[et_pb_section fb_built=”1″ fullwidth=”on” module_class=”ttfw-template-header” _builder_version=”4.24.2″ _module_preset=”default” bottom_divider_style=”mountains” bottom_divider_color=”#ffffff” bottom_divider_flip=”horizontal” global_module=”14720″ saved_tabs=”all” locked=”off” collapsed=”off” global_colors_info=”{}”][et_pb_fullwidth_header title=”@ET-DC@eyJkeW5hbWljIjp0cnVlLCJjb250ZW50IjoicG9zdF90aXRsZSIsInNldHRpbmdzIjp7ImJlZm9yZSI6IiIsImFmdGVyIjoiIn19@” text_orientation=”center” header_fullscreen=”on” background_overlay_color=”rgba(0,0,0,0.45)” module_class=”tt-inner-section” _builder_version=”4.24.2″ _dynamic_attributes=”title” _module_preset=”default” title_font=”||||||||” title_text_align=”center” title_font_size=”65px” background_enable_color=”off” background_image=”https:\/\/cartatitle.com\/wp-content\/uploads\/sites\/318\/2025\/10\/Houston-Horizontal-stock-scaled.jpg” title_font_size_tablet=”55px” title_font_size_phone=”23px” title_font_size_last_edited=”on|desktop” global_colors_info=”{}”][\/et_pb_fullwidth_header][\/et_pb_section][et_pb_section fb_built=”1″ specialty=”on” custom_padding_last_edited=”on|desktop” padding_top_2=”0px” padding_bottom_2=”0px” padding_top_bottom_link_2=”true” padding_left_right_link_2=”false” _builder_version=”4.16″ custom_padding=”60px||60px||true|false” custom_padding_tablet=”54px||54px||true|false” custom_padding_phone=”” global_colors_info=”{}”][et_pb_column type=”2_3″ specialty_columns=”2″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_row_inner admin_label=”Row” _builder_version=”4.16″ custom_padding=”0px||0px||true|false” global_colors_info=”{}”][et_pb_column_inner saved_specialty_column_type=”2_3″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_text admin_label=”TT – Header – Top” _builder_version=”4.24.2″ text_font=”|||on|||||” text_text_color=”rgba(255,255,255,0.6)” text_font_size=”20px” header_font=”|800||on|||||” header_text_align=”left” header_font_size=”75px” header_letter_spacing=”1px” header_line_height=”1.3em” custom_margin=”||30px||false|false” header_font_size_tablet=”55px” header_font_size_phone=”45px” header_font_size_last_edited=”on|phone” global_colors_info=”{}”]<\/p>\n
[\/et_pb_text][et_pb_accordion module_class=”tt-faq-blog-accordion” _builder_version=”4.24.2″ _module_preset=”default” global_colors_info=”{}”][et_pb_accordion_item title=”What is a title company and what do you do?” open=”on” _builder_version=”4.24.2″ _module_preset=”default” global_colors_info=”{}”]A title company verifies property ownership, identifies any liens or issues, facilitates the closing process, and issues title insurance to protect both buyer and lender from potential title defects.[\/et_pb_accordion_item][et_pb_accordion_item title=”Why do I need a title company when buying a property?” _builder_version=”4.24.2″ _module_preset=”default” global_colors_info=”{}” open=”off”]A title company ensures the seller has legal ownership of the property and that there are no hidden issues that could affect your rights as the new owner.[\/et_pb_accordion_item][et_pb_accordion_item title=”What is a title search?” _builder_version=”4.24.2″ _module_preset=”default” global_colors_info=”{}” open=”off”]A title search is a detailed review of public records to confirm ownership history and uncover any liens, judgments, or restrictions on the property.[\/et_pb_accordion_item][et_pb_accordion_item title=”What is a title commitment?” _builder_version=”4.24.2″ _module_preset=”default” global_colors_info=”{}” open=”off”]A title commitment is a document that outlines the conditions under which the title company will issue title insurance once all requirements are satisfied.[\/et_pb_accordion_item][et_pb_accordion_item title=”What does \u201cclear title\u201d mean?” _builder_version=”4.24.2″ _module_preset=”default” global_colors_info=”{}” open=”off”]It means the property is free from any liens, claims, or legal issues that could affect ownership.[\/et_pb_accordion_item][\/et_pb_accordion][et_pb_text admin_label=”Title Insurance FAQs” _builder_version=”4.24.2″ _module_preset=”default” custom_margin=”||0px||false|false” global_colors_info=”{}”]<\/p>\n
[\/et_pb_text][et_pb_accordion module_class=”tt-faq-blog-accordion” _builder_version=”4.24.2″ _module_preset=”default” global_colors_info=”{}”][et_pb_accordion_item title=”What is title insurance?” open=”on” _builder_version=”4.24.2″ _module_preset=”default” global_colors_info=”{}”]Title insurance protects you and your lender from financial loss due to defects in the property\u2019s title, such as undiscovered liens, errors in public records, or ownership disputes.[\/et_pb_accordion_item][et_pb_accordion_item title=”Why is title insurance necessary?” _builder_version=”4.24.2″ _module_preset=”default” global_colors_info=”{}” open=”off”]Even with a thorough title search, hidden issues can arise later. Title insurance gives you peace of mind that you\u2019re protected from covered claims.[\/et_pb_accordion_item][et_pb_accordion_item title=”Who pays for title insurance?” _builder_version=”4.24.2″ _module_preset=”default” global_colors_info=”{}” open=”off”]It depends on local custom or contract negotiation. In some areas, the buyer pays; in others, the seller does. Generally, the seller pays for the title insurance as it guarantees no title defects for the benefit of the buyer.[\/et_pb_accordion_item][et_pb_accordion_item title=”What\u2019s the difference between a lender\u2019s policy and an owner\u2019s policy?” _builder_version=”4.24.2″ _module_preset=”default” global_colors_info=”{}” open=”off”]A lender\u2019s policy protects the mortgage lender\u2019s interest in the property, while an owner\u2019s policy protects the buyer\u2019s ownership rights.[\/et_pb_accordion_item][et_pb_accordion_item title=”How long does title insurance coverage last?” _builder_version=”4.24.2″ _module_preset=”default” global_colors_info=”{}” open=”off”]The owner\u2019s policy lasts as long as you or your heirs own the property, and you have had no changes on title. The lender\u2019s policy ends when the loan is paid off.[\/et_pb_accordion_item][et_pb_accordion_item title=”Can title insurance be transferred to a new owner?” _builder_version=”4.24.2″ _module_preset=”default” global_colors_info=”{}” open=”off”]No, title insurance is not transferable. Each new buyer typically needs a new policy.[\/et_pb_accordion_item][\/et_pb_accordion][et_pb_text admin_label=”Escrow & Closing FAQs” _builder_version=”4.24.2″ _module_preset=”default” custom_margin=”||0px||false|false” global_colors_info=”{}”]<\/p>\n
[\/et_pb_text][et_pb_accordion module_class=”tt-faq-blog-accordion” _builder_version=”4.24.2″ _module_preset=”default” global_colors_info=”{}”][et_pb_accordion_item title=”What is escrow?” open=”on” _builder_version=”4.24.2″ _module_preset=”default” global_colors_info=”{}”]Escrow is a neutral third-party account that holds funds and documents until all conditions of the real estate transaction are met, as a trusted fiduciary or title company.[\/et_pb_accordion_item][et_pb_accordion_item title=”What does a closing agent do?” _builder_version=”4.24.2″ _module_preset=”default” global_colors_info=”{}” open=”off”]The closing agent coordinates document signing, collects and disburses funds, records necessary documents, and ensures all legal requirements are fulfilled.[\/et_pb_accordion_item][et_pb_accordion_item title=”How long does closing take?” _builder_version=”4.24.2″ _module_preset=”default” global_colors_info=”{}” open=”off”]The process typically takes 30 to 45 days, but timelines can vary based on financing and property conditions.[\/et_pb_accordion_item][et_pb_accordion_item title=”What should I bring to closing?” _builder_version=”4.24.2″ _module_preset=”default” global_colors_info=”{}” open=”off”]A valid photo ID, any required funds (typically via wire transfer or certified check), and any additional documents requested by your title or escrow officer.[\/et_pb_accordion_item][et_pb_accordion_item title=”Can I close remotely?” _builder_version=”4.24.2″ _module_preset=”default” global_colors_info=”{}” open=”off”]Yes! We now offer remote or mobile closings for convenience.[\/et_pb_accordion_item][et_pb_accordion_item title=”What happens after closing?” _builder_version=”4.24.2″ _module_preset=”default” global_colors_info=”{}” open=”off”]The title company records the deed, pays off any existing liens, issues the title policy, and ensures all parties receive their respective documents.[\/et_pb_accordion_item][\/et_pb_accordion][et_pb_text admin_label=”Fees & Payments FAQs” _builder_version=”4.24.2″ _module_preset=”default” custom_margin=”||0px||false|false” global_colors_info=”{}”]<\/p>\n
[\/et_pb_text][et_pb_accordion module_class=”tt-faq-blog-accordion” _builder_version=”4.24.2″ _module_preset=”default” global_colors_info=”{}”][et_pb_accordion_item title=”What fees are associated with title and closing services?” open=”on” _builder_version=”4.24.2″ _module_preset=”default” global_colors_info=”{}”]Typical fees include title search, settlement\/escrow fees, recording fees, and title insurance premiums.[\/et_pb_accordion_item][et_pb_accordion_item title=”Can I shop for title insurance?” _builder_version=”4.24.2″ _module_preset=”default” global_colors_info=”{}” open=”off”]Yes, buyers have the right to choose their title company or closing agent.[\/et_pb_accordion_item][et_pb_accordion_item title=”When is payment due for title services?” _builder_version=”4.24.2″ _module_preset=”default” global_colors_info=”{}” open=”off”]Payment is typically made at closing and reflected on your closing disclosure or settlement statement.[\/et_pb_accordion_item][et_pb_accordion_item title=”Are title premiums negotiable?” _builder_version=”4.24.2″ _module_preset=”default” global_colors_info=”{}” open=”off”]In Texas, title insurance rates are fixed and regulated by the state of Texas.[\/et_pb_accordion_item][\/et_pb_accordion][et_pb_text admin_label=”Buyer & Seller FAQs” _builder_version=”4.24.2″ _module_preset=”default” custom_margin=”||0px||false|false” global_colors_info=”{}”]<\/p>\n
[\/et_pb_text][et_pb_accordion module_class=”tt-faq-blog-accordion” _builder_version=”4.24.2″ _module_preset=”default” global_colors_info=”{}”][et_pb_accordion_item title=”As a buyer, what should I expect from the title company?” open=”on” _builder_version=”4.24.2″ _module_preset=”default” global_colors_info=”{}”]Expect updates throughout the process, a clear breakdown of costs, and guidance through each step of closing.[\/et_pb_accordion_item][et_pb_accordion_item title=”As a seller, why do I need a title company?” _builder_version=”4.24.2″ _module_preset=”default” global_colors_info=”{}” open=”off”]The title company helps ensure your property can be legally transferred and that you receive your sale proceeds promptly.[\/et_pb_accordion_item][et_pb_accordion_item title=”What if there\u2019s a lien or issue on the title?” _builder_version=”4.24.2″ _module_preset=”default” global_colors_info=”{}” open=”off”]The title company will work with the parties involved to resolve or clear the issue before closing.[\/et_pb_accordion_item][et_pb_accordion_item title=”What\u2019s the difference between a title company and a real estate attorney?” _builder_version=”4.24.2″ _module_preset=”default” global_colors_info=”{}” open=”off”]A title company handles the research, insurance, and closing logistics, while an attorney may provide legal advice or representation on a matter, but cannot offer title insurance. A title company is licensed and regulated by the state of Texas to handle and conduct closings. [\/et_pb_accordion_item][\/et_pb_accordion][et_pb_text admin_label=”1031 Exchange & Investment FAQs” _builder_version=”4.24.2″ _module_preset=”default” custom_margin=”||0px||false|false” global_colors_info=”{}”]<\/p>\n
[\/et_pb_text][et_pb_accordion module_class=”tt-faq-blog-accordion” _builder_version=”4.24.2″ _module_preset=”default” global_colors_info=”{}”][et_pb_accordion_item title=”Can a title company help with a 1031 exchange?” open=”on” _builder_version=”4.24.2″ _module_preset=”default” global_colors_info=”{}”]Yes! While Carta Title Company doesn\u2019t serve as the Qualified Intermediary, we work closely with Equicap 1031 Exchange to ensure proper handling of exchange funds and documentation. You can reach Equicap 1031 Exchange at 713.333.1031<\/a> or by email at info@cartatitle.com<\/a>[\/et_pb_accordion_item][et_pb_accordion_item title=”What types of investment transactions do you handle?” _builder_version=”4.24.2″ _module_preset=”default” global_colors_info=”{}” open=”off”]Commercial, residential, multi-family, land, and portfolio transactions, among others.[\/et_pb_accordion_item][\/et_pb_accordion][et_pb_text admin_label=”Security & Fraud Prevention FAQs” _builder_version=”4.24.2″ _module_preset=”default” custom_margin=”||0px||false|false” global_colors_info=”{}”]<\/p>\n [\/et_pb_text][et_pb_accordion module_class=”tt-faq-blog-accordion” _builder_version=”4.24.2″ _module_preset=”default” global_colors_info=”{}”][et_pb_accordion_item title=”How do you protect against wire fraud?” open=”on” _builder_version=”4.24.2″ _module_preset=”default” global_colors_info=”{}”]We use verified communication channels, secure applications, encryption, and verbal confirmation protocols to ensure funds are securely transferred.[\/et_pb_accordion_item][et_pb_accordion_item title=”What is wire fraud in real estate?” _builder_version=”4.24.2″ _module_preset=”default” global_colors_info=”{}” open=”off”]Criminals sometimes attempt to trick buyers or agents into wiring funds to fraudulent accounts by impersonating title or escrow agents.[\/et_pb_accordion_item][et_pb_accordion_item title=”How can I verify wiring instructions are legitimate?” _builder_version=”4.24.2″ _module_preset=”default” global_colors_info=”{}” open=”off”]Always call your escrow officer at a verified phone number before initiating any wire transfer.[\/et_pb_accordion_item][\/et_pb_accordion][et_pb_text admin_label=”Support & Contact FAQs” _builder_version=”4.24.2″ _module_preset=”default” custom_margin=”||0px||false|false” global_colors_info=”{}”]<\/p>\n [\/et_pb_text][et_pb_accordion module_class=”tt-faq-blog-accordion” _builder_version=”4.24.2″ _module_preset=”default” global_colors_info=”{}”][et_pb_accordion_item title=”How can I contact my escrow or title officer?” open=”on” _builder_version=”4.24.2″ _module_preset=”default” global_colors_info=”{}”]You\u2019ll receive direct contact information after your file is opened. You can also reach us via our contact page or main office line at 713.623.1804<\/a>[\/et_pb_accordion_item][et_pb_accordion_item title=”What should I do if I have questions after closing?” _builder_version=”4.24.2″ _module_preset=”default” global_colors_info=”{}” open=”off”]Contact your escrow officer directly \u2014 we\u2019re happy to help clarify any post-closing questions.[\/et_pb_accordion_item][et_pb_accordion_item title=”Do you offer bilingual or multilingual services?” _builder_version=”4.24.2″ _module_preset=”default” global_colors_info=”{}” open=”off”]Yes, we offer assistance in multiple languages to ensure a smooth experience for all clients.[\/et_pb_accordion_item][\/et_pb_accordion][\/et_pb_column_inner][\/et_pb_row_inner][\/et_pb_column][et_pb_column type=”1_3″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_sidebar orientation=”right” area=”sidebar-1″ show_border=”off” admin_label=”TT – Sidebar” _builder_version=”4.16″ saved_tabs=”all” global_colors_info=”{}”][\/et_pb_sidebar][\/et_pb_column][\/et_pb_section][et_pb_section fb_built=”1″ _builder_version=”4.24.2″ _module_preset=”default” custom_padding=”60px||60px||true|false” custom_padding_last_edited=”on|tablet” hover_enabled=”0″ sticky_enabled=”0″ custom_padding_tablet=”54px||54px||true|false” top_divider_flip=”vertical” border_width_top=”5px” border_color_top=”#61140e” border_width_top_last_edited=”off|desktop” global_module=”16423″ saved_tabs=”all” locked=”off” custom_padding_phone=”54px||54px||true|false”][et_pb_row _builder_version=”4.24.2″ _module_preset=”default” theme_builder_area=”post_content” disabled_on=”off|off|off” hover_enabled=”0″ sticky_enabled=”0″ custom_padding=”0px||0px||true|false”][et_pb_column _builder_version=”4.24.2″ _module_preset=”default” type=”4_4″ theme_builder_area=”post_content”][cwp_text_reveal cwp_content=”<\/p>\n ” cwp_reveal_color=”#61140e” admin_label=”TT – Home – Roll Over” _builder_version=”4.24.2″ _module_preset=”default” header_front_level=”h2″ body_text_color=”#FFFFFF” custom_margin=”||10px||false|false” hover_enabled=”0″ locked=”off” global_colors_info=”{}” theme_builder_area=”post_content” sticky_enabled=”0″][\/cwp_text_reveal][et_pb_button button_text=”Leave Feedback” _builder_version=”4.24.2″ _module_preset=”default” theme_builder_area=”post_content” button_alignment=”center” button_url=”https:\/\/app.feedbackautomatic.com\/cartatitle\/” url_new_window=”on” hover_enabled=”0″ sticky_enabled=”0″][\/et_pb_button][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ module_class=”tt-wide-footer ttfw-template-footer” _builder_version=”4.24.2″ background_color=”#191919″ custom_padding=”160px||160px||true|false” top_divider_style=”mountains” top_divider_color=”#ffffff” top_divider_flip=”vertical” bottom_divider_style=”mountains” bottom_divider_color=”#0d0d0d” global_module=”10163″ saved_tabs=”all” locked=”off” global_colors_info=”{}”][et_pb_row module_class=”tt-row-map-a” _builder_version=”4.24.2″ custom_padding=”0px||30px||false|false” animation_style=”slide” animation_direction=”top” animation_duration=”1500ms” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_text admin_label=”TT – Header – Top” _builder_version=”4.24.2″ text_font=”||||||||” header_font=”|800|||||||” header_text_align=”center” header_text_color=”#ffffff” text_orientation=”center” background_layout=”dark” custom_margin=”||0px||false|false” header_font_size_tablet=”55px” header_font_size_phone=”45px” header_font_size_last_edited=”on|phone” global_colors_info=”{}”]<\/p>\n Our Location<\/p>\n [\/et_pb_text][cwp_text_reveal cwp_content=”<\/p>\n ” cwp_reveal_color=”#61140e” disabled_on=”on|on|on” admin_label=”TT – Home – Roll Over” _builder_version=”4.24.2″ _module_preset=”default” header_front_level=”h2″ header_front_text_color=”#FFFFFF” body_text_color=”#FFFFFF” custom_margin=”||10px||false|false” disabled=”on” locked=”off” global_colors_info=”{}”][\/cwp_text_reveal][et_pb_text admin_label=”HR” _builder_version=”4.24.2″ text_font=”||||||||” text_text_color=”#ffffff” header_font=”|800||on|||||” header_text_align=”center” header_text_color=”#ffffff” header_font_size=”75px” header_letter_spacing=”1px” header_line_height=”1.3em” text_orientation=”center” background_layout=”dark” custom_margin=”||20px|” header_font_size_tablet=”55px” header_font_size_phone=”45px” header_font_size_last_edited=”on|phone” locked=”off” global_colors_info=”{}”]<\/p>\nSecurity & Fraud Prevention FAQs<\/h3>\n
Support & Contact FAQs<\/h3>\n
We\u2019d love to hear from you<\/h2>\n
Carta Title Company, LLC<\/h2>\n
[\/et_pb_text][et_pb_text disabled_on=”on|on|off” admin_label=”TT – Home – Contact Info Desktop” module_class=”tt-body-link tt-light-link tt-desktop-footer-a” _builder_version=”4.24.2″ text_orientation=”center” background_layout=”dark” custom_margin=”||0px||false|false” locked=”off” global_colors_info=”{}”]<\/i> 2015 S Shepherd Dr, Suite 200, Houston, TX 77019<\/a>
\n<\/i> Call Us<\/a> | <\/span><\/i> Email Us<\/a>[\/et_pb_text][et_pb_text disabled_on=”off|off|on” admin_label=”TT – Home – Contact Info Mobile” module_class=”tt-body-link tt-light-link” _builder_version=”4.24.2″ text_orientation=”center” background_layout=”dark” custom_margin=”||0px||false|false” locked=”off” global_colors_info=”{}”]<\/i> 2015 S Shepherd Dr, Suite 200
Houston, TX 77019<\/a>
\n<\/i> Call Us<\/a>
\n<\/i> Email Us<\/a>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row make_equal=”on” module_class=”tt-footer-map-row” _builder_version=”4.24.2″ global_colors_info=”{}”][et_pb_column type=”4_4″ module_class=”tt-footer-map-col-1″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_code _builder_version=”4.24.2″ _module_preset=”default” global_colors_info=”{}”]