{"id":712,"date":"2017-06-06T20:45:22","date_gmt":"2017-06-07T00:45:22","guid":{"rendered":"http:\/\/titlecompanywebdesign.com\/empiretitle\/?page_id=712"},"modified":"2017-06-06T20:45:22","modified_gmt":"2017-06-07T00:45:22","slug":"title-insurance","status":"publish","type":"page","link":"https:\/\/cloud.titletapsites.com\/empiretitleservices\/title-insurance\/","title":{"rendered":"Title Insurance"},"content":{"rendered":"<p>[et_pb_section fb_built=&#8221;1&#8243; fullwidth=&#8221;on&#8221; admin_label=&#8221;Section&#8221; module_class=&#8221;tt-header-default&#8221; _builder_version=&#8221;3.22&#8243; background_color=&#8221;#a3a3a3&#8243; custom_padding=&#8221;30px||30px|&#8221; custom_padding_tablet=&#8221;20px||20px|&#8221; custom_padding_phone=&#8221;10px||10px|&#8221; transparent_background=&#8221;off&#8221; padding_mobile=&#8221;on&#8221; make_fullwidth=&#8221;off&#8221; use_custom_width=&#8221;off&#8221; width_unit=&#8221;on&#8221; custom_width_px=&#8221;1080px&#8221; custom_width_percent=&#8221;80%&#8221; global_module=&#8221;650&#8243;][et_pb_fullwidth_post_title meta=&#8221;off&#8221; featured_image=&#8221;off&#8221; text_color=&#8221;light&#8221; _builder_version=&#8221;4.4.2&#8243; title_font=&#8221;|on|||&#8221; title_font_size=&#8221;50px&#8221; title_all_caps=&#8221;off&#8221; parallax=&#8221;on&#8221; text_orientation=&#8221;center&#8221; custom_padding=&#8221;30px||30px|&#8221; title_font_size_tablet=&#8221;40px&#8221; title_font_size_phone=&#8221;30px&#8221; title_font_size_last_edited=&#8221;on|desktop&#8221; parallax_effect=&#8221;on&#8221; use_border_color=&#8221;off&#8221; border_color=&#8221;#ffffff&#8221; border_width=&#8221;1px&#8221; border_style=&#8221;solid&#8221;][\/et_pb_fullwidth_post_title][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; specialty=&#8221;on&#8221; custom_padding_last_edited=&#8221;on|desktop&#8221; parallax_method_1=&#8221;off&#8221; parallax_method_2=&#8221;off&#8221; _builder_version=&#8221;3.22&#8243; background_color=&#8221;#f3f3f3&#8243; custom_padding_tablet=&#8221;50px|0|50px|0&#8243; custom_padding_phone=&#8221;&#8221; transparent_background=&#8221;off&#8221; padding_mobile=&#8221;off&#8221; make_fullwidth=&#8221;off&#8221; use_custom_width=&#8221;off&#8221; width_unit=&#8221;on&#8221;][et_pb_column type=&#8221;2_3&#8243; specialty_columns=&#8221;2&#8243; _builder_version=&#8221;3.25&#8243; custom_padding=&#8221;|||&#8221; custom_padding__hover=&#8221;|||&#8221;][et_pb_row_inner admin_label=&#8221;Row&#8221; _builder_version=&#8221;3.25&#8243;][et_pb_column_inner saved_specialty_column_type=&#8221;2_3&#8243; _builder_version=&#8221;3.0.47&#8243; custom_padding=&#8221;|||&#8221; custom_padding__hover=&#8221;|||&#8221;][et_pb_image src=&#8221;https:\/\/cloud.titletapsites.com\/empiretitleservices\/wp-content\/uploads\/sites\/29\/2017\/06\/Miami_Beach_Sky_Shot.jpg&#8221; align=&#8221;center&#8221; align_tablet=&#8221;center&#8221; align_phone=&#8221;&#8221; align_last_edited=&#8221;on|desktop&#8221; admin_label=&#8221;Image &#8211; Miami Beach Sky Shot&#8221; _builder_version=&#8221;4.4.2&#8243; background_size=&#8221;initial&#8221; background_position=&#8221;top_left&#8221; background_repeat=&#8221;repeat&#8221; vertical_offset_tablet=&#8221;0&#8243; horizontal_offset_tablet=&#8221;0&#8243; custom_margin=&#8221;|5%||5%&#8221; custom_margin_tablet=&#8221;&#8221; custom_margin_phone=&#8221;|0px||0px&#8221; custom_margin_last_edited=&#8221;on|phone&#8221; z_index_tablet=&#8221;0&#8243; box_shadow_horizontal_tablet=&#8221;0px&#8221; box_shadow_vertical_tablet=&#8221;0px&#8221; box_shadow_blur_tablet=&#8221;40px&#8221; box_shadow_spread_tablet=&#8221;0px&#8221; use_border_color=&#8221;off&#8221; global_module=&#8221;636&#8243; saved_tabs=&#8221;all&#8221;][\/et_pb_image][et_pb_text _builder_version=&#8221;3.27.4&#8243; text_font=&#8221;Cardo||||&#8221; background_size=&#8221;initial&#8221; background_position=&#8221;top_left&#8221; background_repeat=&#8221;repeat&#8221; use_border_color=&#8221;off&#8221; border_color=&#8221;#ffffff&#8221; border_style=&#8221;solid&#8221;]The most important aspect of any real estate transaction is to be certain that the title to the property you are purchasing is free and clear and has no claims against it. The title to real estate is subject to a complicated maze of legal technicalities and regulations. If the laws are not followed exactly, the title to your property might be questioned.<\/p>\n<h3>Some examples of common title problems are:<\/h3>\n<ul>\n<li>The deed that you receive from the seller is improperly signed and fails to comply with legal requirements<\/li>\n<li>You receive a deed from a person who is not the real owner of the property.<\/li>\n<li>There are liens or other claims against the title to the property that are discovered only after your purchase<\/li>\n<\/ul>\n<p>Title insurance is designed to protect you \u2013 the purchaser \u2013 from claims made against your ownership of the property. If a claim is ever made, the title insurance will defend your right to own the property. If a court determines that the property does not belong to you, your title insurance will compensate you for your losses in accordance with the terms of the policy.The title insurance issued to purchasers is known as an owner\u2019 s policy. If you are getting a loan for your purchase, your lender will require title insurance as well. The title insurance issued to protect the interests of the lender is known as a lender\u2019 s policy or mortgagee policy.<\/p>\n<p>Before your closing, the title search professionals at Empire Title Services perform an examination of the title to the property you are purchasing. After an extensive review of all relevant documents appearing on the public records, Empire Title Services&nbsp;will issue a Title Insurance Commitment. The commitment gives a status report of the title to the property. The commitment includes a list of requirements that must be satisfied before title to the property is considered clear. Your closing is scheduled after the title requirements have been met.<\/p>\n<p>At the closing, you will typically be asked to sign numerous papers. Members of Empire Title Services\u2019 experienced staff will help you understand the documents and answer any questions you might have.<\/p>\n<p>After the closing, and after your deed and mortgage are recorded on the public records, Empire Title Services will send you your original Owner\u2019s Title Insurance Policy. Please be sure to keep the policy in a safe place.<\/p>\n<p>Empire Title Services is proud to be an authorized agent of Attorneys\u2019 Title Insurance Fund, Inc, the leading title insurance underwriter in Florida and the sixth largest in the country.<br \/>\n[\/et_pb_text][\/et_pb_column_inner][\/et_pb_row_inner][\/et_pb_column][et_pb_column type=&#8221;1_3&#8243; _builder_version=&#8221;3.25&#8243; custom_padding=&#8221;|||&#8221; custom_padding__hover=&#8221;|||&#8221;][et_pb_sidebar orientation=&#8221;right&#8221; area=&#8221;sidebar-1&#8243; show_border=&#8221;off&#8221; admin_label=&#8221;Sidebar&#8221; _builder_version=&#8221;4.4.2&#8243; custom_css_widget=&#8221;box-shadow: 0px 2px 3px rgba(0,0,0,0.2);&#8221; remove_border=&#8221;on&#8221; global_module=&#8221;640&#8243; saved_tabs=&#8221;all&#8221;][\/et_pb_sidebar][\/et_pb_column][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; admin_label=&#8221;Section&#8221; module_class=&#8221;boca-partner&#8221; _builder_version=&#8221;3.22&#8243; 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pin_address_lng=&#8221;-80.177268&#8243; _builder_version=&#8221;4.4.2&#8243;]200 S. Park Rd.<br \/>\nSuite 160<br \/>\nHollywood, FL 33021[\/et_pb_map_pin][et_pb_map_pin title=&#8221;Boca Raton&#8221; pin_address=&#8221;595 S Federal Hwy #620, Boca Raton, FL 33432, USA&#8221; pin_address_lat=&#8221;26.3447299&#8243; pin_address_lng=&#8221;-80.0865193&#8243; _builder_version=&#8221;4.4.2&#8243;]595 S. Federal Hwy, Suite 620<br \/>\nBoca Raton, FL 33432[\/et_pb_map_pin][\/et_pb_map][et_pb_code disabled_on=&#8221;on|on|on&#8221; admin_label=&#8221;Logos&#8221; _builder_version=&#8221;4.4.2&#8243; vertical_offset_tablet=&#8221;0&#8243; horizontal_offset_tablet=&#8221;0&#8243; z_index_tablet=&#8221;0&#8243; box_shadow_horizontal_tablet=&#8221;0px&#8221; box_shadow_vertical_tablet=&#8221;0px&#8221; box_shadow_blur_tablet=&#8221;40px&#8221; box_shadow_spread_tablet=&#8221;0px&#8221; disabled=&#8221;on&#8221;]<\/p>\n<div style=\"width: 50%;float:left\"> <img decoding=\"async\" src=\"https:\/\/empiretitleservices.com\/wp-content\/uploads\/sites\/72\/2019\/02\/image-e1550123350860.png\" style=\"margin:auto;display:block\"> <\/div>\n<p><!-- [et_pb_line_break_holder] --><pee><!-- [et_pb_line_break_holder] --><\/pee>                                  <!-- [et_pb_line_break_holder] --><\/p>\n<div style=\"width: 50%;float:left\"> <img decoding=\"async\" src=\"https:\/\/cloud.titletapsites.com\/empiretitleservices\/wp-content\/uploads\/sites\/29\/2022\/11\/2021-PC-FC-320p-3-1.png\" style=\"margin:auto;display:block\"> <\/div>\n<p><!-- [et_pb_line_break_holder] --><pee><!-- [et_pb_line_break_holder] --><\/pee>                                  <!-- [et_pb_line_break_holder] --><\/p>\n<div style=\"clear:both\"><\/div>\n<p>[\/et_pb_code][\/et_pb_column][et_pb_column type=&#8221;1_3&#8243; _builder_version=&#8221;4.4.2&#8243; custom_padding=&#8221;|||30px|false|false&#8221; custom_padding_tablet=&#8221;|||0px|false|false&#8221; custom_padding_phone=&#8221;&#8221; custom_padding_last_edited=&#8221;on|phone&#8221;][et_pb_text admin_label=&#8221;GET IN TOUCH&#8221; _builder_version=&#8221;4.4.2&#8243; text_font_size=&#8221;16&#8243; text_line_height=&#8221;1.5em&#8221; background_size=&#8221;initial&#8221; background_position=&#8221;top_left&#8221; background_repeat=&#8221;repeat&#8221; text_font_size_tablet=&#8221;&#8221; text_font_size_phone=&#8221;&#8221; text_font_size_last_edited=&#8221;on|desktop&#8221; use_border_color=&#8221;off&#8221; border_color=&#8221;#ffffff&#8221; border_style=&#8221;solid&#8221;]<\/p>\n<h3>Our Locations<\/h3>\n<p>[\/et_pb_text][et_pb_accordion open_toggle_text_color=&#8221;#074a86&#8243; open_toggle_background_color=&#8221;#ffffff&#8221; closed_toggle_background_color=&#8221;#2975b9&#8243; icon_color=&#8221;#ffffff&#8221; _builder_version=&#8221;4.4.2&#8243; toggle_text_color=&#8221;#ffffff&#8221; toggle_font=&#8221;|600|||||||&#8221;][et_pb_accordion_item title=&#8221;Hollywood &#8221; open=&#8221;on&#8221; _builder_version=&#8221;4.4.2&#8243;]200 S. Park Rd.<br \/>\nSuite 160<br \/>\nHollywood, FL 33021<\/p>\n<p><strong>Phone:<\/strong>\u00a0<a href=\"tel:3059314400\" title=\"Call Hollywood\">305-931-4400<\/a><br \/>\n<strong>Fax:<\/strong>\u00a0<a href=\"tel:3059352771\" title=\"Send Ux Fax\">305-935-2771<\/a>[\/et_pb_accordion_item][et_pb_accordion_item title=&#8221;Boca Raton&#8221; _builder_version=&#8221;4.4.2&#8243; open=&#8221;off&#8221;]<\/p>\n<p>595 S. Federal Hwy<br \/> Suite 620<br \/> Boca Raton, FL 33432<\/p>\n<p><strong>Phone:<\/strong>\u00a0<a href=\"tel:5612252676\" title=\"Call Boca Raton\">561-225-2676<\/a><br \/> <strong>Fax:<\/strong>\u00a0<a href=\"tel:561-225-2583\">561-225-2583<\/a><br \/> &lt;!&#8211;<strong>Toll-Free:<\/strong> <a href=\"tel:8007805760\" title=\"Fax Boca Raton\">800-780-5760<\/a>&#8211;&gt;<\/p>\n<p>[\/et_pb_accordion_item][\/et_pb_accordion][et_pb_button button_url=&#8221;https:\/\/empiretitleservices.com\/contact\/&#8221; button_text=&#8221;Contact Us&#8221; button_alignment=&#8221;left&#8221; _builder_version=&#8221;4.4.2&#8243; vertical_offset_tablet=&#8221;0&#8243; horizontal_offset_tablet=&#8221;0&#8243; background_layout=&#8221;dark&#8221; z_index_tablet=&#8221;0&#8243; button_text_shadow_horizontal_length_tablet=&#8221;0px&#8221; button_text_shadow_vertical_length_tablet=&#8221;0px&#8221; button_text_shadow_blur_strength_tablet=&#8221;1px&#8221; box_shadow_horizontal_tablet=&#8221;0px&#8221; box_shadow_vertical_tablet=&#8221;0px&#8221; 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