#8221;||30px||false|false&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h2 class=\"tt-section-subheader\">Video Library<\/h2>\n<hr class=\"tt-homepage-hr\" style=\"float: left;\" \/>[\/et_pb_text][et_pb_text _builder_version=&#8221;4.24.2&#8243; _module_preset=&#8221;default&#8221; custom_margin=&#8221;||||false|false&#8221; hover_enabled=&#8221;0&#8243; text_orientation_tablet=&#8221;&#8221; text_orientation_phone=&#8221;&#8221; text_orientation_last_edited=&#8221;on|desktop&#8221; global_colors_info=&#8221;{}&#8221; sticky_enabled=&#8221;0&#8243;]<\/p>\n<h4>Starting<\/h4>\n<ul>\n<li><a href=\"..\/how-can-i-determine-my-housing-needs-before-i-begin-the-search\/\">Determining Your Housing Needs<\/a><\/li>\n<li><a href=\"..\/how-do-i-begin-the-process-of-buying-a-home\/\">Start The Home-Buying Process!<\/a><\/li>\n<li><a href=\"..\/how-do-lenders-decide-the-maximum-loan-amount-that-buyers-can-afford\/\">How Lenders Decide Your Maximum Loan<\/a><\/li>\n<li><a href=\"..\/how-does-purchasing-a-home-compare-with-renting\/\">Purchasing Vs Renting A Home<\/a><\/li>\n<li><a href=\"..\/why-use-a-realtor\/\">Why Use a REALTOR?<\/a><\/li>\n<li><a href=\"..\/how-can-i-find-out-about-schools-community-resources\/\">Learn Your Community Resources<\/a><\/li>\n<li><a href=\"..\/what-should-i-look-for-when-walking-through-a-home\/\">Walkthrough -What To Look For<\/a><\/li>\n<li><a href=\"..\/how-can-i-keep-track-of-all-the-homes-i-see\/\">Keeping Track Of Homes<\/a><\/li>\n<li><a href=\"..\/what-questions-should-i-ask-when-looking-at-homes\/\">What To Ask When Looking At Homes<\/a><\/li>\n<li><a href=\"..\/is-an-older-home-a-better-value-than-a-new-one\/\">Older Vs Newer Homes<\/a><\/li>\n<li><a href=\"..\/what-is-earnest-money-and-how-much-should-i-set-aside\/\">What Is Earnest Money?<\/a><\/li>\n<li><a href=\"..\/what-does-a-home-inspector-do-and-how-does-an-inspection-figure-in-the-purchase-of-a-home\/\">What Do Home Inspectors Do?<\/a><\/li>\n<li><a href=\"..\/what-about-a-home-located-in-a-flood-plain\/\">What About Flood Plains?<\/a><\/li>\n<li><a href=\"..\/what-are-home-warranties-and-should-i-consider-them\/\">What Are Home Warranties?<\/a><\/li>\n<li><a href=\"..\/what-should-i-look-out-for-during-the-final-walk-through\/\">Final Walkthrough Warnings<\/a><\/li>\n<\/ul>\n<h4>Mortgage<\/h4>\n<ul>\n<li><a href=\"..\/what-is-a-rate-lock\/\">What Is A Rate Lock?<\/a><\/li>\n<li><a href=\"..\/what-is-a-mortgage\/\">What Is A Mortgage?<\/a><\/li>\n<li><a href=\"..\/what-is-a-qualified-mortgage\/\">What is A Qualified Mortgage?<\/a><\/li>\n<li><a href=\"..\/what-is-loan-to-value-ltv-and-how-does-it-affect-the-size-of-my-loan\/\">What Is Loan-To-Value (LTV)?<\/a><\/li>\n<li><a href=\"..\/how-large-a-down-payment-do-i-need\/\">How Large A Down Payment Do I Need?<\/a><\/li>\n<li><a href=\"..\/what-does-ability-to-repay-mean\/\"> What Is Ability To Repay?<\/a><\/li>\n<li><a href=\"..\/are-there-special-mortgages-for-first-time-homebuyers\/\">First-Time Mortgages?<\/a><\/li>\n<li><a href=\"..\/what-types-of-mortgage-loans-are-available\/\">The Main Types Of Mortgages<\/a><\/li>\n<li><a href=\"..\/how-does-the-interest-rate-factor-in-securing-a-mortgage-loan\/\">How Interest Affects Mortgages<\/a><\/li>\n<li><a href=\"..\/what-are-the-advantages-of-15-and-30-year-fixed-rate-mortgages\/\">Fixed-Rate Mortgage Advantages<\/a><\/li>\n<li><a href=\"..\/what-factors-affect-mortgage-payments\/\">Key Factors In Mortgage Payments<\/a><\/li>\n<li><a href=\"..\/what-is-included-in-a-monthly-mortgage-payment\/\">What Does A Mortgage Cover?<\/a><\/li>\n<li><a href=\"..\/what-are-discount-points\/\">What Are Discount Points?<\/a><\/li>\n<li><a href=\"..\/what-is-mortgage-insurance\/\">What Is Mortgage Insurance?<\/a><\/li>\n<li><a href=\"..\/what-is-pmi\/\">What Is PMI?<\/a><\/li>\n<li><a href=\"..\/what-is-prime\/\">What Is Prime?<\/a><\/li>\n<li><a href=\"..\/what-is-equity\/\">What Is Equity?<\/a><\/li>\n<li><a href=\"..\/can-i-pay-off-my-loan-ahead-of-schedule\/\">Can I Pay Off Early?<\/a><\/li>\n<\/ul>\n<h4>Financing<\/h4>\n<ul>\n<li><a href=\"..\/what-steps-need-to-be-taken-to-secure-a-loan\/\"> Key Steps To Secure Your Loan<\/a><\/li>\n<li><a href=\"..\/what-is-the-debt-to-income-ratio-dti\/\">What is Debt-To-Income?<\/a><\/li>\n<li><a href=\"..\/how-are-pre-qualifying-and-pre-approval-different\/\"> Pre-Qualifying vs Pre-Approval<\/a><\/li>\n<li><a href=\"..\/what-responsibilities-do-i-have-during-the-lending-process\/\">Lending Process DOs and DON&#8217;Ts<\/a><\/li>\n<li><a href=\"..\/what-happens-after-ive-applied-for-my-loan\/\">After Your Loan Application<\/a><\/li>\n<li><a href=\"..\/how-do-i-choose-the-right-lender-for-me\/\">Choosing Your Lender<\/a><\/li>\n<li><a href=\"..\/how-do-i-choose-the-best-loan-program-for-me\/\">Choosing Your Home Loan<\/a><\/li>\n<li><a href=\"..\/what-is-the-best-way-to-compare-loan-terms-between-lenders\/\">How To Compare Loans<\/a><\/li>\n<li><a href=\"..\/what-costs-or-fees-are-associated-with-loan-origination\/\">Understanding Loan Fees<\/a><\/li>\n<li><a href=\"..\/what-is-a-good-faith-estimate-and-how-does-it-help-me\/\">What is A Good Faith Estimate?<\/a><\/li>\n<li><a href=\"..\/what-is-respa\/\">What Is RESPA?<\/a><\/li>\n<li><a href=\"..\/what-is-an-appraisal\/\">What&#8217;s An Appraisal?<\/a><\/li>\n<\/ul>\n<h4>Credit, Closing &amp; Federal Programs<\/h4>\n<ul>\n<li><a href=\"..\/what-is-a-credit-bureau-score-and-how-do-lenders-use-them\/\">What is A Credit Score?<\/a><\/li>\n<li><a href=\"..\/how-can-i-find-out-information-about-my-credit-history-2\/\">Find Your Credit History<\/a><\/li>\n<li><a href=\"..\/what-is-an-escrow-account-do-i-need-one\/\">What Is Escrow?<\/a><\/li>\n<li><a href=\"..\/closing-explained-visually\/\"> Closing Costs Explained Visually<\/a><\/li>\n<li><a href=\"..\/title-insurance-explained-visually\/\">Title Insurance Explained Visually<\/a><\/li>\n<li><a href=\"..\/what-are-commissions\/\">What Are Real Estate Commissions?<\/a><\/li>\n<li><a href=\"..\/what-can-i-expect-to-happen-on-closing-day\/\">What Happens On Closing Day?<\/a><\/li>\n<li><a href=\"..\/what-do-i-get-at-closing\/\">What Do I Get At Closing?<\/a><\/li>\n<li><a href=\"..\/what-makes-up-closing-costs\/\">What Makes Up Closing Costs?<\/a><\/li>\n<li><a href=\"..\/how-can-the-fha-assist-me-in-buying-a-home\/\">How Can The FHA Help?<\/a><\/li>\n<li><a href=\"..\/what-are-the-steps-involved-in-the-fha-loan-process\/\">What Are The Steps In FHA Loans?<\/a><\/li>\n<li><a href=\"..\/what-types-of-closing-costs-are-associated-with-fha-insured-loans\/\">About FHA Closing Costs<\/a><\/li>\n<li><a href=\"..\/what-are-203b-and-203k-loans\/\">About 203(b) and 203(k) FHA Loans<\/a><\/li>\n<li><a href=\"..\/what-are-va-home-loans\/\">What Are VA Loans?<\/a><\/li>\n<li><a href=\"..\/what-are-the-major-types-of-va-loans\/\">Major VA Loan Types<\/a><\/li>\n<li><a href=\"..\/what-is-a-certificate-of-eligibility-or-coe\/\">What is The VA COE?<\/a><\/li>\n<\/ul>\n<h4>Selling<\/h4>\n<ul>\n<li><a href=\"..\/how-do-i-make-a-home-ready-to-sell\/\">Making Your Home Ready To Sell<\/a><\/li>\n<li><a href=\"..\/how-should-i-prepare-for-internet-showing\/\">Preparing For Internet Showing<\/a><\/li>\n<li><a href=\"..\/how-should-i-prepare-the-inside-for-an-open-house\/\">Home Sales Tips -Prepping The Inside<\/a><\/li>\n<li><a href=\"..\/how-should-i-prepare-the-outside-for-an-open-house\/\">Home Sales Tips -Prepping The Outside<\/a><\/li>\n<li><a href=\"..\/how-do-i-evaluate-an-offer\/\">How Do I Evaluate An Offer?<\/a><\/li>\n<li><a href=\"..\/what-is-a-counter-offer\/\">What Is A Counter-Offer?<\/a><\/li>\n<li><a href=\"..\/what-does-the-closing-process-involve-when-i-sell\/\">The Closing Process For Home Sellers<\/a><\/li>\n<li><a href=\"..\/6-selling-mistakes\/\">6 Home-Selling Mistakes<\/a><\/li>\n<li><a href=\"..\/what-details-can-i-ask-brokers-in-advance\/\">What Can I Ask Brokers?<\/a><\/li>\n<li><a href=\"..\/how-do-i-set-the-price-on-my-house\/\">Setting Your Price<\/a><\/li>\n<li><a href=\"..\/which-square-footage-figure-should-i-use\/\">Which Square Footage Figure?<\/a><\/li>\n<li><a href=\"..\/how-is-a-home-marketed\/\">How Is A Home Marketed?<\/a><\/li>\n<li><a href=\"..\/how-can-i-improve-my-homes-value\/\">Improving Your Home&#8217;s Value<\/a><\/li>\n<\/ul>\n<h4>TRID<\/h4>\n<ul>\n<li><a href=\"..\/what-do-lenders-have-to-tell-you-about-your-real-estate-loan\/\">What Lenders Must Disclose<\/a><\/li>\n<li><a href=\"..\/what-kinds-of-loans-do-trid-disclosures-cover\/\">Loans Covered By TRID Disclosures<\/a><\/li>\n<li><a href=\"..\/what-disclosures-are-used-for-loans-not-covered-by-trid\/\">Loans NOT Covered By TRID Disclosures<\/a><\/li>\n<li><a href=\"..\/what-6-pieces-of-information-make-a-trid-loan-application\/\">6 Required Pieces of Information<\/a><\/li>\n<li><a href=\"..\/can-creditors-collect-information-beyond-the-6-required-pieces\/\">Can Lenders Request More Information?<\/a><\/li>\n<li><a href=\"..\/do-creditors-have-to-approve-trid-loans-in-3-days\/\">Do Lenders HAVE To Approve In 3 Days?<\/a><\/li>\n<li><a href=\"..\/what-is-a-business-day-for-real-estate-loan-disclosures\/\">What Is A Business Day?<\/a><\/li>\n<li><a href=\"..\/how-long-must-creditors-keep-real-estate-loan-records\/\">How Long Will Lenders Keep My Records?<\/a><\/li>\n<li><a href=\"..\/what-will-the-trid-loan-estimate-tell-me\/\">What Does The Loan Estimate Tell You?<\/a><\/li>\n<li><a href=\"..\/could-my-loan-costs-exceed-the-loan-estimate\/\">Could My Loan Exceed The Estimate?<\/a><\/li>\n<li><a href=\"..\/whats-refunded-if-my-loan-is-higher-than-my-estimate\/\">Refunds -If Your Loan Exceeds Your Estimate<\/a><\/li>\n<li><a href=\"..\/can-creditors-revise-trid-loan-estimates\/\">Can Creditors Revise Loan Estimates?<\/a><\/li>\n<li><a href=\"..\/can-my-settlement-charges-change\/\">Can My Settlement Charges Change?<\/a><\/li>\n<li><a href=\"..\/when-do-i-get-my-loan-closing-disclosure\/\">When Do I Get My Closing Disclosure?<\/a><\/li>\n<li><a href=\"..\/understanding-your-loan-estimate-terms-payments-and-closing-costs\/\">Loan Estimates -Terms, Payments, Closing<\/a><\/li>\n<li><a href=\"..\/understanding-your-loan-estimate-page-2-loan-costs\/\">Loan Estimates -Loan Costs<\/a><\/li>\n<li><a href=\"..\/understanding-your-loan-estimate-services-you-cannot-shop-for\/\">Loan Estimates -Services You Can&#8217;t Shop<\/a><\/li>\n<li><a href=\"..\/understanding-your-loan-estimate-services-you-can-shop-for\/\">Loan Estimates -Services You CAN Shop<\/a><\/li>\n<li><a href=\"..\/understanding-your-loan-estimate-other-costs\/\">Loan Estimates -Other Costs<\/a><\/li>\n<li><a href=\"..\/calculating-your-cash-to-close\/\">Calculating Your Cash To Close<\/a><\/li>\n<li><a href=\"..\/understanding-loan-estimate-comparisons\/\">Understanding Loan Estimate Comparisons<\/a><\/li>\n<li><a href=\"..\/your-rights-and-rules-for-closing-disclosures\/\">Your Rights For Closing Disclosures<\/a><\/li>\n<li><a href=\"..\/understanding-your-loan-closing-disclosure-page-1\/\">Closing Disclosures -Understanding Page 1<\/a><\/li>\n<li><a href=\"..\/understanding-your-loan-closing-cost-details\/\">Closing Disclosures &#8211; Closing Costs<\/a><\/li>\n<li><a href=\"..\/understanding-your-loan-cash-and-transaction-summaries\/\">Closing Disclosures &#8211; Understanding Summaries<\/a><\/li>\n<li><a href=\"..\/understanding-your-loan-additional-information-can-be-important\/\">Closing Disclosures &#8211; Important Additions<\/a><\/li>\n<\/ul>\n<p>[\/et_pb_text][et_pb_text disabled_on=&#8221;on|on|on&#8221; _builder_version=&#8221;4.24.2&#8243; _module_preset=&#8221;default&#8221; custom_margin=&#8221;||||false|false&#8221; text_orientation_tablet=&#8221;&#8221; text_orientation_phone=&#8221;&#8221; text_orientation_last_edited=&#8221;on|desktop&#8221; disabled=&#8221;on&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h4>Starting<\/h4>\n<ul>\n<li><a href=\"..\/how-can-i-determine-my-housing-needs-before-i-begin-the-search\/\">Determining Your Housing Needs<\/a><\/li>\n<li><a href=\"..\/how-do-i-begin-the-process-of-buying-a-home\/\">Start The Home-Buying Process!<\/a><\/li>\n<li><a href=\"..\/how-do-lenders-decide-the-maximum-loan-amount-that-buyers-can-afford\/\">How Lenders Decide Your Maximum Loan<\/a><\/li>\n<li><a href=\"..\/how-does-purchasing-a-home-compare-with-renting\/\">Purchasing Vs Renting A Home<\/a><\/li>\n<li><a href=\"..\/why-use-a-realtor\/\">Why Use a REALTOR?<\/a><\/li>\n<li><a href=\"..\/how-can-i-find-out-about-schools-community-resources\/\">Learn Your Community Resources<\/a><\/li>\n<li><a href=\"..\/what-should-i-look-for-when-walking-through-a-home\/\">Walkthrough -What To Look For<\/a><\/li>\n<li><a href=\"..\/how-can-i-keep-track-of-all-the-homes-i-see\/\">Keeping Track Of Homes<\/a><\/li>\n<li><a href=\"..\/what-questions-should-i-ask-when-looking-at-homes\/\">What To Ask When Looking At Homes<\/a><\/li>\n<li><a href=\"..\/is-an-older-home-a-better-value-than-a-new-one\/\">Older Vs Newer Homes<\/a><\/li>\n<li><a href=\"..\/what-is-earnest-money-and-how-much-should-i-set-aside\/\">What Is Earnest Money?<\/a><\/li>\n<li><a href=\"..\/what-does-a-home-inspector-do-and-how-does-an-inspection-figure-in-the-purchase-of-a-home\/\">What Do Home Inspectors Do?<\/a><\/li>\n<li><a href=\"..\/what-about-a-home-located-in-a-flood-plain\/\">What About Flood Plains?<\/a><\/li>\n<li><a href=\"..\/what-are-home-warranties-and-should-i-consider-them\/\">What Are Home Warranties?<\/a><\/li>\n<li><a href=\"..\/what-should-i-look-out-for-during-the-final-walk-through\/\">Final Walkthrough Warnings<\/a><\/li>\n<\/ul>\n<h4>Mortgage<\/h4>\n<ul>\n<li><a href=\"..\/what-is-a-rate-lock\/\">What Is A Rate Lock?<\/a><\/li>\n<li><a href=\"..\/what-is-a-mortgage\/\">What Is A Mortgage?<\/a><\/li>\n<li><a href=\"..\/what-is-a-qualified-mortgage\/\">What is A Qualified Mortgage?<\/a><\/li>\n<li><a href=\"..\/what-is-loan-to-value-ltv-and-how-does-it-affect-the-size-of-my-loan\/\">What Is Loan-To-Value (LTV)?<\/a><\/li>\n<li><a href=\"..\/how-large-a-down-payment-do-i-need\/\">How Large A Down Payment Do I Need?<\/a><\/li>\n<li><a href=\"..\/what-does-ability-to-repay-mean\/\"> What Is Ability To Repay?<\/a><\/li>\n<li><a href=\"..\/are-there-special-mortgages-for-first-time-homebuyers\/\">First-Time Mortgages?<\/a><\/li>\n<li><a href=\"..\/what-types-of-mortgage-loans-are-available\/\">The Main Types Of Mortgages<\/a><\/li>\n<li><a href=\"..\/how-does-the-interest-rate-factor-in-securing-a-mortgage-loan\/\">How Interest Affects Mortgages<\/a><\/li>\n<li><a href=\"..\/what-are-the-advantages-of-15-and-30-year-fixed-rate-mortgages\/\">Fixed-Rate Mortgage Advantages<\/a><\/li>\n<li><a href=\"..\/what-factors-affect-mortgage-payments\/\">Key Factors In Mortgage Payments<\/a><\/li>\n<li><a href=\"..\/what-is-included-in-a-monthly-mortgage-payment\/\">What Does A Mortgage Cover?<\/a><\/li>\n<li><a href=\"..\/what-are-discount-points\/\">What Are Discount Points?<\/a><\/li>\n<li><a href=\"..\/what-is-mortgage-insurance\/\">What Is Mortgage Insurance?<\/a><\/li>\n<li><a href=\"..\/what-is-pmi\/\">What Is PMI?<\/a><\/li>\n<li><a href=\"..\/what-is-prime\/\">What Is Prime?<\/a><\/li>\n<li><a href=\"..\/what-is-equity\/\">What Is Equity?<\/a><\/li>\n<li><a href=\"..\/can-i-pay-off-my-loan-ahead-of-schedule\/\">Can I Pay Off Early?<\/a><\/li>\n<\/ul>\n<h4>Financing<\/h4>\n<ul>\n<li><a href=\"..\/what-steps-need-to-be-taken-to-secure-a-loan\/\"> Key Steps To Secure Your Loan<\/a><\/li>\n<li><a href=\"..\/what-is-the-debt-to-income-ratio-dti\/\">What is Debt-To-Income?<\/a><\/li>\n<li><a href=\"..\/how-are-pre-qualifying-and-pre-approval-different\/\"> Pre-Qualifying vs Pre-Approval<\/a><\/li>\n<li><a href=\"..\/what-responsibilities-do-i-have-during-the-lending-process\/\">Lending Process DOs and DON&#8217;Ts<\/a><\/li>\n<li><a href=\"..\/what-happens-after-ive-applied-for-my-loan\/\">After Your Loan Application<\/a><\/li>\n<li><a href=\"..\/how-do-i-choose-the-right-lender-for-me\/\">Choosing Your Lender<\/a><\/li>\n<li><a href=\"..\/how-do-i-choose-the-best-loan-program-for-me\/\">Choosing Your Home Loan<\/a><\/li>\n<li><a href=\"..\/what-is-the-best-way-to-compare-loan-terms-between-lenders\/\">How To Compare Loans<\/a><\/li>\n<li><a href=\"..\/what-costs-or-fees-are-associated-with-loan-origination\/\">Understanding Loan Fees<\/a><\/li>\n<li><a href=\"..\/what-is-a-good-faith-estimate-and-how-does-it-help-me\/\">What is A Good Faith Estimate?<\/a><\/li>\n<li><a href=\"..\/what-is-respa\/\">What Is RESPA?<\/a><\/li>\n<li><a href=\"..\/what-is-an-appraisal\/\">What&#8217;s An Appraisal?<\/a><\/li>\n<\/ul>\n<h4>Credit, Closing &amp; Federal Programs<\/h4>\n<ul>\n<li><a href=\"..\/what-is-a-credit-bureau-score-and-how-do-lenders-use-them\/\">What is A Credit Score?<\/a><\/li>\n<li><a href=\"..\/how-can-i-find-out-information-about-my-credit-history-2\/\">Find Your Credit History<\/a><\/li>\n<li><a href=\"..\/what-is-an-escrow-account-do-i-need-one\/\">What Is Escrow?<\/a><\/li>\n<li><a href=\"..\/closing-explained-visually\/\"> Closing Costs Explained Visually<\/a><\/li>\n<li><a href=\"..\/title-insurance-explained-visually\/\">Title Insurance Explained Visually<\/a><\/li>\n<li><a href=\"..\/what-are-commissions\/\">What Are Real Estate Commissions?<\/a><\/li>\n<li><a href=\"..\/what-can-i-expect-to-happen-on-closing-day\/\">What Happens On Closing Day?<\/a><\/li>\n<li><a href=\"..\/what-do-i-get-at-closing\/\">What Do I Get At Closing?<\/a><\/li>\n<li><a href=\"..\/what-makes-up-closing-costs\/\">What Makes Up Closing Costs?<\/a><\/li>\n<li><a href=\"..\/how-can-the-fha-assist-me-in-buying-a-home\/\">How Can The FHA Help?<\/a><\/li>\n<li><a href=\"..\/what-are-the-steps-involved-in-the-fha-loan-process\/\">What Are The Steps In FHA Loans?<\/a><\/li>\n<li><a href=\"..\/what-types-of-closing-costs-are-associated-with-fha-insured-loans\/\">About FHA Closing Costs<\/a><\/li>\n<li><a href=\"..\/what-are-203b-and-203k-loans\/\">About 203(b) and 203(k) FHA Loans<\/a><\/li>\n<li><a href=\"..\/what-are-va-home-loans\/\">What Are VA Loans?<\/a><\/li>\n<li><a href=\"..\/what-are-the-major-types-of-va-loans\/\">Major VA Loan Types<\/a><\/li>\n<li><a href=\"..\/what-is-a-certificate-of-eligibility-or-coe\/\">What is The VA COE?<\/a><\/li>\n<\/ul>\n<h4>Selling<\/h4>\n<ul>\n<li><a href=\"..\/how-do-i-make-a-home-ready-to-sell\/\">Making Your Home Ready To Sell<\/a><\/li>\n<li><a href=\"..\/how-should-i-prepare-for-internet-showing\/\">Preparing For Internet Showing<\/a><\/li>\n<li><a href=\"..\/how-should-i-prepare-the-inside-for-an-open-house\/\">Home Sales Tips -Prepping The Inside<\/a><\/li>\n<li><a href=\"..\/how-should-i-prepare-the-outside-for-an-open-house\/\">Home Sales Tips -Prepping The Outside<\/a><\/li>\n<li><a href=\"..\/how-do-i-evaluate-an-offer\/\">How Do I Evaluate An Offer?<\/a><\/li>\n<li><a href=\"..\/what-is-a-counter-offer\/\">What Is A Counter-Offer?<\/a><\/li>\n<li><a href=\"..\/what-does-the-closing-process-involve-when-i-sell\/\">The Closing Process For Home Sellers<\/a><\/li>\n<li><a href=\"..\/6-selling-mistakes\/\">6 Home-Selling Mistakes<\/a><\/li>\n<li><a href=\"..\/what-details-can-i-ask-brokers-in-advance\/\">What Can I Ask Brokers?<\/a><\/li>\n<li><a href=\"..\/how-do-i-set-the-price-on-my-house\/\">Setting Your Price<\/a><\/li>\n<li><a href=\"..\/which-square-footage-figure-should-i-use\/\">Which Square Footage Figure?<\/a><\/li>\n<li><a href=\"..\/how-is-a-home-marketed\/\">How Is A Home Marketed?<\/a><\/li>\n<li><a href=\"..\/how-can-i-improve-my-homes-value\/\">Improving Your Home&#8217;s Value<\/a><\/li>\n<\/ul>\n<h4>TRID<\/h4>\n<ul>\n<li><a href=\"..\/what-do-lenders-have-to-tell-you-about-your-real-estate-loan\/\">What Lenders Must Disclose<\/a><\/li>\n<li><a href=\"..\/what-kinds-of-loans-do-trid-disclosures-cover\/\">Loans Covered By TRID Disclosures<\/a><\/li>\n<li><a href=\"..\/what-disclosures-are-used-for-loans-not-covered-by-trid\/\">Loans NOT Covered By TRID Disclosures<\/a><\/li>\n<li><a href=\"..\/what-6-pieces-of-information-make-a-trid-loan-application\/\">6 Required Pieces of Information<\/a><\/li>\n<li><a href=\"..\/can-creditors-collect-information-beyond-the-6-required-pieces\/\">Can Lenders Request More Information?<\/a><\/li>\n<li><a href=\"..\/do-creditors-have-to-approve-trid-loans-in-3-days\/\">Do Lenders HAVE To Approve In 3 Days?<\/a><\/li>\n<li><a href=\"..\/what-is-a-business-day-for-real-estate-loan-disclosures\/\">What Is A Business Day?<\/a><\/li>\n<li><a href=\"..\/how-long-must-creditors-keep-real-estate-loan-records\/\">How Long Will Lenders Keep My Records?<\/a><\/li>\n<li><a href=\"..\/what-will-the-trid-loan-estimate-tell-me\/\">What Does The Loan Estimate Tell You?<\/a><\/li>\n<li><a href=\"..\/could-my-loan-costs-exceed-the-loan-estimate\/\">Could My Loan Exceed The Estimate?<\/a><\/li>\n<li><a href=\"..\/whats-refunded-if-my-loan-is-higher-than-my-estimate\/\">Refunds -If Your Loan Exceeds Your Estimate<\/a><\/li>\n<li><a href=\"..\/can-creditors-revise-trid-loan-estimates\/\">Can Creditors Revise Loan Estimates?<\/a><\/li>\n<li><a href=\"..\/can-my-settlement-charges-change\/\">Can My Settlement Charges Change?<\/a><\/li>\n<li><a href=\"..\/when-do-i-get-my-loan-closing-disclosure\/\">When Do I Get My Closing Disclosure?<\/a><\/li>\n<li><a href=\"..\/understanding-your-loan-estimate-terms-payments-and-closing-costs\/\">Loan Estimates -Terms, Payments, Closing<\/a><\/li>\n<li><a href=\"..\/understanding-your-loan-estimate-page-2-loan-costs\/\">Loan Estimates -Loan Costs<\/a><\/li>\n<li><a href=\"..\/understanding-your-loan-estimate-services-you-cannot-shop-for\/\">Loan Estimates -Services You Can&#8217;t Shop<\/a><\/li>\n<li><a href=\"..\/understanding-your-loan-estimate-services-you-can-shop-for\/\">Loan Estimates -Services You CAN Shop<\/a><\/li>\n<li><a href=\"..\/understanding-your-loan-estimate-other-costs\/\">Loan Estimates -Other Costs<\/a><\/li>\n<li><a href=\"..\/calculating-your-cash-to-close\/\">Calculating Your Cash To Close<\/a><\/li>\n<li><a href=\"..\/understanding-loan-estimate-comparisons\/\">Understanding Loan Estimate Comparisons<\/a><\/li>\n<li><a href=\"..\/your-rights-and-rules-for-closing-disclosures\/\">Your Rights For Closing Disclosures<\/a><\/li>\n<li><a href=\"..\/understanding-your-loan-closing-disclosure-page-1\/\">Closing Disclosures -Understanding Page 1<\/a><\/li>\n<li><a href=\"..\/understanding-your-loan-closing-cost-details\/\">Closing Disclosures &#8211; Closing Costs<\/a><\/li>\n<li><a href=\"..\/understanding-your-loan-cash-and-transaction-summaries\/\">Closing Disclosures &#8211; Understanding Summaries<\/a><\/li>\n<li><a href=\"..\/understanding-your-loan-additional-information-can-be-important\/\">Closing Disclosures &#8211; Important Additions<\/a><\/li>\n<\/ul>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; custom_padding_last_edited=&#8221;on|tablet&#8221; _builder_version=&#8221;4.24.2&#8243; custom_padding=&#8221;0px||70px||false|false&#8221; custom_padding_tablet=&#8221;||54px||false|false&#8221; custom_padding_phone=&#8221;||54px||false|false&#8221; global_module=&#8221;6966&#8243; saved_tabs=&#8221;all&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_row column_structure=&#8221;2_5,3_5&#8243; use_custom_gutter=&#8221;on&#8221; gutter_width=&#8221;1&#8243; make_equal=&#8221;on&#8221; module_class=&#8221;tt-footer-overlapping-row&#8221; _builder_version=&#8221;4.24.2&#8243; background_enable_image=&#8221;off&#8221; custom_padding=&#8221;0px||0px||true|false&#8221; locked=&#8221;off&#8221; 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src=\"https:\/\/www.google.com\/maps\/embed?pb=!1m18!1m12!1m3!1d2929.721739815471!2d-77.40911242422429!3d39.41897287161737!2m3!1f0!2f0!3f0!3m2!1i1024!2i768!4f13.1!3m3!1m2!1s0x89c9daf5e52c0c11%3A0x1d95c393886572da!2s241%20E%204th%20St%20STE%20103%2C%20Frederick%2C%20MD%2021701%2C%20USA!5e1!3m2!1sen!2sph!4v1754358799757!5m2!1sen!2sph\" width=\"100%\" height=\"600\" style=\"border:0;\" allowfullscreen=\"\" loading=\"lazy\" referrerpolicy=\"no-referrer-when-downgrade\"><\/iframe>[\/et_pb_code][\/et_pb_column][et_pb_column type=&#8221;1_4&#8243; module_class=&#8221;tt-footer-map-col-2&#8243; _builder_version=&#8221;4.18.0&#8243; background_enable_color=&#8221;off&#8221; custom_padding=&#8221;|||&#8221; global_colors_info=&#8221;{}&#8221; custom_padding__hover=&#8221;|||&#8221;][et_pb_blurb title=&#8221;Main Location&#8221; use_icon=&#8221;on&#8221; font_icon=&#8221;&#xe081;||divi||400&#8243; icon_color=&#8221;#FFFFFF&#8221; icon_placement=&#8221;left&#8221; image_icon_width=&#8221;25px&#8221; icon_placement_tablet=&#8221;top&#8221; icon_placement_phone=&#8221;&#8221; icon_placement_last_edited=&#8221;on|tablet&#8221; admin_label=&#8221;Blurb &#8211; Address&#8221; _builder_version=&#8221;4.24.2&#8243; header_text_color=&#8221;#FFFFFF&#8221; header_font_size=&#8221;20px&#8221; background_layout=&#8221;dark&#8221; custom_margin=&#8221;||||false|false&#8221; header_font_size_tablet=&#8221;19px&#8221; header_font_size_phone=&#8221;18px&#8221; header_font_size_last_edited=&#8221;on|phone&#8221; text_orientation_tablet=&#8221;center&#8221; text_orientation_phone=&#8221;&#8221; text_orientation_last_edited=&#8221;on|tablet&#8221; icon_font_size=&#8221;25px&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p class=\"tt-form-para first\"><a href=\"https:\/\/maps.app.goo.gl\/ysrydMrAci7DLjZ36\" title=\"Google Maps\" class=\"tt-body-link notranslate\" target=\"_blank\">241 E. 4th Street<br>Suite 103<br>Frederick, MD 21701<\/a><\/p>\n<p>[\/et_pb_blurb][et_pb_blurb title=&#8221;Email&#8221; use_icon=&#8221;on&#8221; font_icon=&#8221;&#xe076;||divi||400&#8243; icon_color=&#8221;#FFFFFF&#8221; icon_placement=&#8221;left&#8221; image_icon_width=&#8221;25px&#8221; icon_placement_tablet=&#8221;top&#8221; icon_placement_phone=&#8221;&#8221; icon_placement_last_edited=&#8221;on|tablet&#8221; admin_label=&#8221;Blurb &#8211; Email&#8221; _builder_version=&#8221;4.24.2&#8243; header_text_color=&#8221;#FFFFFF&#8221; header_font_size=&#8221;20px&#8221; background_layout=&#8221;dark&#8221; custom_margin=&#8221;||||false|false&#8221; header_font_size_tablet=&#8221;19px&#8221; header_font_size_phone=&#8221;18px&#8221; header_font_size_last_edited=&#8221;on|phone&#8221; text_orientation_tablet=&#8221;center&#8221; text_orientation_phone=&#8221;&#8221; text_orientation_last_edited=&#8221;on|tablet&#8221; icon_font_size=&#8221;25px&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p style=\"padding-bottom: 0px !important;\"><a href=\"mailto:closing@andersonlawtitle.com\" title=\"Email closing@andersonlawtitle.com\" class=\"tt-body-link\"> Click to Email <\/a><\/p>\n<p>[\/et_pb_blurb][\/et_pb_column][et_pb_column type=&#8221;1_4&#8243; module_class=&#8221;tt-footer-map-col-3&#8243; _builder_version=&#8221;4.18.0&#8243; background_enable_color=&#8221;off&#8221; custom_padding=&#8221;|||&#8221; global_colors_info=&#8221;{}&#8221; custom_padding__hover=&#8221;|||&#8221;][et_pb_blurb title=&#8221;Office Hours&#8221; use_icon=&#8221;on&#8221; font_icon=&#8221;&#xe06b;||divi||400&#8243; icon_color=&#8221;#FFFFFF&#8221; icon_placement=&#8221;left&#8221; image_icon_width=&#8221;25px&#8221; icon_placement_tablet=&#8221;top&#8221; icon_placement_phone=&#8221;&#8221; icon_placement_last_edited=&#8221;on|tablet&#8221; admin_label=&#8221;Blurb &#8211; Open Hours&#8221; _builder_version=&#8221;4.24.2&#8243; header_text_color=&#8221;#FFFFFF&#8221; header_font_size=&#8221;20px&#8221; background_layout=&#8221;dark&#8221; custom_margin=&#8221;||||false|false&#8221; header_font_size_tablet=&#8221;19px&#8221; header_font_size_phone=&#8221;18px&#8221; header_font_size_last_edited=&#8221;on|phone&#8221; text_orientation_tablet=&#8221;center&#8221; text_orientation_phone=&#8221;&#8221; text_orientation_last_edited=&#8221;on|tablet&#8221; icon_font_size=&#8221;25px&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p class=\"tt-form-para first\"><span class=\"tt-capitalize\">Mon-Fri <br>9:00 AM \u2013 5:00 PM<br>\nWeekends: CLOSED <\/span><\/p>\n<p>[\/et_pb_blurb][et_pb_blurb title=&#8221;Phone&#8221; use_icon=&#8221;on&#8221; font_icon=&#8221;&#xe090;||divi||400&#8243; icon_color=&#8221;#FFFFFF&#8221; icon_placement=&#8221;left&#8221; image_icon_width=&#8221;25px&#8221; icon_placement_tablet=&#8221;top&#8221; icon_placement_phone=&#8221;&#8221; icon_placement_last_edited=&#8221;on|tablet&#8221; admin_label=&#8221;Blurb &#8211; Phone&#8221; 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