{"id":89,"date":"2014-01-13T21:47:36","date_gmt":"2014-01-13T21:47:36","guid":{"rendered":"http:\/\/fastforwardstories.com\/?p=89"},"modified":"2014-01-13T21:47:36","modified_gmt":"2014-01-13T21:47:36","slug":"what-is-loan-to-value-ltv-and-how-does-it-affect-the-size-of-my-loan","status":"publish","type":"post","link":"https:\/\/cloud.titletapsites.com\/csettlements\/2014\/01\/13\/what-is-loan-to-value-ltv-and-how-does-it-affect-the-size-of-my-loan\/","title":{"rendered":"What Is Loan To Value (LTV) And How Does It Affect The Size Of My Loan?"},"content":{"rendered":"<p><script src=\"https:\/\/fast.wistia.com\/assets\/external\/E-v1.js\" async><\/script><\/p>\n<div class=\"wistia_responsive_padding\" style=\"padding:56.25% 0 0 0;position:relative;\">\n<div class=\"wistia_responsive_wrapper\" style=\"height:100%;left:0;position:absolute;top:0;width:100%;\">\n<div class=\"wistia_embed wistia_async_pard4i2eqb dnt=1 videoFoam=true\" style=\"height:100%;position:relative;width:100%\">\n<div class=\"wistia_swatch\" style=\"height:100%;left:0;opacity:0;overflow:hidden;position:absolute;top:0;transition:opacity 200ms;width:100%;\"><img decoding=\"async\" src=\"https:\/\/fast.wistia.com\/embed\/medias\/pard4i2eqb\/swatch\" style=\"filter:blur(5px);height:100%;object-fit:contain;width:100%;\" alt=\"\" aria-hidden=\"true\" onload=\"this.parentNode.style.opacity=1;\" \/><\/div>\n<\/div>\n<\/div>\n<\/div>\n<p>While this video simplifies things to help you remember, the loan to value ratio is the amount of money you borrow compared with the price or appraised value of the home you are purchasing.<\/p>\n<p>Each loan has a specific LTV limit. For example: With a 75% LTV loan on a home priced at $100,000 you could borrow up to $75,000 (75% of $100,000) and would have to pay $25000 as a down payment.<\/p>\n<p>The LTV ratio reflects the amount of equity borrowers have in their homes. The higher the LTV the less cash homebuyers are required to pay out of their own funds.<\/p>\n<p>So, to protect lenders against potential loss in case of default, higher LTV loans (80% or more) usually require mortgage insurance policies.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>While this video simplifies things to help you remember, the loan to value ratio is the amount of money you borrow compared with the price or appraised value of the home you are purchasing. Each loan has a specific LTV limit. For example: With a 75% LTV loan on a home priced at $100,000 you [&hellip;]<\/p>\n","protected":false},"author":36,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_et_pb_use_builder":"","_et_pb_old_content":"","_et_gb_content_width":"","footnotes":""},"categories":[13],"tags":[8],"class_list":["post-89","post","type-post","status-publish","format-standard","hentry","category-mortgages","tag-video"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.4 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>What Is Loan To Value (LTV) And How Does It Affect The Size Of My Loan? - Rockville, MD Title Company | Capitol Settlements, LLC<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/cloud.titletapsites.com\/csettlements\/2014\/01\/13\/what-is-loan-to-value-ltv-and-how-does-it-affect-the-size-of-my-loan\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"What Is Loan To Value (LTV) And How Does It Affect The Size Of My Loan? - Rockville, MD Title Company | Capitol Settlements, LLC\" \/>\n<meta property=\"og:description\" content=\"While this video simplifies things to help you remember, the loan to value ratio is the amount of money you borrow compared with the price or appraised value of the home you are purchasing. 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