[et_pb_section fb_built=”1″ fullwidth=”on” admin_label=”TT – Home – Hero Slider” module_class=”tt-home-hero tt-header-no-padding” _builder_version=”4.24.2″ background_image=”http:\/\/cloud04.titletapsites.com\/newdesign2\/wp-content\/uploads\/sites\/4\/2018\/02\/Contact_161226862_xl-70.jpg” background_enable_image=”off” parallax=”on” parallax_method=”off” saved_tabs=”all” locked=”off” global_colors_info=”{}”][et_pb_fullwidth_slider admin_label=”TT – Home – Hero Slider” module_class=”tt-inner-half” _builder_version=”4.24.2″ _module_preset=”default” header_font_size_tablet=”40″ header_font_size_phone=”32″ header_font_size_last_edited=”on|desktop” global_colors_info=”{}” button_text_size__hover_enabled=”off” button_one_text_size__hover_enabled=”off” button_two_text_size__hover_enabled=”off” button_text_color__hover_enabled=”off” button_one_text_color__hover_enabled=”off” button_two_text_color__hover_enabled=”off” button_border_width__hover_enabled=”off” button_one_border_width__hover_enabled=”off” button_two_border_width__hover_enabled=”off” button_border_color__hover_enabled=”off” button_one_border_color__hover_enabled=”off” button_two_border_color__hover_enabled=”off” button_border_radius__hover_enabled=”off” button_one_border_radius__hover_enabled=”off” button_two_border_radius__hover_enabled=”off” button_letter_spacing__hover_enabled=”off” button_one_letter_spacing__hover_enabled=”off” button_two_letter_spacing__hover_enabled=”off” button_bg_color__hover_enabled=”off” button_one_bg_color__hover_enabled=”off” button_two_bg_color__hover_enabled=”off”][et_pb_slide heading=”@ET-DC@eyJkeW5hbWljIjp0cnVlLCJjb250ZW50IjoicG9zdF90aXRsZSIsInNldHRpbmdzIjp7ImJlZm9yZSI6IiIsImFmdGVyIjoiIn19@” use_bg_overlay=”on” bg_overlay_color=”rgba(0,0,0,0.55)” use_text_overlay=”off” _builder_version=”4.24.2″ _dynamic_attributes=”heading” _module_preset=”default” header_level=”h1″ header_font=”||||||||” header_font_size=”60px” header_line_height=”1.3em” background_color=”rgba(0,0,0,0)” background_image=”https:\/\/assuredtitleservices.com\/wp-content\/uploads\/sites\/90\/2024\/07\/1-AdobeStock_469517198.jpg” background_enable_image=”on” parallax=”on” parallax_method=”off” button_on_hover=”on” header_font_size_tablet=”45px” header_font_size_phone=”22px” header_font_size_last_edited=”on|phone” header_line_height_tablet=”1.3em” header_line_height_phone=”1.3em” global_colors_info=”{}” button_text_size__hover_enabled=”off” button_one_text_size__hover_enabled=”off” button_two_text_size__hover_enabled=”off” button_text_color__hover_enabled=”off” button_one_text_color__hover_enabled=”off” button_two_text_color__hover_enabled=”off” button_border_width__hover_enabled=”off” button_one_border_width__hover_enabled=”off” button_two_border_width__hover_enabled=”off” button_border_color__hover_enabled=”off” button_one_border_color__hover_enabled=”off” button_two_border_color__hover_enabled=”off” button_border_radius__hover_enabled=”off” button_one_border_radius__hover_enabled=”off” button_two_border_radius__hover_enabled=”off” button_letter_spacing__hover_enabled=”off” button_one_letter_spacing__hover_enabled=”off” button_two_letter_spacing__hover_enabled=”off” button_bg_color__hover_enabled=”off” button_one_bg_color__hover_enabled=”off” button_two_bg_color__hover_enabled=”off” sticky_transition=”on”][\/et_pb_slide][\/et_pb_fullwidth_slider][\/et_pb_section][et_pb_section fb_built=”1″ custom_padding_last_edited=”on|desktop” _builder_version=”4.24.2″ _module_preset=”default” custom_padding=”80px||80px||true|false” custom_padding_tablet=”54px||54px||true|false” custom_padding_phone=”54px||54px||true|false” locked=”off” global_colors_info=”{}”][et_pb_row _builder_version=”4.24.2″ _module_preset=”default” custom_padding=”0px||0px||true|false” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.24.2″ _module_preset=”default” global_colors_info=”{}”][et_pb_text disabled_on=”off|off|off” admin_label=”TT – Header” _builder_version=”4.24.2″ _module_preset=”default” custom_margin=”||30px|” global_colors_info=”{}”]<\/p>\n
Absolutely! Title insurance protects you from financial loss if any issues arise regarding the ownership of your property. Even the most thorough title search can\u2019t uncover every hidden defect. Title insurance not only shields you from financial loss but also covers the cost of defending against any covered claim.<\/p>\n
Here are some common title defects that might not be detected, even with the most diligent public records search:<\/p>\n
Impersonation of the actual property owner.<\/p>\n
An Owner\u2019s Policy of Title Insurance safeguards you from these potential defects, which might
surface years later, leading to property loss or costly litigation, unlike a mere attorney\u2019s title opinion.<\/p>\n
[\/et_pb_accordion_item][et_pb_accordion_item title=”If my lender requires title insurance, isn\u2019t that enough protection for me?” _builder_version=”4.24.2″ _module_preset=”default” custom_margin=”||15px||false|false” global_colors_info=”{}” toggle_level=”h4″ open=”off”]<\/p>\n
Not quite. There are two types of title insurance. A Lender\u2019s Policy ensures your lender has a valid lien on the property, a requirement most lenders impose on borrowers. This policy protects the lender, not you. An Owner\u2019s Policy, however, protects your investment in the property.<\/p>\n
Issues such as faulty estate proceedings or pending legal actions could jeopardize your equity. Should a valid claim arise, an Owner\u2019s Policy covers the financial loss up to the sales price and includes legal defense costs.<\/p>\n
[\/et_pb_accordion_item][et_pb_accordion_item title=”What does title insurance cost?” _builder_version=”4.24.2″ _module_preset=”default” custom_margin=”||15px||false|false” global_colors_info=”{}” open=”off”]<\/p>\n
The premium is a one-time fee based on your home\u2019s value and regulated by state law. Generally, it\u2019s less expensive than an annual auto insurance premium. A Lender\u2019s Title Insurance Policy is available at a reduced rate when purchased with an Owner\u2019s Policy. This single payment is made at the time of home purchase and provides coverage for as long as you own the property, and in some cases, even beyond.<\/p>\n
[\/et_pb_accordion_item][et_pb_accordion_item title=”What is the process for obtaining title insurance?” _builder_version=”4.24.2″ _module_preset=”default” custom_margin=”||15px||false|false” global_colors_info=”{}” open=”off”]<\/p>\n
When purchasing a property, your closing agent or attorney will typically handle the process of obtaining title insurance for you. They will conduct a title search to identify any potential issues with the property\u2019s title. Once the search is complete, they will arrange for the issuance of the title insurance policy.<\/p>\n
[\/et_pb_accordion_item][et_pb_accordion_item title=”Can title insurance be transferred to a new owner if I sell my property?” _builder_version=”4.24.2″ _module_preset=”default” custom_margin=”||15px||false|false” global_colors_info=”{}” open=”off”]<\/p>\n
Title insurance policies are typically not transferable. When you sell your property, the new owner will need to obtain their own title insurance policy to protect their interest in the property.<\/p>\n
[\/et_pb_accordion_item][et_pb_accordion_item title=”What happens if a claim is made against my property?” _builder_version=”4.24.2″ _module_preset=”default” custom_margin=”||15px||false|false” global_colors_info=”{}” open=”off”]<\/p>\n
If a claim is made against your property, you should immediately notify your title insurance company. They will investigate the claim and provide a defense if it falls within the coverage of your policy. If the claim is valid, the title insurance company will cover the financial loss up to the policy amount.<\/p>\n
[\/et_pb_accordion_item][et_pb_accordion_item title=”Does title insurance cover boundary disputes?” _builder_version=”4.24.2″ _module_preset=”default” custom_margin=”||15px||false|false” global_colors_info=”{}” open=”off”]<\/p>\n
Title insurance can cover boundary disputes if they are related to issues that were not discovered during the title search. However, it is important to review your specific policy to understand the extent of the coverage provided for boundary disputes and other similar issues.<\/p>\n
[\/et_pb_accordion_item][et_pb_accordion_item title=”How long does title insurance coverage last?” _builder_version=”4.24.2″ _module_preset=”default” custom_margin=”||15px||false|false” global_colors_info=”{}” open=”off”]<\/p>\n
An Owner\u2019s Policy of Title Insurance typically lasts as long as you or your heirs hold an interest in the property. In some cases, it may even extend beyond that period, depending on the specifics of the policy<\/p>\n
[\/et_pb_accordion_item][et_pb_accordion_item title=”What is the difference between title insurance and homeowner\u2019s insurance?” _builder_version=”4.24.2″ _module_preset=”default” custom_margin=”||0px||false|false” global_colors_info=”{}” open=”off”]<\/p>\n
Title insurance and homeowner\u2019s insurance serve different purposes. Title insurance protects against past events that could affect ownership of the property, such as title defects or legal disputes. Homeowner\u2019s insurance, on the other hand, provides coverage for future events that could damage the property, such as fire, theft, or natural disasters. Both types of insurance are important for protecting your investment.<\/p>\n
[\/et_pb_accordion_item][\/et_pb_accordion][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ custom_padding_last_edited=”on|desktop” disabled_on=”on|on|on” _builder_version=”4.24.2″ custom_padding=”70px||70px||true|false” custom_padding_tablet=”54px||54px||true|false” custom_padding_phone=”||54px||false|false” custom_css_main_element=”border-top: 10px solid;||border-image: linear-gradient(to right,#492378 25%,#ba5915 25%,#492378 50%,#ba5915 50%,#492378 75%,#ba5915 75%) 5;” global_module=”6966″ saved_tabs=”all” locked=”off” global_colors_info=”{}”][et_pb_row column_structure=”2_5,3_5″ use_custom_gutter=”on” gutter_width=”1″ make_equal=”on” module_class=”tt-footer-overlapping-row” _builder_version=”4.24.2″ background_enable_image=”off” custom_padding=”0px||0px||true|false” locked=”off” global_colors_info=”{}”][et_pb_column type=”2_5″ module_class=”tt-footer-overlapping-column-1″ _builder_version=”4.24.2″ custom_padding=”|||” custom_css_main_element=”z-index: 99998;” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_text admin_label=”TT – Footer – Order” module_class=”tt-footer-overlaping-section” _builder_version=”4.18.0″ custom_margin=”||30px|” animation_style=”slide” animation_direction=”left” animation_duration=”1500ms” animation_delay=”200ms” global_colors_info=”{}”]<\/p>\n\n
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<\/i> (239) 333-3550<\/a> [\/et_pb_blurb][et_pb_blurb title=”Fort Myers” use_icon=”on” font_icon=”||divi||400″ icon_color=”#FFFFFF” icon_placement=”left” image_icon_width=”25px” icon_placement_tablet=”top” icon_placement_phone=”” icon_placement_last_edited=”on|tablet” admin_label=”Blurb – Address” module_class=”notranslate” _builder_version=”4.24.2″ header_text_color=”#FFFFFF” header_font_size=”20px” body_font_size=”16px” background_layout=”dark” custom_margin=”||0px||false|false” custom_padding=”||0px||false|false” header_font_size_tablet=”19px” header_font_size_phone=”18px” header_font_size_last_edited=”on|phone” text_orientation_tablet=”center” text_orientation_phone=”” text_orientation_last_edited=”on|tablet” icon_font_size=”25px” global_colors_info=”{}”]<\/p>\n 1870 Clayton Court <\/i> (715) 268-6393 <\/a> [\/et_pb_blurb][\/et_pb_column][et_pb_column type=”1_4″ module_class=”tt-footer-map-col-3″ _builder_version=”4.18.0″ background_enable_color=”off” custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_blurb title=”Cape Coral” use_icon=”on” font_icon=”||divi||400″ icon_color=”#FFFFFF” icon_placement=”left” image_icon_width=”25px” icon_placement_tablet=”top” icon_placement_phone=”” icon_placement_last_edited=”on|tablet” admin_label=”Blurb – Address” module_class=”notranslate” _builder_version=”4.24.2″ header_text_color=”#FFFFFF” header_font_size=”20px” body_font_size=”16px” background_layout=”dark” custom_margin=”||||false|false” header_font_size_tablet=”19px” header_font_size_phone=”18px” header_font_size_last_edited=”on|phone” text_orientation_tablet=”center” text_orientation_phone=”” text_orientation_last_edited=”on|tablet” icon_font_size=”25px” global_colors_info=”{}”]<\/p>\n 1103 Cape Coral Parkway East, <\/i> (715) 268-6393 <\/a> [\/et_pb_blurb][et_pb_blurb title=”Ocala” use_icon=”on” font_icon=”||divi||400″ icon_color=”#FFFFFF” icon_placement=”left” image_icon_width=”25px” icon_placement_tablet=”top” icon_placement_phone=”” icon_placement_last_edited=”on|tablet” admin_label=”Blurb – Address” module_class=”notranslate” _builder_version=”4.24.2″ header_text_color=”#FFFFFF” header_font_size=”20px” body_font_size=”16px” background_layout=”dark” custom_margin=”||0px||false|false” header_font_size_tablet=”19px” header_font_size_phone=”18px” header_font_size_last_edited=”on|phone” text_orientation_tablet=”center” text_orientation_phone=”” text_orientation_last_edited=”on|tablet” icon_font_size=”25px” global_colors_info=”{}”]<\/p>\n
<\/i> (239) 333-1122<\/a><\/p>\n<\/div>\n
Fort Myers, FL 33907<\/a><\/p>\n
<\/i> (239) 689-7661<\/a><\/p>\n<\/div>\n
Ste A
Cape Coral, FL 34904<\/a><\/p>\n
<\/i> (239) 322-5689<\/a><\/p>\n<\/div>\n