[et_pb_section fb_built=”1″ fullwidth=”on” admin_label=”TT – Home – Hero Slider” module_class=”tt-home-hero” _builder_version=”4.24.2″ background_image=”http:\/\/cloud04.titletapsites.com\/newdesign2\/wp-content\/uploads\/sites\/4\/2018\/02\/Contact_161226862_xl-70.jpg” background_enable_image=”off” parallax=”on” parallax_method=”off” saved_tabs=”all” locked=”off” global_colors_info=”{}”][et_pb_fullwidth_slider admin_label=”TT – Home – Hero Slider” module_class=”tt-inner-half tt-inner-center” _builder_version=”4.24.2″ _module_preset=”default” animation_style=”zoom” animation_duration=”1500ms” hover_enabled=”0″ header_font_size_tablet=”” header_font_size_phone=”” header_font_size_last_edited=”on|phone” global_colors_info=”{}” button_text_size__hover_enabled=”off” button_one_text_size__hover_enabled=”off” button_two_text_size__hover_enabled=”off” button_text_color__hover_enabled=”off” button_one_text_color__hover_enabled=”off” button_two_text_color__hover_enabled=”off” button_border_width__hover_enabled=”off” button_one_border_width__hover_enabled=”off” button_two_border_width__hover_enabled=”off” button_border_color__hover_enabled=”off” button_one_border_color__hover_enabled=”off” button_two_border_color__hover_enabled=”off” button_border_radius__hover_enabled=”off” button_one_border_radius__hover_enabled=”off” button_two_border_radius__hover_enabled=”off” button_letter_spacing__hover_enabled=”off” button_one_letter_spacing__hover_enabled=”off” button_two_letter_spacing__hover_enabled=”off” button_bg_color__hover_enabled=”off” button_one_bg_color__hover_enabled=”off” button_two_bg_color__hover_enabled=”off” sticky_enabled=”0″][et_pb_slide heading=”@ET-DC@eyJkeW5hbWljIjp0cnVlLCJjb250ZW50IjoicG9zdF90aXRsZSIsInNldHRpbmdzIjp7ImJlZm9yZSI6IiIsImFmdGVyIjoiIn19@” use_bg_overlay=”on” bg_overlay_color=”rgba(0,0,0,0.55)” use_text_overlay=”off” _builder_version=”4.24.2″ _dynamic_attributes=”heading” _module_preset=”default” header_level=”h1″ header_font=”||||||||” header_line_height=”1.3em” background_color=”rgba(0,0,0,0)” background_image=”https:\/\/andersonlawtitle.com\/wp-content\/uploads\/sites\/238\/2025\/08\/Houses-on-Market-Street.jpg” background_enable_image=”on” parallax=”on” parallax_method=”off” button_on_hover=”on” hover_enabled=”0″ header_font_size_tablet=”” header_font_size_phone=”” header_font_size_last_edited=”on|phone” header_line_height_tablet=”1.3em” header_line_height_phone=”1.3em” global_colors_info=”{}” button_text_size__hover_enabled=”off” button_one_text_size__hover_enabled=”off” button_two_text_size__hover_enabled=”off” button_text_color__hover_enabled=”off” button_one_text_color__hover_enabled=”off” button_two_text_color__hover_enabled=”off” button_border_width__hover_enabled=”off” button_one_border_width__hover_enabled=”off” button_two_border_width__hover_enabled=”off” button_border_color__hover_enabled=”off” button_one_border_color__hover_enabled=”off” button_two_border_color__hover_enabled=”off” button_border_radius__hover_enabled=”off” button_one_border_radius__hover_enabled=”off” button_two_border_radius__hover_enabled=”off” button_letter_spacing__hover_enabled=”off” button_one_letter_spacing__hover_enabled=”off” button_two_letter_spacing__hover_enabled=”off” button_bg_color__hover_enabled=”off” button_one_bg_color__hover_enabled=”off” button_two_bg_color__hover_enabled=”off” sticky_transition=”on” alt=”Houses on Market Street” title_text=”Houses on Market Street” sticky_enabled=”0″][\/et_pb_slide][\/et_pb_fullwidth_slider][\/et_pb_section][et_pb_section fb_built=”1″ custom_padding_last_edited=”on|desktop” _builder_version=”4.24.2″ _module_preset=”default” custom_padding=”80px||80px||true|false” custom_padding_tablet=”54px||54px||true|false” custom_padding_phone=”” locked=”off” global_colors_info=”{}”][et_pb_row admin_label=”Row” _builder_version=”4.16″ custom_padding=”0px||0px||true|false” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_text admin_label=”Second Header” _builder_version=”4.24.2″ header_font=”||||||||” text_orientation=”center” custom_margin=”||20px||false|false” header_2_font_size_tablet=”” header_2_font_size_phone=”25px” header_2_font_size_last_edited=”on|phone” global_colors_info=”{}”]<\/p>\n
[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=”1_5,1_5,1_5,1_5,1_5″ _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][et_pb_column type=”1_5″ _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][et_pb_blurb title=”Speed” image=”https:\/\/andersonlawtitle.com\/wp-content\/uploads\/sites\/238\/2025\/03\/Audio_video_game_controls-45.png” alt=”Speed” content_max_width=”100%” _builder_version=”4.24.2″ _module_preset=”default” header_level=”h3″ header_text_color=”#1a285b” header_font_size=”22px” text_orientation=”center” header_font_size_tablet=”20px” header_font_size_phone=”18px” header_font_size_last_edited=”on|phone” global_colors_info=”{}”][\/et_pb_blurb][\/et_pb_column][et_pb_column type=”1_5″ _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][et_pb_blurb title=”Convenience” image=”https:\/\/andersonlawtitle.com\/wp-content\/uploads\/sites\/238\/2025\/03\/Multimedia-04.png” alt=”Convenience” content_max_width=”100%” _builder_version=”4.16″ _module_preset=”default” header_level=”h3″ header_text_color=”#1a285b” header_font_size=”22px” text_orientation=”center” header_font_size_tablet=”20px” header_font_size_phone=”18px” header_font_size_last_edited=”on|phone” global_colors_info=”{}”][\/et_pb_blurb][\/et_pb_column][et_pb_column type=”1_5″ _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][et_pb_blurb title=”Security” image=”https:\/\/andersonlawtitle.com\/wp-content\/uploads\/sites\/238\/2025\/03\/Audio_video_game_controls-54.png” alt=”Security” content_max_width=”100%” _builder_version=”4.16″ _module_preset=”default” header_level=”h3″ header_text_color=”#1a285b” header_font_size=”22px” text_orientation=”center” header_font_size_tablet=”20px” header_font_size_phone=”18px” header_font_size_last_edited=”on|phone” global_colors_info=”{}”][\/et_pb_blurb][\/et_pb_column][et_pb_column type=”1_5″ _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][et_pb_blurb title=”Eco-Friendly” image=”https:\/\/andersonlawtitle.com\/wp-content\/uploads\/sites\/238\/2025\/03\/Ecology-03.png” alt=”Eco-Friendly” content_max_width=”100%” _builder_version=”4.16″ _module_preset=”default” header_level=”h3″ header_text_color=”#1a285b” header_font_size=”22px” text_orientation=”center” header_font_size_tablet=”20px” header_font_size_phone=”18px” header_font_size_last_edited=”on|phone” global_colors_info=”{}”][\/et_pb_blurb][\/et_pb_column][et_pb_column type=”1_5″ _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][et_pb_blurb title=”Quality” image=”https:\/\/andersonlawtitle.com\/wp-content\/uploads\/sites\/238\/2025\/03\/Documents_Bookmarks-03.png” alt=”Quality” content_max_width=”100%” _builder_version=”4.16″ _module_preset=”default” header_level=”h3″ header_text_color=”#1a285b” header_font_size=”22px” text_orientation=”center” header_font_size_tablet=”20px” header_font_size_phone=”18px” header_font_size_last_edited=”on|phone” global_colors_info=”{}”][\/et_pb_blurb][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=”4.24.2″ _module_preset=”default” custom_padding=”||0px||false|false” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.24.2″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.24.2″ _module_preset=”default” global_colors_info=”{}”]We offer Remote Online Notarization (RON)<\/strong> to make your closing even more convenient.<\/p>\n With RON, documents can be signed and notarized from anywhere in the United States<\/strong>, using a secure online platform.<\/p>\n This option is ideal if you’re traveling, out of state, or simply prefer the comfort of closing from home. The process is easy, secure, and fully compliant with legal requirements.<\/p>\n Key Benefits:<\/strong><\/p>\n Ask our team if RON is right for your closing \u2014 we’re happy to guide you through the process!<\/p>\n Your deposit is held in a secure escrow account and applied at closing. If you have questions or need assistance with the process, our team is here to help every step of the way.[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row disabled_on=”on|on|on” _builder_version=”4.24.2″ _module_preset=”default” custom_padding=”||0px||false|false” disabled=”on” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.24.2″ _module_preset=”default” header_2_text_color=”#1a285b” header_2_font_size=”30px” custom_margin=”||10px||false|false” header_2_font_size_tablet=”26px” header_2_font_size_phone=”22px” header_2_font_size_last_edited=”on|phone” global_colors_info=”{}”]<\/p>\n [\/et_pb_text][et_pb_accordion open_toggle_text_color=”#ffffff” open_toggle_background_color=”#1a285b” closed_toggle_background_color=”#1a285b” icon_color=”#ffffff” _builder_version=”4.24.2″ _module_preset=”default” toggle_text_color=”#ffffff” toggle_level=”h4″ toggle_font_size=”18px” body_text_color=”#ffffff” body_font_size=”17px” toggle_font_size_tablet=”16px” toggle_font_size_phone=”15px” toggle_font_size_last_edited=”on|desktop” body_font_size_tablet=”15px” body_font_size_phone=”14px” body_font_size_last_edited=”on|phone” global_colors_info=”{}”][et_pb_accordion_item title=”Your Title Goes Here” open=”on” _builder_version=”4.16″ _module_preset=”default” custom_css_main_element=”display:none;” global_colors_info=”{}”]Your content goes here. Edit or remove this text inline or in the module Content settings. You can also style every aspect of this content in the module Design settings and even apply custom CSS to this text in the module Advanced settings.[\/et_pb_accordion_item][et_pb_accordion_item title=”WHAT IS RON?” _builder_version=”4.16″ _module_preset=”default” custom_margin=”||10px||false|false” global_colors_info=”{}” open=”off”]It is an acronym for remote online notarization. RON is the means used to electronically notarize a document using a third-party (i.e. vendor) software platform which records the visual and audio communications of participants to the signing of a document even when the participants are not physically located in the same place.[\/et_pb_accordion_item][et_pb_accordion_item title=”HOW IS RON GOVERNED IN MD?” _builder_version=”4.16″ _module_preset=”default” custom_margin=”||10px||false|false” global_colors_info=”{}” open=”off”]The 2019 Maryland General Assembly passed Senate Bill 678\/Chapter 407 which became effective on October 1, 2020. A link to the full text of Senate Bill 678 can be found at: http:\/\/mgaleg.maryland.gov\/2019RS\/Chapters_noln\/CH_407_sb0678e.pdf<\/a><\/span><\/p>\n The Act makes monumental changes to the existing Maryland notary statutes by repealing Titles 18 and 19 of the State Government Article of the Annotated Code of Maryland and by replacing them with the Maryland Revised Uniform Law on Notarial Acts (MD RULONA) and Sections 18- 101 to 18-227 of State Government Article, Section 17-110(b) of Estates and Trusts Article and COMAR Regulations 01.02.08.01 to .17<\/p>\n MD RULONA expands traditional notarization practices to authorize electronic signatures by signer and notary public and electronic remote notarization where the signer and notary public are not in the physical presence of each other. Remote notarization allows a signer to virtually appear before the Maryland notary public (who is physically situated in Maryland) through audio-video communication technology (sometimes called on-line notarization). MD RULONA requires the use of an approved platform and an involved process which includes a test\/quiz designed to confirm the identification of the remote signer. An audiovisual recording of the notarial act must be made and maintained in a tamper-evident medium for 10 years.[\/et_pb_accordion_item][et_pb_accordion_item title=”INFORMATION” _builder_version=”4.16″ _module_preset=”default” custom_margin=”||10px||false|false” global_colors_info=”{}” open=”off”]AUTHORITY TO REFUSE TO PERFORM NOTARIAL ACT<\/strong><\/p>\n PERSONAL APPEARANCE AND IDENTIFICATION OF INDIVIDUAL REQUIRED<\/strong><\/p>\n SIGNATURE IF INDIVIDUAL UNABLE TO SIGN (\u00a718-208 State Government Article)<\/strong><\/p>\n NOTARIAL ACT PERFORMED IN STATE OF MARYLAND<\/strong><\/p>\n NOTE:<\/strong> These 3 steps are required where we have a notarial act performed in a foreign country by a local foreign country notary. An original raised seal Apostille or Consular Authentication meets the 3 step requirement.<\/p>\n NOTARIAL ACT IN ANOTHER STATE<\/strong><\/p>\n NOTARIAL ACT PERFORMED FOR REMOTELY LOCATED INDIVIDUALS (\u00a718-214 State Government Article)<\/strong><\/p>\n NOTE:<\/strong> Most Maryland title insurers will not require their title agents to research whether or not a foreign country prohibits remote notarization. However, if the title agent has actual knowledge that remote notarization is prohibited by a particular foreign country then use of remote notarization should not be made.<\/p>\n NOTE:<\/strong> 3rd party vendor \u201ccommunication technologies\u201d relative to credential analysis and identity proofing will not work and cannot be used if the individual who is remotely located in the foreign country is not a U.S. citizen or permanent visa resident of the U.S. Remote notarization should only be used where a U.S. citizen or permanent visa U.S. resident is temporarily visiting a foreign country.<\/p>\n CERTIFICATE OF NOTARIAL ACT (Example: Acknowledgment)<\/strong><\/p>\n [\/et_pb_accordion_item][\/et_pb_accordion][\/et_pb_column][\/et_pb_row][et_pb_row disabled_on=”on|on|on” _builder_version=”4.24.2″ _module_preset=”default” custom_padding=”||0px||false|false” disabled=”on” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.24.2″ _module_preset=”default” header_2_text_color=”#1a285b” header_2_font_size=”30px” custom_margin=”||10px||false|false” header_2_font_size_tablet=”26px” header_2_font_size_phone=”22px” header_2_font_size_last_edited=”on|phone” global_colors_info=”{}”]<\/p>\n [\/et_pb_text][et_pb_accordion open_toggle_text_color=”#ffffff” open_toggle_background_color=”#1a285b” closed_toggle_background_color=”#1a285b” icon_color=”#ffffff” _builder_version=”4.24.2″ _module_preset=”default” toggle_text_color=”#ffffff” toggle_level=”h4″ toggle_font_size=”18px” body_text_color=”#ffffff” body_font_size=”17px” toggle_font_size_tablet=”16px” toggle_font_size_phone=”15px” toggle_font_size_last_edited=”on|desktop” body_font_size_tablet=”15px” body_font_size_phone=”14px” body_font_size_last_edited=”on|phone” global_colors_info=”{}”][et_pb_accordion_item title=”Your Title Goes Here” open=”on” _builder_version=”4.16″ _module_preset=”default” custom_css_main_element=”display:none;” global_colors_info=”{}”]Your content goes here. Edit or remove this text inline or in the module Content settings. You can also style every aspect of this content in the module Design settings and even apply custom CSS to this text in the module Advanced settings.[\/et_pb_accordion_item][et_pb_accordion_item title=”Acknowledgement ” _builder_version=”4.16″ _module_preset=”default” custom_margin=”||10px||false|false” global_colors_info=”{}” open=”off”]Also known as notary acknowledgement or certificate. Declaration by an individual before a notarial officer that the individual has signed a record (tangible medium\/document or stored in an electronic medium) for the purpose stated in the record\/document. [\/et_pb_accordion_item][et_pb_accordion_item title=”Communication Technology ” _builder_version=”4.16″ _module_preset=”default” custom_margin=”||10px||false|false” global_colors_info=”{}” open=”off”]Electronic device or process that allows a notary public and a remotely located individual to communicate with each other simultaneously by sight and sound.[\/et_pb_accordion_item][et_pb_accordion_item title=”Credential Analysis” _builder_version=”4.16″ _module_preset=”default” custom_margin=”||10px||false|false” global_colors_info=”{}” open=”off”]Process or service by which a third party confirms the validity of an ID by a review of public or private data sources.[\/et_pb_accordion_item][et_pb_accordion_item title=”Electronic Signature ” _builder_version=”4.16″ _module_preset=”default” custom_margin=”||10px||false|false” global_colors_info=”{}” open=”off”]An electronic symbol, sound, or process attached to or logically associated with a record\/document. An electronic signature on an electronic record is one that accomplishes the same purpose as a traditional \u201cwet\u201d or pen and ink signature on a tangible record.[\/et_pb_accordion_item][et_pb_accordion_item title=”Foreign State” _builder_version=”4.16″ _module_preset=”default” custom_margin=”||10px||false|false” global_colors_info=”{}” open=”off”]Not United States or U.S. territory. Not a state within U.S. Essentially a foreign country.[\/et_pb_accordion_item][et_pb_accordion_item title=”Identity Proofing ” _builder_version=”4.16″ _module_preset=”default” custom_margin=”||10px||false|false” global_colors_info=”{}” open=”off”]Process or service by which a third party provides a notary public with a means to verify the identity of a remotely located individual, by a review of personal information from public or private data sources [\/et_pb_accordion_item][et_pb_accordion_item title=”Notarial Officer” _builder_version=”4.16″ _module_preset=”default” custom_margin=”||10px||false|false” global_colors_info=”{}” open=”off”]Notary public or other individual authorized to perform a notarial act like a judge or court clerk or deputy clerk.[\/et_pb_accordion_item][et_pb_accordion_item title=”Notary Public” _builder_version=”4.16″ _module_preset=”default” custom_margin=”||10px||false|false” global_colors_info=”{}” open=”off”]Individual appointed and commissioned to perform a notarial act. Does not include judge or court clerk.[\/et_pb_accordion_item][et_pb_accordion_item title=”Record (replaces word \u201cdocument\u201d) ” _builder_version=”4.16″ _module_preset=”default” custom_margin=”||10px||false|false” global_colors_info=”{}” open=”off”]Tangible medium (i.e., a paper document) or stored in an electronic medium.[\/et_pb_accordion_item][et_pb_accordion_item title=”Remotely Located ” _builder_version=”4.16″ _module_preset=”default” custom_margin=”||10px||false|false” global_colors_info=”{}” open=”off”]Individual Individual not in the physical presence of the notary public who performs the notarial act.[\/et_pb_accordion_item][et_pb_accordion_item title=”HELPFUL LINKS” _builder_version=”4.16″ _module_preset=”default” custom_margin=”||10px||false|false” global_colors_info=”{}” open=”off”]<\/p>\n ANNOTATED CODE OF MARYLAND STATE GOVERNMENT ARTICLE TITLE 18 NOTARIAL ACTS SUBTITLE 1. NOTARIES PUBLIC SUBTITLE 2. REVISED UNIFORM LAW ON NOTARIAL ACTS. EFFECTIVE AS OF OCTOBER 1, 2021 Notification form for remote notarizations on or after 10\/1\/2020 HANDBOOK FOR MARYLAND NOTARIES PUBLIC List of Authorized Remote Online Notary (RON) Vendors [\/et_pb_accordion_item][\/et_pb_accordion][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ custom_padding_last_edited=”on|desktop” disabled_on=”on|on|on” _builder_version=”4.24.2″ _module_preset=”default” custom_padding=”80px||80px||true|false” custom_padding_tablet=”54px||54px||true|false” custom_padding_phone=”” disabled=”on” locked=”off” global_colors_info=”{}”][et_pb_row admin_label=”Row” _builder_version=”4.16″ custom_padding=”0px||0px||true|false” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_text admin_label=”Second Header” _builder_version=”4.24.2″ header_font=”||||||||” text_orientation=”center” custom_margin=”||20px||false|false” header_2_font_size_tablet=”” 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global_colors_info=”{}”][\/et_pb_blurb][\/et_pb_column][et_pb_column type=”1_5″ _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][et_pb_blurb title=”Eco-Friendly” image=”https:\/\/andersonlawtitle.com\/wp-content\/uploads\/sites\/238\/2025\/03\/Ecology-03.png” alt=”Eco-Friendly” content_max_width=”100%” _builder_version=”4.16″ _module_preset=”default” header_level=”h3″ header_text_color=”#1a285b” header_font_size=”22px” text_orientation=”center” header_font_size_tablet=”20px” header_font_size_phone=”18px” header_font_size_last_edited=”on|phone” global_colors_info=”{}”][\/et_pb_blurb][\/et_pb_column][et_pb_column type=”1_5″ _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][et_pb_blurb title=”Quality” image=”https:\/\/andersonlawtitle.com\/wp-content\/uploads\/sites\/238\/2025\/03\/Documents_Bookmarks-03.png” alt=”Quality” content_max_width=”100%” _builder_version=”4.16″ _module_preset=”default” header_level=”h3″ header_text_color=”#1a285b” header_font_size=”22px” text_orientation=”center” header_font_size_tablet=”20px” header_font_size_phone=”18px” header_font_size_last_edited=”on|phone” global_colors_info=”{}”][\/et_pb_blurb][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=”4.24.2″ _module_preset=”default” custom_padding=”||0px||false|false” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.24.2″ _module_preset=”default” header_2_text_color=”#1a285b” header_2_font_size=”30px” custom_margin=”||10px||false|false” header_2_font_size_tablet=”26px” header_2_font_size_phone=”22px” header_2_font_size_last_edited=”on|phone” global_colors_info=”{}”]<\/p>\n [\/et_pb_text][et_pb_accordion open_toggle_text_color=”#ffffff” open_toggle_background_color=”#1a285b” closed_toggle_background_color=”#1a285b” icon_color=”#ffffff” _builder_version=”4.24.2″ _module_preset=”default” toggle_text_color=”#ffffff” toggle_level=”h4″ toggle_font_size=”18px” body_text_color=”#ffffff” body_font_size=”17px” toggle_font_size_tablet=”16px” toggle_font_size_phone=”15px” toggle_font_size_last_edited=”on|desktop” body_font_size_tablet=”15px” body_font_size_phone=”14px” body_font_size_last_edited=”on|phone” global_colors_info=”{}”][et_pb_accordion_item title=”Your Title Goes Here” open=”on” _builder_version=”4.16″ _module_preset=”default” custom_css_main_element=”display:none;” global_colors_info=”{}”]Your content goes here. Edit or remove this text inline or in the module Content settings. You can also style every aspect of this content in the module Design settings and even apply custom CSS to this text in the module Advanced settings.[\/et_pb_accordion_item][et_pb_accordion_item title=”WHAT IS RON?” _builder_version=”4.16″ _module_preset=”default” custom_margin=”||10px||false|false” global_colors_info=”{}” open=”off”]It is an acronym for remote online notarization. RON is the means used to electronically notarize a document using a third-party (i.e. vendor) software platform which records the visual and audio communications of participants to the signing of a document even when the participants are not physically located in the same place.[\/et_pb_accordion_item][et_pb_accordion_item title=”HOW IS RON GOVERNED IN MD?” _builder_version=”4.16″ _module_preset=”default” custom_margin=”||10px||false|false” global_colors_info=”{}” open=”off”]The 2019 Maryland General Assembly passed Senate Bill 678\/Chapter 407 which became effective on October 1, 2020. A link to the full text of Senate Bill 678 can be found at: http:\/\/mgaleg.maryland.gov\/2019RS\/Chapters_noln\/CH_407_sb0678e.pdf<\/a><\/span><\/p>\n The Act makes monumental changes to the existing Maryland notary statutes by repealing Titles 18 and 19 of the State Government Article of the Annotated Code of Maryland and by replacing them with the Maryland Revised Uniform Law on Notarial Acts (MD RULONA) and Sections 18- 101 to 18-227 of State Government Article, Section 17-110(b) of Estates and Trusts Article and COMAR Regulations 01.02.08.01 to .17<\/p>\n MD RULONA expands traditional notarization practices to authorize electronic signatures by signer and notary public and electronic remote notarization where the signer and notary public are not in the physical presence of each other. Remote notarization allows a signer to virtually appear before the Maryland notary public (who is physically situated in Maryland) through audio-video communication technology (sometimes called on-line notarization). MD RULONA requires the use of an approved platform and an involved process which includes a test\/quiz designed to confirm the identification of the remote signer. An audiovisual recording of the notarial act must be made and maintained in a tamper-evident medium for 10 years.[\/et_pb_accordion_item][et_pb_accordion_item title=”INFORMATION” _builder_version=”4.16″ _module_preset=”default” custom_margin=”||10px||false|false” global_colors_info=”{}” open=”off”]AUTHORITY TO REFUSE TO PERFORM NOTARIAL ACT<\/strong><\/p>\n PERSONAL APPEARANCE AND IDENTIFICATION OF INDIVIDUAL REQUIRED<\/strong><\/p>\n SIGNATURE IF INDIVIDUAL UNABLE TO SIGN (\u00a718-208 State Government Article)<\/strong><\/p>\n NOTARIAL ACT PERFORMED IN STATE OF MARYLAND<\/strong><\/p>\n NOTE:<\/strong> These 3 steps are required where we have a notarial act performed in a foreign country by a local foreign country notary. An original raised seal Apostille or Consular Authentication meets the 3 step requirement.<\/p>\n NOTARIAL ACT IN ANOTHER STATE<\/strong><\/p>\n NOTARIAL ACT PERFORMED FOR REMOTELY LOCATED INDIVIDUALS (\u00a718-214 State Government Article)<\/strong><\/p>\n NOTE:<\/strong> Most Maryland title insurers will not require their title agents to research whether or not a foreign country prohibits remote notarization. However, if the title agent has actual knowledge that remote notarization is prohibited by a particular foreign country then use of remote notarization should not be made.<\/p>\n NOTE:<\/strong> 3rd party vendor \u201ccommunication technologies\u201d relative to credential analysis and identity proofing will not work and cannot be used if the individual who is remotely located in the foreign country is not a U.S. citizen or permanent visa resident of the U.S. Remote notarization should only be used where a U.S. citizen or permanent visa U.S. resident is temporarily visiting a foreign country.<\/p>\n CERTIFICATE OF NOTARIAL ACT (Example: Acknowledgment)<\/strong><\/p>\n [\/et_pb_accordion_item][\/et_pb_accordion][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=”4.24.2″ _module_preset=”default” custom_padding=”||0px||false|false” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.24.2″ _module_preset=”default” header_2_text_color=”#1a285b” header_2_font_size=”30px” custom_margin=”||10px||false|false” header_2_font_size_tablet=”26px” header_2_font_size_phone=”22px” header_2_font_size_last_edited=”on|phone” global_colors_info=”{}”]<\/p>\n [\/et_pb_text][et_pb_accordion open_toggle_text_color=”#ffffff” open_toggle_background_color=”#1a285b” closed_toggle_background_color=”#1a285b” icon_color=”#ffffff” _builder_version=”4.24.2″ _module_preset=”default” toggle_text_color=”#ffffff” toggle_level=”h4″ toggle_font_size=”18px” body_text_color=”#ffffff” body_font_size=”17px” toggle_font_size_tablet=”16px” toggle_font_size_phone=”15px” toggle_font_size_last_edited=”on|desktop” body_font_size_tablet=”15px” body_font_size_phone=”14px” body_font_size_last_edited=”on|phone” global_colors_info=”{}”][et_pb_accordion_item title=”Your Title Goes Here” open=”on” _builder_version=”4.16″ _module_preset=”default” custom_css_main_element=”display:none;” global_colors_info=”{}”]Your content goes here. Edit or remove this text inline or in the module Content settings. You can also style every aspect of this content in the module Design settings and even apply custom CSS to this text in the module Advanced settings.[\/et_pb_accordion_item][et_pb_accordion_item title=”Acknowledgement ” _builder_version=”4.16″ _module_preset=”default” custom_margin=”||10px||false|false” global_colors_info=”{}” open=”off”]Also known as notary acknowledgement or certificate. Declaration by an individual before a notarial officer that the individual has signed a record (tangible medium\/document or stored in an electronic medium) for the purpose stated in the record\/document. [\/et_pb_accordion_item][et_pb_accordion_item title=”Communication Technology ” _builder_version=”4.16″ _module_preset=”default” custom_margin=”||10px||false|false” global_colors_info=”{}” open=”off”]Electronic device or process that allows a notary public and a remotely located individual to communicate with each other simultaneously by sight and sound.[\/et_pb_accordion_item][et_pb_accordion_item title=”Credential Analysis” _builder_version=”4.16″ _module_preset=”default” custom_margin=”||10px||false|false” global_colors_info=”{}” open=”off”]Process or service by which a third party confirms the validity of an ID by a review of public or private data sources.[\/et_pb_accordion_item][et_pb_accordion_item title=”Electronic Signature ” _builder_version=”4.16″ _module_preset=”default” custom_margin=”||10px||false|false” global_colors_info=”{}” open=”off”]An electronic symbol, sound, or process attached to or logically associated with a record\/document. An electronic signature on an electronic record is one that accomplishes the same purpose as a traditional \u201cwet\u201d or pen and ink signature on a tangible record.[\/et_pb_accordion_item][et_pb_accordion_item title=”Foreign State” _builder_version=”4.16″ _module_preset=”default” custom_margin=”||10px||false|false” global_colors_info=”{}” open=”off”]Not United States or U.S. territory. Not a state within U.S. Essentially a foreign country.[\/et_pb_accordion_item][et_pb_accordion_item title=”Identity Proofing ” _builder_version=”4.16″ _module_preset=”default” custom_margin=”||10px||false|false” global_colors_info=”{}” open=”off”]Process or service by which a third party provides a notary public with a means to verify the identity of a remotely located individual, by a review of personal information from public or private data sources [\/et_pb_accordion_item][et_pb_accordion_item title=”Notarial Officer” _builder_version=”4.16″ _module_preset=”default” custom_margin=”||10px||false|false” global_colors_info=”{}” open=”off”]Notary public or other individual authorized to perform a notarial act like a judge or court clerk or deputy clerk.[\/et_pb_accordion_item][et_pb_accordion_item title=”Notary Public” _builder_version=”4.16″ _module_preset=”default” custom_margin=”||10px||false|false” global_colors_info=”{}” open=”off”]Individual appointed and commissioned to perform a notarial act. Does not include judge or court clerk.[\/et_pb_accordion_item][et_pb_accordion_item title=”Record (replaces word \u201cdocument\u201d) ” _builder_version=”4.16″ _module_preset=”default” custom_margin=”||10px||false|false” global_colors_info=”{}” open=”off”]Tangible medium (i.e., a paper document) or stored in an electronic medium.[\/et_pb_accordion_item][et_pb_accordion_item title=”Remotely Located ” _builder_version=”4.16″ _module_preset=”default” custom_margin=”||10px||false|false” global_colors_info=”{}” open=”off”]Individual Individual not in the physical presence of the notary public who performs the notarial act.[\/et_pb_accordion_item][et_pb_accordion_item title=”HELPFUL LINKS” _builder_version=”4.16″ _module_preset=”default” custom_margin=”||10px||false|false” global_colors_info=”{}” open=”off”]<\/p>\n ANNOTATED CODE OF MARYLAND STATE GOVERNMENT ARTICLE TITLE 18 NOTARIAL ACTS SUBTITLE 1. NOTARIES PUBLIC SUBTITLE 2. REVISED UNIFORM LAW ON NOTARIAL ACTS. EFFECTIVE AS OF OCTOBER 1, 2021 Notification form for remote notarizations on or after 10\/1\/2020 HANDBOOK FOR MARYLAND NOTARIES PUBLIC\n
FAQ<\/h2>\n
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\n– presentation of an identification credential (i.e. driver\u2019s license, passport, etc.); and Credential analysis which is a process or service by which a 3rd party confirms the validity of an I.D. (like a driver\u2019s license) by a review of public or private data sources; and
\n– Identity proofing of an individual, which is a process or service which a 3rd party provides a notary public with a means to certify the identity of a remotely located individual by a review of personal information from public or private data sources<\/li>\n\n
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Definitions<\/h2>\n
https:\/\/sos.maryland.gov\/Documents\/NotaryLaw2021.pdf<\/a><\/span><\/p>\n
https:\/\/sos.maryland.gov\/Documents\/Remote-Notary-Notification-Form.pdf<\/a><\/span><\/p>\n
https:\/\/sos.maryland.gov\/Documents\/Maryland-Notary-Handbook.pdf<\/a><\/span><\/p>\n
https:\/\/sos.maryland.gov\/Documents\/ListAuthorizedRONVendors.pdf<\/a><\/span><\/p>\nRemote Online Notary<\/h2>\n
FAQ<\/h2>\n
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\n– presentation of an identification credential (i.e. driver\u2019s license, passport, etc.); and Credential analysis which is a process or service by which a 3rd party confirms the validity of an I.D. (like a driver\u2019s license) by a review of public or private data sources; and
\n– Identity proofing of an individual, which is a process or service which a 3rd party provides a notary public with a means to certify the identity of a remotely located individual by a review of personal information from public or private data sources<\/li>\n\n
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Definitions<\/h2>\n
https:\/\/sos.maryland.gov\/Documents\/NotaryLaw2021.pdf<\/a><\/span><\/p>\n
https:\/\/sos.maryland.gov\/Documents\/Remote-Notary-Notification-Form.pdf<\/a><\/span><\/p>\n
https:\/\/sos.maryland.gov\/Documents\/Maryland-Notary-Handbook.pdf<\/a><\/span><\/p>\n