{"id":201,"date":"2015-06-24T16:15:12","date_gmt":"2015-06-24T16:15:12","guid":{"rendered":"http:\/\/gohome.fastforwardstories.com\/?p=4818"},"modified":"2015-06-24T16:15:12","modified_gmt":"2015-06-24T16:15:12","slug":"understanding-your-loan-estimate-terms-payments-and-closing-costs","status":"publish","type":"post","link":"https:\/\/cloud.titletapsites.com\/andersonlawtitle\/2015\/06\/24\/understanding-your-loan-estimate-terms-payments-and-closing-costs\/","title":{"rendered":"Understanding Your Loan Estimate: Terms, Payments and Closing Costs"},"content":{"rendered":"<p><script src=\"https:\/\/fast.wistia.com\/assets\/external\/E-v1.js\" async><\/script><\/p>\n<div class=\"wistia_responsive_padding\" style=\"padding:56.25% 0 0 0;position:relative;\">\n<div class=\"wistia_responsive_wrapper\" style=\"height:100%;left:0;position:absolute;top:0;width:100%;\">\n<div class=\"wistia_embed wistia_async_nvducsaxzy dnt=1 videoFoam=true\" style=\"height:100%;position:relative;width:100%\">\n<div class=\"wistia_swatch\" style=\"height:100%;left:0;opacity:0;overflow:hidden;position:absolute;top:0;transition:opacity 200ms;width:100%;\"><img decoding=\"async\" src=\"https:\/\/fast.wistia.com\/embed\/medias\/nvducsaxzy\/swatch\" style=\"filter:blur(5px);height:100%;object-fit:contain;width:100%;\" alt=\"\" aria-hidden=\"true\" onload=\"this.parentNode.style.opacity=1;\" \/><\/div>\n<\/div>\n<\/div>\n<\/div>\n<p>The first page of your Loan Disclosure shows the Loan Terms Projected Payments and Costs at Closing.<\/p>\n<p>The Loan Amount, of course is the total you are borrowing. But the Interest Rate alone doesn&#8217;t represent all of your borrowing costs. The APR figure on Page 3 shows that.<\/p>\n<p>Likewise, Monthly Principal &amp; Interest aren&#8217;t the complete amount you will actually PAY each month.<\/p>\n<p>The Projected Payments figures add other costs, such as Mortgage Insurance Estimated Escrow, Taxes, Insurances and Assessment to show the approximate amount you will pay each month, over time.<\/p>\n<p>The Estimated Closing Costs are directly loan-related. while the Estimated Cash to Close adds other known closing costs to tell you the estimated cash you&#8217;ll need to have to close this loan.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>The first page of your Loan Disclosure shows the Loan Terms Projected Payments and Costs at Closing. The Loan Amount, of course is the total you are borrowing. But the Interest Rate alone doesn&#8217;t represent all of your borrowing costs. The APR figure on Page 3 shows that. Likewise, Monthly Principal &amp; Interest aren&#8217;t the [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_et_pb_use_builder":"","_et_pb_old_content":"","_et_gb_content_width":"","footnotes":""},"categories":[1],"tags":[],"class_list":["post-201","post","type-post","status-publish","format-standard","hentry","category-uncategorized"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.4 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Understanding Your Loan Estimate: Terms, Payments and Closing Costs - Frederick, MD Title Company | Anderson Title &amp; Escrow<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/cloud.titletapsites.com\/andersonlawtitle\/2015\/06\/24\/understanding-your-loan-estimate-terms-payments-and-closing-costs\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Understanding Your Loan Estimate: Terms, Payments and Closing Costs - Frederick, MD Title Company | Anderson Title &amp; Escrow\" \/>\n<meta property=\"og:description\" content=\"The first page of your Loan Disclosure shows the Loan Terms Projected Payments and Costs at Closing. 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