[et_pb_section fb_built=”1″ fullwidth=”on” module_class=”tt-title-area ttfw-template-header” _builder_version=”4.24.2″ global_module=”14518″ saved_tabs=”all” global_colors_info=”{}”][et_pb_fullwidth_post_title meta=”off” featured_image=”off” _builder_version=”4.24.2″ title_font=”||||||||” title_text_color=”#ffffff” title_font_size=”60px” background_color=”#1A1A1A” use_background_color_gradient=”on” background_color_gradient_stops=”rgba(0,0,0,0.75) 0%|rgba(0,0,0,0.65) 100%” background_color_gradient_overlays_image=”on” background_image=”https:\/\/cloud.titletapsites.com\/foliotitle\/wp-content\/uploads\/sites\/95\/2026\/10\/1Depositphotos_8230126_xl-2015-scaled-1.jpg” background_position=”top_center” background_vertical_offset=”27%” custom_padding=”250px||250px||true|false” custom_padding_tablet=”250px||250px||true|false” custom_padding_phone=”250px||250px||true|false” custom_padding_last_edited=”on|desktop” title_font_size_tablet=”40px” title_font_size_phone=”30px” title_font_size_last_edited=”on|desktop” global_colors_info=”{}”][\/et_pb_fullwidth_post_title][\/et_pb_section][et_pb_section fb_built=”1″ custom_padding_last_edited=”on|desktop” _builder_version=”4.24.2″ _module_preset=”default” custom_padding=”80px||80px||true|false” custom_padding_tablet=”54px||54px||true|false” custom_padding_phone=”54px||54px||true|false” global_colors_info=”{}”][et_pb_row make_equal=”on” custom_padding_last_edited=”off|desktop” module_class=”tt-row-center” _builder_version=”4.24.2″ max_width=”1280px” custom_padding=”0px||0px||true|false” custom_padding_tablet=”0px||0px||true|false” custom_padding_phone=”30px||||false|false” locked=”off” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_text _builder_version=”4.24.2″ _module_preset=”default” text_orientation=”center” max_width=”1000px” module_alignment=”center” custom_margin=”||0px||false|false” text_orientation_tablet=”center” text_orientation_phone=”center” text_orientation_last_edited=”on|tablet” global_colors_info=”{}”]<\/p>\n
[\/et_pb_text][et_pb_text disabled_on=”off|off|off” _builder_version=”4.24.2″ text_orientation=”center” text_orientation_tablet=”center” text_orientation_phone=”center” text_orientation_last_edited=”on|desktop” global_colors_info=”{}”]<\/p>\n
Roles & Responsibilities During the Closing Process<\/p>\n
[\/et_pb_text][et_pb_video src=”https:\/\/youtu.be\/cpFlDaQHrCw?si=mbch9iJ6e9hnIviX” image_src=”\/\/i.ytimg.com\/vi\/cpFlDaQHrCw\/hqdefault.jpg” _builder_version=”4.24.2″ _module_preset=”default” max_width=”1080px” module_alignment=”center” global_colors_info=”{}”][\/et_pb_video][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ custom_padding_last_edited=”on|desktop” _builder_version=”4.24.2″ _module_preset=”default” background_color=”#1A1A1A” custom_padding=”80px||80px||true|false” custom_padding_tablet=”54px||54px||true|false” custom_padding_phone=”54px||54px||true|false” global_colors_info=”{}”][et_pb_row make_equal=”on” custom_padding_last_edited=”off|desktop” module_class=”tt-row-center” _builder_version=”4.24.2″ max_width=”1280px” custom_padding=”0px||0px||true|false” custom_padding_tablet=”30px||0px||false|false” custom_padding_phone=”30px||||false|false” locked=”off” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_text _builder_version=”4.24.2″ _module_preset=”default” text_orientation=”center” background_layout=”dark” max_width=”1000px” module_alignment=”center” custom_margin=”||15px||false|false” text_orientation_tablet=”center” text_orientation_phone=”center” text_orientation_last_edited=”on|desktop” global_colors_info=”{}”]<\/p>\n
[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=”1_3,1_3,1_3″ use_custom_gutter=”on” gutter_width=”2″ make_equal=”on” custom_padding_last_edited=”on|tablet” _builder_version=”4.24.2″ max_width=”1280px” custom_padding=”30px||0px||false|false” custom_padding_tablet=”0px||0px||false|false” custom_padding_phone=”||0px||false|false” locked=”off” global_colors_info=”{}”][et_pb_column type=”1_3″ _builder_version=”4.24.2″ background_color=”#333333″ custom_padding=”30px|30px|30px|30px|true|true” custom_padding_tablet=”|20px||20px|true|true” custom_padding_phone=”20px|15px|20px|15px|true|true” custom_padding_last_edited=”on|desktop” border_radii=”on|8px|8px|8px|8px” border_width_all=”2px” global_colors_info=”{}” custom_padding__hover=”|||” border_color_all__hover_enabled=”on|desktop” border_color_all__hover=”#FFCC00″ transform_styles__hover_enabled=”on|hover” transform_scale__hover_enabled=”on|hover” transform_translate__hover_enabled=”on|hover” transform_rotate__hover_enabled=”on|desktop” transform_skew__hover_enabled=”on|desktop” transform_origin__hover_enabled=”on|desktop” transform_translate__hover=”-3px|0px” transform_scale__hover=”103%|103%”][et_pb_blurb title=”01″ url=”https:\/\/cloud04.titletapsites.com\/newdesign7\/practice-areas\/real-estate-law-and-closings\/” alt=”Home Icon” content_max_width=”100%” admin_label=”01″ module_class=”service-blurb” _builder_version=”4.24.2″ header_level=”h2″ header_font=”||||||||” header_font_size=”50px” background_layout=”dark” max_width=”100%” hover_enabled=”0″ header_font_size_tablet=”22px” header_font_size_phone=”20px” header_font_size_last_edited=”on|phone” text_orientation_tablet=”” text_orientation_phone=”left” text_orientation_last_edited=”on|phone” image_max_width=”65%” global_colors_info=”{}” sticky_enabled=”0″]<\/p>\n
Please send the fully executed contract to welcome@foliotitle.com<\/a> with the following information:<\/p>\n [\/et_pb_blurb][\/et_pb_column][et_pb_column type=”1_3″ _builder_version=”4.24.2″ background_color=”#FFCC00″ custom_padding=”30px|30px|30px|30px|true|true” custom_padding_tablet=”|20px||20px|true|true” custom_padding_phone=”20px|15px|20px|15px|true|true” custom_padding_last_edited=”on|desktop” border_radii=”on|8px|8px|8px|8px” border_width_all=”2px” border_color_all=”#FFCC00″ global_colors_info=”{}” custom_padding__hover=”|||” border_color_all__hover_enabled=”on|hover” border_color_all__hover=”#FFF8E0″ transform_styles__hover_enabled=”on|hover” transform_scale__hover=”103%|103%” transform_scale__hover_enabled=”on|hover” transform_translate__hover=”-3px|0px” transform_translate__hover_enabled=”on|hover” transform_rotate__hover_enabled=”on|desktop” transform_skew__hover_enabled=”on|desktop” transform_origin__hover_enabled=”on|desktop”][et_pb_blurb title=”02″ url=”https:\/\/cloud04.titletapsites.com\/newdesign7\/practice-areas\/real-estate-law-and-closings\/” alt=”Home Icon” content_max_width=”100%” admin_label=”02″ module_class=”service-blurb” _builder_version=”4.24.2″ header_level=”h2″ header_font=”||||||||” header_font_size=”50px” max_width=”100%” hover_enabled=”0″ header_font_size_tablet=”22px” header_font_size_phone=”20px” header_font_size_last_edited=”on|phone” text_orientation_tablet=”left” text_orientation_phone=”left” text_orientation_last_edited=”on|phone” image_max_width=”65%” global_colors_info=”{}” sticky_enabled=”0″]<\/p>\n Once we receive this information, our Onboarding Team will open the transaction in our Closing System within the next 6 to 24 business hours and assign a Processing & Closing Team to start working on your file immediately.<\/p>\n [\/et_pb_blurb][\/et_pb_column][et_pb_column type=”1_3″ _builder_version=”4.24.2″ background_color=”#333333″ custom_padding=”30px|30px|30px|30px|true|true” custom_padding_tablet=”|20px||20px|true|true” custom_padding_phone=”20px|15px|20px|15px|true|true” custom_padding_last_edited=”on|desktop” border_radii=”on|8px|8px|8px|8px” border_width_all=”2px” global_colors_info=”{}” custom_padding__hover=”|||” border_color_all__hover_enabled=”on|desktop” border_color_all__hover=”#FFCC00″ transform_styles__hover_enabled=”on|hover” transform_scale__hover=”103%|103%” transform_scale__hover_enabled=”on|hover” transform_translate__hover=”-3px|0px” transform_translate__hover_enabled=”on|hover” transform_rotate__hover_enabled=”on|desktop” transform_skew__hover_enabled=”on|desktop” transform_origin__hover_enabled=”on|desktop”][et_pb_blurb title=”03″ url=”https:\/\/cloud04.titletapsites.com\/newdesign7\/practice-areas\/real-estate-law-and-closings\/” alt=”Home Icon” content_max_width=”100%” admin_label=”03″ module_class=”service-blurb” _builder_version=”4.24.2″ header_level=”h2″ header_font=”||||||||” header_font_size=”50px” background_layout=”dark” max_width=”100%” hover_enabled=”0″ header_font_size_tablet=”22px” header_font_size_phone=”20px” header_font_size_last_edited=”on|phone” text_orientation_tablet=”left” text_orientation_phone=”” text_orientation_last_edited=”on|phone” image_max_width=”65%” global_colors_info=”{}” sticky_enabled=”0″]You will receive an email from our Onboarding team with the following:<\/p>\n [\/et_pb_blurb][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=”1_3,1_3,1_3″ use_custom_gutter=”on” gutter_width=”2″ make_equal=”on” custom_padding_last_edited=”off|desktop” _builder_version=”4.24.2″ max_width=”1280px” custom_padding=”45px||45px||true|false” custom_padding_tablet=”||0px||false|false” custom_padding_phone=”||0px||false|false” locked=”off” global_colors_info=”{}”][et_pb_column type=”1_3″ _builder_version=”4.24.2″ background_color=”#FFCC00″ custom_padding=”30px|30px|30px|30px|true|true” custom_padding_tablet=”|20px||20px|true|true” custom_padding_phone=”20px|15px|20px|15px|true|true” custom_padding_last_edited=”on|desktop” border_radii=”on|8px|8px|8px|8px” border_width_all=”2px” border_color_all=”#FFCC00″ global_colors_info=”{}” custom_padding__hover=”|||” border_color_all__hover=”#FFF8E0″ border_color_all__hover_enabled=”on|hover” transform_styles__hover_enabled=”on|hover” transform_scale__hover=”103%|103%” transform_scale__hover_enabled=”on|hover” transform_translate__hover=”-3px|0px” transform_translate__hover_enabled=”on|hover” transform_rotate__hover_enabled=”on|desktop” transform_skew__hover_enabled=”on|desktop” transform_origin__hover_enabled=”on|desktop”][et_pb_blurb title=”04″ url=”https:\/\/cloud04.titletapsites.com\/newdesign7\/practice-areas\/real-estate-law-and-closings\/” alt=”Home Icon” content_max_width=”100%” admin_label=”04″ module_class=”service-blurb” _builder_version=”4.24.2″ header_level=”h2″ header_font=”||||||||” header_font_size=”50px” max_width=”100%” hover_enabled=”0″ header_font_size_tablet=”22px” header_font_size_phone=”20px” header_font_size_last_edited=”on|phone” text_orientation_tablet=”” text_orientation_phone=”left” text_orientation_last_edited=”on|phone” image_max_width=”65%” global_colors_info=”{}” sticky_enabled=”0″]We offer our clients and their real estate agents a personalized Onboarding experience with the following services:<\/p>\n [\/et_pb_blurb][\/et_pb_column][et_pb_column type=”1_3″ _builder_version=”4.24.2″ background_color=”#333333″ custom_padding=”30px|30px|30px|30px|true|true” custom_padding_tablet=”|20px||20px|true|true” custom_padding_phone=”20px|15px|20px|15px|true|true” custom_padding_last_edited=”on|desktop” border_radii=”on|8px|8px|8px|8px” border_width_all=”2px” global_colors_info=”{}” custom_padding__hover=”|||” border_color_all__hover=”#FFCC00″ border_color_all__hover_enabled=”on|desktop” transform_styles__hover_enabled=”on|hover” transform_scale__hover=”103%|103%” transform_scale__hover_enabled=”on|hover” transform_translate__hover=”-3px|0px” transform_translate__hover_enabled=”on|hover” transform_rotate__hover_enabled=”on|desktop” transform_skew__hover_enabled=”on|desktop” transform_origin__hover_enabled=”on|desktop”][et_pb_blurb title=”05″ url=”https:\/\/cloud04.titletapsites.com\/newdesign7\/practice-areas\/real-estate-law-and-closings\/” alt=”Home Icon” content_max_width=”100%” admin_label=”05″ module_class=”service-blurb” _builder_version=”4.24.2″ header_level=”h2″ header_font=”||||||||” header_font_size=”50px” background_layout=”dark” max_width=”100%” hover_enabled=”0″ header_font_size_tablet=”22px” header_font_size_phone=”20px” header_font_size_last_edited=”on|phone” text_orientation_tablet=”left” text_orientation_phone=”left” text_orientation_last_edited=”on|phone” image_max_width=”65%” global_colors_info=”{}” sticky_enabled=”0″]If the Buyer is obtaining a mortgage loan, we prepare and send a preCD with the estimated closing costs to the mortgage loan originator within 48 business hours of opening the file in our system.[\/et_pb_blurb][\/et_pb_column][et_pb_column type=”1_3″ _builder_version=”4.24.2″ background_color=”#FFCC00″ custom_padding=”30px|30px|30px|30px|true|true” custom_padding_tablet=”|20px||20px|true|true” custom_padding_phone=”20px|15px|20px|15px|true|true” custom_padding_last_edited=”on|desktop” border_radii=”on|8px|8px|8px|8px” border_width_all=”2px” border_color_all=”#FFCC00″ global_colors_info=”{}” custom_padding__hover=”|||” border_color_all__hover=”#FFF8E0″ border_color_all__hover_enabled=”on|hover” transform_styles__hover_enabled=”on|hover” transform_scale__hover=”103%|103%” transform_scale__hover_enabled=”on|hover” transform_translate__hover=”-3px|0px” transform_translate__hover_enabled=”on|hover” transform_rotate__hover_enabled=”on|desktop” transform_skew__hover_enabled=”on|desktop” transform_origin__hover_enabled=”on|desktop”][et_pb_blurb title=”06″ url=”https:\/\/cloud04.titletapsites.com\/newdesign7\/practice-areas\/real-estate-law-and-closings\/” alt=”Home Icon” content_max_width=”100%” admin_label=”06″ module_class=”service-blurb” _builder_version=”4.24.2″ header_level=”h2″ header_font=”||||||||” header_font_size=”50px” max_width=”100%” hover_enabled=”0″ header_font_size_tablet=”22px” header_font_size_phone=”20px” header_font_size_last_edited=”on|phone” text_orientation_tablet=”left” text_orientation_phone=”” text_orientation_last_edited=”on|phone” image_max_width=”65%” global_colors_info=”{}” sticky_enabled=”0″]Our team will order the title search and lien search within 24-48 business hours of opening the file in our system. Surveys and Estoppels are usually ordered after the Inspection Period and sometimes after the Appraisal results. If you have any questions as to these orders or their timing, please let us know.[\/et_pb_blurb][\/et_pb_column][\/et_pb_row][et_pb_row use_custom_gutter=”on” gutter_width=”2″ make_equal=”on” custom_padding_last_edited=”off|desktop” _builder_version=”4.24.2″ max_width=”1280px” custom_padding=”0px||0px||true|false” custom_padding_tablet=”||0px||false|false” custom_padding_phone=”||0px||false|false” locked=”off” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.24.2″ background_color=”#333333″ custom_padding=”30px|30px|30px|30px|true|true” custom_padding_tablet=”|20px||20px|true|true” custom_padding_phone=”20px|15px|20px|15px|true|true” custom_padding_last_edited=”on|desktop” border_radii=”on|8px|8px|8px|8px” border_width_all=”2px” global_colors_info=”{}” custom_padding__hover=”|||” border_color_all__hover=”#FFCC00″ border_color_all__hover_enabled=”on|desktop” transform_styles__hover_enabled=”on|hover” transform_scale__hover=”103%|103%” transform_scale__hover_enabled=”on|hover” transform_translate__hover=”-3px|0px” transform_translate__hover_enabled=”on|hover” transform_rotate__hover_enabled=”on|desktop” transform_skew__hover_enabled=”on|desktop” transform_origin__hover_enabled=”on|desktop”][et_pb_blurb title=”07″ url=”https:\/\/cloud04.titletapsites.com\/newdesign7\/practice-areas\/real-estate-law-and-closings\/” alt=”Home Icon” content_max_width=”100%” admin_label=”07″ module_class=”service-blurb” _builder_version=”4.24.2″ header_level=”h2″ header_font=”||||||||” header_font_size=”50px” background_layout=”dark” max_width=”100%” hover_enabled=”0″ header_font_size_tablet=”22px” header_font_size_phone=”20px” header_font_size_last_edited=”on|phone” text_orientation_tablet=”left” text_orientation_phone=”left” text_orientation_last_edited=”off|desktop” image_max_width=”65%” global_colors_info=”{}” sticky_enabled=”0″]<\/p>\n We ask that if you believe there will be any changes to the Closing Date, including a Closing that is earlier than the Contract Closing Date, you let us know as soon as possible as this may affect the timeline of key documents that expire and this may incur unnecessary additional expenses. For more information about the differences between the Contract Dates and Expected Dates, please click here.<\/a><\/p>\n [\/et_pb_blurb][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ custom_padding_last_edited=”on|desktop” _builder_version=”4.24.2″ _module_preset=”default” background_enable_color=”off” custom_padding=”80px||80px||true|false” custom_padding_tablet=”54px||54px||true|false” custom_padding_phone=”54px||54px||true|false” global_colors_info=”{}”][et_pb_row make_equal=”on” custom_padding_last_edited=”off|desktop” module_class=”tt-row-center” _builder_version=”4.24.2″ max_width=”1280px” custom_padding=”0px||0px||true|false” custom_padding_tablet=”30px||0px||false|false” custom_padding_phone=”30px||||false|false” locked=”off” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_text _builder_version=”4.24.2″ _module_preset=”default” text_orientation=”center” max_width=”1000px” module_alignment=”center” custom_margin=”||0px||false|false” text_orientation_tablet=”center” text_orientation_phone=”center” text_orientation_last_edited=”on|desktop” global_colors_info=”{}”]<\/p>\n [\/et_pb_text][et_pb_text disabled_on=”off|off|off” _builder_version=”4.24.2″ text_orientation=”center” max_width=”1080px” module_alignment=”center” text_orientation_tablet=”center” text_orientation_phone=”center” text_orientation_last_edited=”on|desktop” locked=”off” global_colors_info=”{}”]<\/p>\n These videos are presented by Ricardo Teran, co-founder and Director of Business Development of FOLIO Title.<\/strong> All videos can be watched in 2x speed.<\/em><\/p>\n [\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=”2_5,3_5″ use_custom_gutter=”on” gutter_width=”2″ make_equal=”on” custom_padding_last_edited=”on|desktop” _builder_version=”4.24.2″ max_width=”1280px” custom_padding=”30px||0px||false|false” custom_padding_tablet=”30px||0px||false|false” custom_padding_phone=”||0px||false|false” locked=”off” global_colors_info=”{}”][et_pb_column type=”2_5″ _builder_version=”4.24.2″ global_colors_info=”{}”][et_pb_video src=”https:\/\/youtu.be\/4W1pBIyftFE?si=xTj-Q2AdN87dHvag” image_src=”\/\/i.ytimg.com\/vi\/4W1pBIyftFE\/hqdefault.jpg” _builder_version=”4.24.2″ _module_preset=”default” max_width=”1080px” module_alignment=”center” custom_margin=”||0px||false|false” locked=”off” global_colors_info=”{}”][\/et_pb_video][\/et_pb_column][et_pb_column type=”3_5″ _builder_version=”4.24.2″ background_color=”#1A1A1A” custom_padding=”30px|30px|30px|30px|true|true” custom_padding_tablet=”|20px||20px|true|true” custom_padding_phone=”20px|15px|20px|15px|true|true” custom_padding_last_edited=”on|desktop” border_radii=”on|8px|8px|8px|8px” border_color_all=”#1A1A1A” global_colors_info=”{}” border_color_all__hover=”#FFCC00″ border_color_all__hover_enabled=”on|hover” transform_styles__hover_enabled=”on|hover” transform_scale__hover=”103%|103%” transform_scale__hover_enabled=”on|hover” transform_translate__hover=”-3px|0px” transform_translate__hover_enabled=”on|hover” transform_rotate__hover_enabled=”on|desktop” transform_skew__hover_enabled=”on|desktop” transform_origin__hover_enabled=”on|desktop”][et_pb_blurb title=”01″ url=”https:\/\/cloud04.titletapsites.com\/newdesign7\/practice-areas\/real-estate-law-and-closings\/” alt=”Home Icon” content_max_width=”100%” admin_label=”Financial Analysis” module_class=”service-blurb” _builder_version=”4.24.2″ header_level=”h2″ header_font=”||||||||” header_font_size=”50px” background_enable_color=”off” background_layout=”dark” max_width=”100%” header_font_size_tablet=”22px” header_font_size_phone=”20px” header_font_size_last_edited=”on|phone” text_orientation_tablet=”” text_orientation_phone=”left” text_orientation_last_edited=”on|phone” image_max_width=”65%” global_colors_info=”{}”]<\/p>\n What is the Role of the Title Company in the Purchase & Sale Process and Why is Title Insurance so Important? (04:55)<\/p>\n In this video, we will explore the role of the title company in the real estate closing process in Florida, how to protect your real estate investment with title insurance, and we will learn about the role of the Escrow Agent.<\/p>\n [\/et_pb_blurb][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=”2_5,3_5″ use_custom_gutter=”on” gutter_width=”2″ make_equal=”on” custom_padding_last_edited=”on|phone” _builder_version=”4.24.2″ max_width=”1280px” custom_padding=”30px||0px||false|false” custom_padding_tablet=”30px||0px||false|false” custom_padding_phone=”||0px||false|false” locked=”off” global_colors_info=”{}”][et_pb_column type=”2_5″ _builder_version=”4.24.2″ global_colors_info=”{}”][et_pb_video src=”https:\/\/youtu.be\/am_10FH8qz4?si=HYwz-4ekGpLZ82fg” image_src=”\/\/i.ytimg.com\/vi\/am_10FH8qz4\/hqdefault.jpg” _builder_version=”4.24.2″ _module_preset=”default” max_width=”1080px” module_alignment=”center” custom_margin=”||0px||false|false” locked=”off” global_colors_info=”{}”][\/et_pb_video][\/et_pb_column][et_pb_column type=”3_5″ _builder_version=”4.24.2″ background_color=”#1A1A1A” custom_padding=”30px|30px|30px|30px|true|true” custom_padding_tablet=”|20px||20px|true|true” custom_padding_phone=”20px|15px|20px|15px|true|true” custom_padding_last_edited=”on|desktop” border_radii=”on|8px|8px|8px|8px” border_color_all=”#1A1A1A” global_colors_info=”{}” transform_styles__hover_enabled=”on|hover” transform_scale__hover=”103%|103%” transform_scale__hover_enabled=”on|hover” transform_translate__hover=”-3px|0px” transform_translate__hover_enabled=”on|hover” transform_rotate__hover_enabled=”on|desktop” transform_skew__hover_enabled=”on|desktop” transform_origin__hover_enabled=”on|desktop” border_color_all__hover=”#FFCC00″ border_color_all__hover_enabled=”on|hover”][et_pb_blurb title=”02″ url=”https:\/\/cloud04.titletapsites.com\/newdesign7\/practice-areas\/real-estate-law-and-closings\/” alt=”Home Icon” content_max_width=”100%” admin_label=”Financial Analysis” module_class=”service-blurb” _builder_version=”4.24.2″ header_level=”h2″ header_font=”||||||||” header_font_size=”50px” background_enable_color=”off” background_layout=”dark” max_width=”100%” header_font_size_tablet=”22px” header_font_size_phone=”20px” header_font_size_last_edited=”on|phone” text_orientation_tablet=”” text_orientation_phone=”left” text_orientation_last_edited=”on|phone” image_max_width=”65%” global_colors_info=”{}”]<\/p>\n How does the Closing Process work? What are the Key Milestones, Dates, and Responsibilities that a Buyer needs to know? (14:01)<\/p>\n Get to know each stage of the closing process: Inspection period, Due diligence and financing, Pre-closing, and Closing. Learn what to expect in each stage and the most important dates and responsibilities to keep in mind during the transaction.<\/p>\n [\/et_pb_blurb][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=”2_5,3_5″ use_custom_gutter=”on” gutter_width=”2″ make_equal=”on” custom_padding_last_edited=”on|phone” _builder_version=”4.24.2″ max_width=”1280px” custom_padding=”30px||0px||false|false” custom_padding_tablet=”30px||0px||false|false” custom_padding_phone=”||0px||false|false” locked=”off” global_colors_info=”{}”][et_pb_column type=”2_5″ _builder_version=”4.24.2″ global_colors_info=”{}”][et_pb_video src=”https:\/\/youtu.be\/6KAJIkyJ2Dc?si=hRLyjQedpOCKNrPX” image_src=”\/\/i.ytimg.com\/vi\/6KAJIkyJ2Dc\/hqdefault.jpg” _builder_version=”4.24.2″ _module_preset=”default” max_width=”1080px” module_alignment=”center” custom_margin=”||0px||false|false” locked=”off” global_colors_info=”{}”][\/et_pb_video][\/et_pb_column][et_pb_column type=”3_5″ _builder_version=”4.24.2″ background_color=”#1A1A1A” custom_padding=”30px|30px|30px|30px|true|true” custom_padding_tablet=”|20px||20px|true|true” custom_padding_phone=”20px|15px|20px|15px|true|true” custom_padding_last_edited=”on|desktop” border_radii=”on|8px|8px|8px|8px” border_color_all=”#1A1A1A” global_colors_info=”{}” transform_styles__hover_enabled=”on|hover” transform_scale__hover=”103%|103%” transform_scale__hover_enabled=”on|hover” transform_translate__hover=”-3px|0px” transform_translate__hover_enabled=”on|hover” transform_rotate__hover_enabled=”on|desktop” transform_skew__hover_enabled=”on|desktop” transform_origin__hover_enabled=”on|desktop” border_color_all__hover=”#FFCC00″ border_color_all__hover_enabled=”on|hover”][et_pb_blurb title=”03″ url=”https:\/\/cloud04.titletapsites.com\/newdesign7\/practice-areas\/real-estate-law-and-closings\/” alt=”Home Icon” content_max_width=”100%” admin_label=”Financial Analysis” module_class=”service-blurb” _builder_version=”4.24.2″ header_level=”h2″ header_font=”||||||||” header_font_size=”50px” background_enable_color=”off” background_layout=”dark” max_width=”100%” header_font_size_tablet=”22px” header_font_size_phone=”20px” header_font_size_last_edited=”on|phone” text_orientation_tablet=”” text_orientation_phone=”left” text_orientation_last_edited=”on|phone” image_max_width=”65%” global_colors_info=”{}”]<\/p>\n Frequently Asked Questions about the Real Estate Closing Process for Buyers and Real Estate Agents (13:39)<\/p>\n During the closing process, clients have understandable concerns and questions, which is why in this video, we review some of the most common questions related to the Closing Process:<\/p>\n [\/et_pb_blurb][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ custom_padding_last_edited=”on|desktop” _builder_version=”4.24.2″ _module_preset=”default” background_color=”#1A1A1A” custom_padding=”80px||80px||true|false” custom_padding_tablet=”54px||54px||true|false” custom_padding_phone=”54px||54px||true|false” global_colors_info=”{}”][et_pb_row column_structure=”2_3,1_3″ use_custom_gutter=”on” make_equal=”on” custom_padding_last_edited=”off|desktop” module_class=”tt-row-center” _builder_version=”4.24.2″ max_width=”1280px” custom_padding=”0px||30px||false|false” custom_padding_tablet=”30px||0px||false|false” custom_padding_phone=”30px||||false|false” locked=”off” global_colors_info=”{}”][et_pb_column type=”2_3″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_text _builder_version=”4.24.2″ _module_preset=”default” background_layout=”dark” custom_margin=”||15px||false|false” hover_enabled=”0″ text_orientation_tablet=”center” text_orientation_phone=”center” text_orientation_last_edited=”on|desktop” global_colors_info=”{}” sticky_enabled=”0″]<\/p>\n [\/et_pb_text][et_pb_text disabled_on=”off|off|off” _builder_version=”4.24.2″ background_layout=”dark” max_width=”1080px” module_alignment=”center” text_orientation_tablet=”center” text_orientation_phone=”center” text_orientation_last_edited=”on|desktop” locked=”off” global_colors_info=”{}”]<\/p>\n Here are the Next steps after a Contract is signed by Buyer and Seller<\/strong> [\/et_pb_text][\/et_pb_column][et_pb_column type=”1_3″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_button button_url=”https:\/\/drive.google.com\/file\/d\/1zgdpoIQm7xxTedDYY-wjzCSpo_8BAA-G\/view” url_new_window=”on” button_text=”Download Buyer Checklist” button_alignment=”center” _builder_version=”4.24.2″ _module_preset=”default” global_colors_info=”{}”][\/et_pb_button][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=”1_3,1_3,1_3″ use_custom_gutter=”on” gutter_width=”2″ make_equal=”on” custom_padding_last_edited=”on|tablet” _builder_version=”4.24.2″ max_width=”1280px” custom_padding=”30px||0px||false|false” custom_padding_tablet=”0px||0px||false|false” custom_padding_phone=”||0px||false|false” locked=”off” global_colors_info=”{}”][et_pb_column type=”1_3″ _builder_version=”4.24.2″ background_color=”#333333″ custom_padding=”30px|30px|30px|30px|true|true” custom_padding_tablet=”|20px||20px|true|true” custom_padding_phone=”20px|15px|20px|15px|true|true” custom_padding_last_edited=”on|desktop” border_radii=”on|8px|8px|8px|8px” border_width_all=”2px” global_colors_info=”{}” custom_padding__hover=”|||” border_color_all__hover_enabled=”on|desktop” border_color_all__hover=”#FFCC00″ transform_styles__hover_enabled=”on|hover” transform_scale__hover_enabled=”on|hover” transform_translate__hover_enabled=”on|hover” transform_rotate__hover_enabled=”on|desktop” transform_skew__hover_enabled=”on|desktop” transform_origin__hover_enabled=”on|desktop” transform_translate__hover=”-3px|0px” transform_scale__hover=”103%|103%”][et_pb_blurb title=”01″ url=”https:\/\/cloud04.titletapsites.com\/newdesign7\/practice-areas\/real-estate-law-and-closings\/” alt=”Home Icon” content_max_width=”100%” admin_label=”Chapter 1″ module_class=”service-blurb” _builder_version=”4.24.2″ header_level=”h2″ header_font=”||||||||” header_font_size=”50px” background_layout=”dark” max_width=”100%” hover_enabled=”0″ header_font_size_tablet=”22px” header_font_size_phone=”20px” header_font_size_last_edited=”on|phone” text_orientation_tablet=”” text_orientation_phone=”left” text_orientation_last_edited=”on|phone” image_max_width=”65%” global_colors_info=”{}” sticky_enabled=”0″]<\/p>\n [\/et_pb_blurb][et_pb_accordion open_toggle_text_color=”#FFFFFF” open_toggle_background_color=”rgba(85,85,85,0.3)” toggle_icon=”&||divi||400″ use_icon_font_size=”on” icon_font_size=”12px” _builder_version=”4.24.2″ _module_preset=”default” toggle_text_color=”#FFFFFF” body_text_color=”#FFFFFF” background_enable_color=”off” border_radii=”off|8px|8px||” locked=”off” global_colors_info=”{}”][et_pb_accordion_item title=”Your Title Goes Here” open=”on” _builder_version=”4.24.2″ _module_preset=”default” custom_css_main_element=”display:none;” global_colors_info=”{}”]<\/p>\n Your content goes here. Edit or remove this text inline or in the module Content settings. You can also style every aspect of this content in the module Design settings and even apply custom CSS to this text in the module Advanced settings.<\/p>\n [\/et_pb_accordion_item][et_pb_accordion_item title=”Wire Instructions:” _builder_version=”4.24.2″ _module_preset=”default” background_color=”RGBA(255,255,255,0)” background_enable_color=”on” custom_margin=”||15px||false|false” custom_padding=”10px|10px|10px|10px|true|true” border_width_all=”0px” border_width_bottom=”1px” border_color_bottom=”rgba(255,255,255,0.3)” global_colors_info=”{}” open=”off”]<\/p>\n Carefully review the encrypted wire instructions sent in the onboarding email and ensure escrow deposits are made with the escrow agent listed in the contract within the specified timeframe.<\/p>\n Before sending any wires, always verbally confirm the attached wire instructions. WIRE FRAUD IS REAL \u2013 PLEASE BE CAUTIOUS.<\/p>\n [\/et_pb_accordion_item][et_pb_accordion_item title=”Escrow Deposits: ” _builder_version=”4.24.2″ _module_preset=”default” background_color=”RGBA(255,255,255,0)” background_enable_color=”on” custom_margin=”||15px||false|false” custom_padding=”10px|10px|10px|10px|true|true” border_width_all=”0px” border_width_bottom=”1px” border_color_bottom=”rgba(255,255,255,0.3)” global_colors_info=”{}” open=”off”]<\/p>\n Please note, the Escrow Agent holding the initial deposit may differ from the Closing Agent. Confirm the Escrow Agent with your Transaction Coordinator and, if different from the Closing Agent,, verify their wire details directly with the Escrow Agent.<\/p>\n [\/et_pb_accordion_item][et_pb_accordion_item title=”Cash To Close: ” _builder_version=”4.24.2″ _module_preset=”default” background_color=”RGBA(255,255,255,0)” background_enable_color=”on” custom_margin=”||15px||false|false” custom_padding=”10px|10px|10px|10px|true|true” border_width_all=”0px” border_width_bottom=”1px” border_color_bottom=”rgba(255,255,255,0.3)” global_colors_info=”{}” open=”off”]Final cash-to-close must be a Same Day Wire Transfer<\/strong> to {Settlement Agency}. For best results, consider completing the wire transfer in person at your bank rather than online to ensure same-day processing.[\/et_pb_accordion_item][et_pb_accordion_item title=”Buyer Information Form:” _builder_version=”4.24.2″ _module_preset=”default” background_color=”RGBA(255,255,255,0)” background_enable_color=”on” custom_margin=”||15px||false|false” custom_padding=”10px|10px|10px|10px|true|true” border_width_all=”0px” border_width_bottom=”1px” border_color_bottom=”rgba(255,255,255,0.3)” global_colors_info=”{}” open=”off”]<\/p>\n Complete the required Buyer Information Form within 3 days of executing the contract to avoid closing delays.<\/p>\n [\/et_pb_accordion_item][et_pb_accordion_item title=”Onboarding Call:” _builder_version=”4.24.2″ _module_preset=”default” background_color=”RGBA(255,255,255,0)” background_enable_color=”on” custom_margin=”||15px||false|false” custom_padding=”10px|10px|10px|10px|true|true” border_width_all=”0px” border_width_bottom=”1px” border_color_bottom=”rgba(255,255,255,0.3)” global_colors_info=”{}” open=”off”]Schedule an onboarding call with your FOLIO Transaction Coordinator.[\/et_pb_accordion_item][et_pb_accordion_item title=”Watch Short Educational Videos:” _builder_version=”4.24.2″ _module_preset=”default” background_color=”RGBA(255,255,255,0)” background_enable_color=”on” custom_margin=”||15px||false|false” custom_padding=”10px|10px|10px|10px|true|true” border_width_all=”0px” border_width_bottom=”1px” border_color_bottom=”rgba(255,255,255,0.3)” global_colors_info=”{}” open=”off”]Know what to expect during the process:<\/p>\n [\/et_pb_accordion_item][et_pb_accordion_item title=”Key Transaction Dates:” _builder_version=”4.24.2″ _module_preset=”default” background_color=”RGBA(255,255,255,0)” background_enable_color=”on” custom_margin=”||15px||false|false” custom_padding=”10px|10px|10px|10px|true|true” border_width_all=”0px” border_width_bottom=”1px” border_color_bottom=”rgba(255,255,255,0.3)” global_colors_info=”{}” open=”off”]Review the key transaction dates emailed to you with your realtor, lender, and transaction coordinator.[\/et_pb_accordion_item][et_pb_accordion_item title=”Estimated Closing Costs:” _builder_version=”4.24.2″ _module_preset=”default” background_color=”RGBA(255,255,255,0)” background_enable_color=”on” custom_margin=”||15px||false|false” custom_padding=”10px|10px|10px|10px|true|true” border_width_all=”0px” border_width_bottom=”1px” border_color_bottom=”rgba(255,255,255,0.3)” global_colors_info=”{}” open=”off”]Examine the estimated closing costs from FOLIO Title and ensure they are included in the lender\u2019s loan estimate for a comprehensive view of final closing costs and required cash to close. For more details, refer to the article \u201cUnderstanding Closing Costs.<\/a>\u201d[\/et_pb_accordion_item][et_pb_accordion_item title=”Disclosure of Buyer and Seller Paid Commissions:” _builder_version=”4.24.2″ _module_preset=”default” background_color=”RGBA(255,255,255,0)” background_enable_color=”on” custom_margin=”||15px||false|false” custom_padding=”10px|10px|10px|10px|true|true” border_width_all=”0px” border_width_bottom=”1px” border_color_bottom=”rgba(255,255,255,0.3)” global_colors_info=”{}” open=”off”]Ensure proper documentation of who will pay commissions, the commission amounts, and any credits that may apply.[\/et_pb_accordion_item][et_pb_accordion_item title=”Foreign Buyer Affidavit: ” _builder_version=”4.24.2″ _module_preset=”default” background_color=”RGBA(255,255,255,0)” background_enable_color=”on” custom_margin=”||0px||false|false” custom_padding=”10px|10px|10px|10px|true|true” border_width_all=”0px” border_width_bottom=”1px” border_color_bottom=”rgba(255,255,255,0.3)” global_colors_info=”{}” open=”off”]Sign and notarize the Foreign Buyer Affidavit.[\/et_pb_accordion_item][\/et_pb_accordion][\/et_pb_column][et_pb_column type=”1_3″ _builder_version=”4.24.2″ background_color=”#FFCC00″ custom_padding=”30px|30px|30px|30px|true|true” custom_padding_tablet=”|20px||20px|true|true” custom_padding_phone=”20px|15px|20px|15px|true|true” custom_padding_last_edited=”on|desktop” border_radii=”on|8px|8px|8px|8px” border_width_all=”2px” border_color_all=”#FFCC00″ global_colors_info=”{}” custom_padding__hover=”|||” border_color_all__hover_enabled=”on|hover” border_color_all__hover=”#FFF8E0″ transform_styles__hover_enabled=”on|hover” transform_scale__hover=”103%|103%” transform_scale__hover_enabled=”on|hover” transform_translate__hover=”-3px|0px” transform_translate__hover_enabled=”on|hover” transform_rotate__hover_enabled=”on|desktop” transform_skew__hover_enabled=”on|desktop” transform_origin__hover_enabled=”on|desktop”][et_pb_blurb title=”02″ url=”https:\/\/cloud04.titletapsites.com\/newdesign7\/practice-areas\/real-estate-law-and-closings\/” alt=”Home Icon” content_max_width=”100%” admin_label=”Chapter 2″ module_class=”service-blurb” _builder_version=”4.24.2″ header_level=”h2″ header_font=”||||||||” header_font_size=”50px” max_width=”100%” hover_enabled=”0″ header_font_size_tablet=”22px” header_font_size_phone=”20px” header_font_size_last_edited=”on|phone” text_orientation_tablet=”left” text_orientation_phone=”left” text_orientation_last_edited=”on|phone” border_color_bottom=”rgba(26,26,26,0.3)” image_max_width=”65%” global_colors_info=”{}” sticky_enabled=”0″]<\/p>\n [\/et_pb_blurb][et_pb_accordion open_toggle_text_color=”#1A1A1A” open_toggle_background_color=”rgba(255,248,224,0.3)” toggle_icon=”&||divi||400″ icon_color=”#1A1A1A” use_icon_font_size=”on” icon_font_size=”12px” _builder_version=”4.24.2″ _module_preset=”default” toggle_text_color=”#1A1A1A” background_enable_color=”off” hover_enabled=”0″ border_radii=”off|8px|8px||” locked=”off” global_colors_info=”{}” sticky_enabled=”0″][et_pb_accordion_item title=”Your Title Goes Here” open=”off” _builder_version=”4.24.2″ _module_preset=”default” custom_css_main_element=”display:none;” border_color_bottom=”rgba(26,26,26,0.3)” global_colors_info=”{}”]<\/p>\n Your content goes here. Edit or remove this text inline or in the module Content settings. You can also style every aspect of this content in the module Design settings and even apply custom CSS to this text in the module Advanced settings.<\/p>\n [\/et_pb_accordion_item][et_pb_accordion_item title=”Physical Inspections:” _builder_version=”4.24.2″ _module_preset=”default” background_color=”RGBA(255,255,255,0)” background_enable_color=”on” custom_margin=”||15px||false|false” custom_padding=”10px|10px|10px|10px|true|true” border_width_all=”0px” border_width_bottom=”1px” border_color_bottom=”rgba(26,26,26,0.3)” global_colors_info=”{}” open=”on”]Hire a licensed and certified inspector for a physical inspection and review the report to decide whether to accept, reject, or negotiate based on the property\u2019s condition within the contract\u2019s timeframe.[\/et_pb_accordion_item][et_pb_accordion_item title=”Additional Reports:” _builder_version=”4.24.2″ _module_preset=”default” background_color=”RGBA(255,255,255,0)” background_enable_color=”on” custom_margin=”||15px||false|false” custom_padding=”10px|10px|10px|10px|true|true” border_width_all=”0px” border_width_bottom=”1px” border_color_bottom=”rgba(26,26,26,0.3)” global_colors_info=”{}” open=”off”]Consider asking the inspector about a 4-point inspection and a Wind Mitigation Report. Although these add marginal cost, they might reduce homeowners insurance costs. [\/et_pb_accordion_item][et_pb_accordion_item title=”Mortgage Loan Applications:” _builder_version=”4.24.2″ _module_preset=”default” background_color=”RGBA(255,255,255,0)” background_enable_color=”on” custom_margin=”||15px||false|false” custom_padding=”10px|10px|10px|10px|true|true” border_width_all=”0px” border_width_bottom=”1px” border_color_bottom=”rgba(26,26,26,0.3)” global_colors_info=”{}” open=”off”]If buying with a mortgage, submit the financing application within the contract\u2019s timeframe, ensuring the application is in the same name as intended for the property title, matching your photo ID to avoid closing delays.[\/et_pb_accordion_item][et_pb_accordion_item title=”Loan Requirements: ” _builder_version=”4.24.2″ _module_preset=”default” background_color=”RGBA(255,255,255,0)” background_enable_color=”on” custom_margin=”||15px||false|false” custom_padding=”10px|10px|10px|10px|true|true” border_width_all=”0px” border_width_bottom=”1px” border_color_bottom=”rgba(26,26,26,0.3)” global_colors_info=”{}” open=”off”]Complete loan disclosures and pay the appraisal fee directly to the lender early, so the appraisal results are obtained within the contract\u2019s specified timeframe.[\/et_pb_accordion_item][et_pb_accordion_item title=”Association Approval:” _builder_version=”4.24.2″ _module_preset=”default” background_color=”RGBA(255,255,255,0)” background_enable_color=”on” custom_margin=”||15px||false|false” custom_padding=”10px|10px|10px|10px|true|true” border_width_all=”0px” border_width_bottom=”1px” border_color_bottom=”rgba(26,26,26,0.3)” global_colors_info=”{}” open=”off”]Apply for association approval within the contract\u2019s timeframe. Check if there are other associations requiring applications or estoppel orders.[\/et_pb_accordion_item][et_pb_accordion_item title=”Title Holder Approval:” _builder_version=”4.24.2″ _module_preset=”default” background_color=”RGBA(255,255,255,0)” background_enable_color=”on” custom_margin=”||15px||false|false” custom_padding=”10px|10px|10px|10px|true|true” hover_enabled=”0″ border_width_all=”0px” border_width_bottom=”1px” border_color_bottom=”rgba(26,26,26,0.3)” global_colors_info=”{}” open=”off” sticky_enabled=”0″]Ensure the association approval is in the name of the title holder. If a legal entity (e.g., LLC) will hold the title, approval must be in the entity\u2019s name. Inform the association if closing under an LLC to avoid closing delays.<\/p>\n For more information, we invite you to read our Tips And Key Information When Purchasing A Condo In Florida<\/a>[\/et_pb_accordion_item][et_pb_accordion_item title=”Homeowners Insurance: ” _builder_version=”4.24.2″ _module_preset=”default” background_color=”RGBA(255,255,255,0)” background_enable_color=”on” custom_margin=”||0px||false|false” custom_padding=”10px|10px|10px|10px|true|true” border_width_all=”0px” border_width_bottom=”1px” border_color_bottom=”rgba(26,26,26,0.3)” global_colors_info=”{}” open=”off”]<\/p>\n Begin quoting homeowners insurance early. While mortgage loan originators may estimate insurance based on similar properties, understanding the real insurance cost early helps accurately project monthly payments, especially given Florida\u2019s fluctuating insurance market.<\/p>\n [\/et_pb_accordion_item][\/et_pb_accordion][\/et_pb_column][et_pb_column type=”1_3″ _builder_version=”4.24.2″ background_color=”#333333″ custom_padding=”30px|30px|30px|30px|true|true” custom_padding_tablet=”|20px||20px|true|true” custom_padding_phone=”20px|15px|20px|15px|true|true” custom_padding_last_edited=”on|desktop” border_radii=”on|8px|8px|8px|8px” border_width_all=”2px” global_colors_info=”{}” custom_padding__hover=”|||” border_color_all__hover_enabled=”on|desktop” border_color_all__hover=”#FFCC00″ transform_styles__hover_enabled=”on|hover” transform_scale__hover=”103%|103%” transform_scale__hover_enabled=”on|hover” transform_translate__hover=”-3px|0px” transform_translate__hover_enabled=”on|hover” transform_rotate__hover_enabled=”on|desktop” transform_skew__hover_enabled=”on|desktop” transform_origin__hover_enabled=”on|desktop”][et_pb_blurb title=”03″ url=”https:\/\/cloud04.titletapsites.com\/newdesign7\/practice-areas\/real-estate-law-and-closings\/” alt=”Home Icon” content_max_width=”100%” admin_label=”Chapter 3″ module_class=”service-blurb” _builder_version=”4.24.2″ header_level=”h2″ header_font=”||||||||” header_font_size=”50px” background_layout=”dark” max_width=”100%” hover_enabled=”0″ header_font_size_tablet=”22px” header_font_size_phone=”20px” header_font_size_last_edited=”on|phone” text_orientation_tablet=”left” text_orientation_phone=”” text_orientation_last_edited=”on|phone” image_max_width=”65%” global_colors_info=”{}” sticky_enabled=”0″]<\/p>\n [\/et_pb_blurb][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=”1_3,1_3,1_3″ use_custom_gutter=”on” gutter_width=”2″ make_equal=”on” custom_padding_last_edited=”off|desktop” _builder_version=”4.24.2″ max_width=”1280px” custom_padding=”45px||45px||true|false” custom_padding_tablet=”||0px||false|false” custom_padding_phone=”||0px||false|false” locked=”off” global_colors_info=”{}”][et_pb_column type=”1_3″ _builder_version=”4.24.2″ background_color=”#FFCC00″ custom_padding=”30px|30px|30px|30px|true|true” custom_padding_tablet=”|20px||20px|true|true” custom_padding_phone=”20px|15px|20px|15px|true|true” custom_padding_last_edited=”on|desktop” border_radii=”on|8px|8px|8px|8px” border_width_all=”2px” border_color_all=”#FFCC00″ global_colors_info=”{}” custom_padding__hover=”|||” border_color_all__hover=”#FFF8E0″ border_color_all__hover_enabled=”on|hover” transform_styles__hover_enabled=”on|hover” transform_scale__hover=”103%|103%” transform_scale__hover_enabled=”on|hover” transform_translate__hover=”-3px|0px” transform_translate__hover_enabled=”on|hover” transform_rotate__hover_enabled=”on|desktop” transform_skew__hover_enabled=”on|desktop” transform_origin__hover_enabled=”on|desktop”][et_pb_blurb title=”04″ url=”https:\/\/cloud04.titletapsites.com\/newdesign7\/practice-areas\/real-estate-law-and-closings\/” alt=”Home Icon” content_max_width=”100%” admin_label=”Chapter 4″ module_class=”service-blurb” _builder_version=”4.24.2″ header_level=”h2″ header_font=”||||||||” header_font_size=”50px” max_width=”100%” hover_enabled=”0″ header_font_size_tablet=”22px” header_font_size_phone=”20px” header_font_size_last_edited=”on|phone” text_orientation_tablet=”” text_orientation_phone=”left” text_orientation_last_edited=”on|phone” image_max_width=”65%” global_colors_info=”{}” sticky_enabled=”0″]<\/p>\n [\/et_pb_blurb][et_pb_accordion open_toggle_text_color=”#1A1A1A” open_toggle_background_color=”rgba(255,248,224,0.3)” toggle_icon=”&||divi||400″ icon_color=”#1A1A1A” use_icon_font_size=”on” icon_font_size=”12px” _builder_version=”4.24.2″ _module_preset=”default” toggle_text_color=”#1A1A1A” background_enable_color=”off” border_radii=”off|8px|8px||” locked=”off” global_colors_info=”{}”][et_pb_accordion_item title=”Your Title Goes Here” open=”on” _builder_version=”4.24.2″ _module_preset=”default” custom_css_main_element=”display:none;” border_color_bottom=”rgba(26,26,26,0.3)” global_colors_info=”{}”]<\/p>\n Your content goes here. Edit or remove this text inline or in the module Content settings. You can also style every aspect of this content in the module Design settings and even apply custom CSS to this text in the module Advanced settings.<\/p>\n [\/et_pb_accordion_item][et_pb_accordion_item title=”Confirmation of Buyer and Seller Paid Commissions:” _builder_version=”4.24.2″ _module_preset=”default” background_color=”RGBA(255,255,255,0)” background_enable_color=”on” custom_margin=”||15px||false|false” custom_padding=”10px|10px|10px|10px|true|true” border_width_all=”0px” border_width_bottom=”1px” border_color_bottom=”rgba(26,26,26,0.3)” global_colors_info=”{}” open=”off”]Ensure proper documentation of who will pay commissions, the commission amounts, and any credits that may apply.[\/et_pb_accordion_item][et_pb_accordion_item title=”Mortgage Purchases:” _builder_version=”4.24.2″ _module_preset=”default” background_color=”RGBA(255,255,255,0)” background_enable_color=”on” custom_margin=”||15px||false|false” custom_padding=”10px|10px|10px|10px|true|true” border_width_all=”0px” border_width_bottom=”1px” border_color_bottom=”rgba(26,26,26,0.3)” global_colors_info=”{}” open=”off”]For mortgage purchases, fulfill pending lender conditions, including insurance binding, and sign the Closing Disclosure (CD).<\/p>\n Await the title company\u2019s final cash-to-close amount. Consult with your FOLIO Transaction Coordinator if you wish to send funds before the closing date.[\/et_pb_accordion_item][et_pb_accordion_item title=”Walk Through Form:” _builder_version=”4.24.2″ _module_preset=”default” background_color=”RGBA(255,255,255,0)” background_enable_color=”on” custom_margin=”||15px||false|false” custom_padding=”10px|10px|10px|10px|true|true” border_width_all=”0px” border_width_bottom=”1px” border_color_bottom=”rgba(26,26,26,0.3)” global_colors_info=”{}” open=”off”]Conduct a walk-through and sign the Walk Through Form.<\/p>\n We recommend that Buyers Do not finalize moving plans until closing is confirmed, as various factors can delay it. There are many reasons why a Closing may be delayed and many of those reasons are outside the Control of the Buyers, Real Estate Agents, Lenders, Sellers, and the Title Company. If you have a particular need to move by a certain date, please let us know, and we will do our best to accommodate the date.[\/et_pb_accordion_item][et_pb_accordion_item title=”Cash to Close:” _builder_version=”4.24.2″ _module_preset=”default” background_color=”RGBA(255,255,255,0)” background_enable_color=”on” custom_margin=”||15px||false|false” custom_padding=”10px|10px|10px|10px|true|true” border_width_all=”0px” border_width_bottom=”1px” border_color_bottom=”rgba(26,26,26,0.3)” global_colors_info=”{}” open=”off”]Send Cash to Close the Closing Agent by Same-Day Wire Transfer (usually day of Closing or day before) as indicated in Wire Instructions.[\/et_pb_accordion_item][et_pb_accordion_item title=”Coordinate Closing:” _builder_version=”4.24.2″ _module_preset=”default” background_color=”RGBA(255,255,255,0)” background_enable_color=”on” custom_margin=”||15px||false|false” custom_padding=”10px|10px|10px|10px|true|true” border_width_all=”0px” border_width_bottom=”1px” border_color_bottom=”rgba(26,26,26,0.3)” global_colors_info=”{}” open=”off”]Coordinate Closing logistics with FOLIO Transaction Coordinator and FOLIO Closing Team.[\/et_pb_accordion_item][et_pb_accordion_item title=”Execute Lender Package:” _builder_version=”4.24.2″ _module_preset=”default” background_color=”RGBA(255,255,255,0)” background_enable_color=”on” custom_margin=”||0px||false|false” custom_padding=”10px|10px|10px|10px|true|true” border_width_all=”0px” border_width_bottom=”1px” border_color_bottom=”rgba(26,26,26,0.3)” global_colors_info=”{}” open=”off”]<\/p>\n Execute lender package and closing documents (Final HUD\/ALTA, Closing Affidavits, etc) with FOLIO-approved notary.<\/p>\n [\/et_pb_accordion_item][\/et_pb_accordion][\/et_pb_column][et_pb_column type=”1_3″ _builder_version=”4.24.2″ background_color=”#333333″ custom_padding=”30px|30px|30px|30px|true|true” custom_padding_tablet=”|20px||20px|true|true” custom_padding_phone=”20px|15px|20px|15px|true|true” custom_padding_last_edited=”on|desktop” border_radii=”on|8px|8px|8px|8px” border_width_all=”2px” global_colors_info=”{}” custom_padding__hover=”|||” border_color_all__hover=”#FFCC00″ border_color_all__hover_enabled=”on|desktop” transform_styles__hover_enabled=”on|hover” transform_scale__hover=”103%|103%” transform_scale__hover_enabled=”on|hover” transform_translate__hover=”-3px|0px” transform_translate__hover_enabled=”on|hover” transform_rotate__hover_enabled=”on|desktop” transform_skew__hover_enabled=”on|desktop” transform_origin__hover_enabled=”on|desktop”][et_pb_blurb title=”05″ url=”https:\/\/cloud04.titletapsites.com\/newdesign7\/practice-areas\/real-estate-law-and-closings\/” alt=”Home Icon” content_max_width=”100%” admin_label=”Chapter 5″ module_class=”service-blurb” _builder_version=”4.24.2″ header_level=”h2″ header_font=”||||||||” header_font_size=”50px” background_layout=”dark” max_width=”100%” hover_enabled=”0″ header_font_size_tablet=”22px” header_font_size_phone=”20px” header_font_size_last_edited=”on|phone” text_orientation_tablet=”left” text_orientation_phone=”left” text_orientation_last_edited=”on|phone” image_max_width=”65%” global_colors_info=”{}” sticky_enabled=”0″]<\/p>\n [\/et_pb_blurb][\/et_pb_column][et_pb_column type=”1_3″ _builder_version=”4.24.2″ background_color=”#FFCC00″ custom_padding=”30px|30px|30px|30px|true|true” custom_padding_tablet=”|20px||20px|true|true” custom_padding_phone=”20px|15px|20px|15px|true|true” custom_padding_last_edited=”on|desktop” border_radii=”on|8px|8px|8px|8px” border_width_all=”2px” border_color_all=”#FFCC00″ global_colors_info=”{}” custom_padding__hover=”|||” border_color_all__hover=”#FFF8E0″ border_color_all__hover_enabled=”on|hover” transform_styles__hover_enabled=”on|hover” transform_scale__hover=”103%|103%” transform_scale__hover_enabled=”on|hover” transform_translate__hover=”-3px|0px” transform_translate__hover_enabled=”on|hover” transform_rotate__hover_enabled=”on|desktop” transform_skew__hover_enabled=”on|desktop” transform_origin__hover_enabled=”on|desktop”][et_pb_blurb title=”06″ url=”https:\/\/cloud04.titletapsites.com\/newdesign7\/practice-areas\/real-estate-law-and-closings\/” alt=”Home Icon” content_max_width=”100%” admin_label=”Chapter 6″ module_class=”service-blurb” _builder_version=”4.24.2″ header_level=”h2″ header_font=”||||||||” header_font_size=”50px” max_width=”100%” hover_enabled=”0″ header_font_size_tablet=”22px” header_font_size_phone=”20px” header_font_size_last_edited=”on|phone” text_orientation_tablet=”left” text_orientation_phone=”” text_orientation_last_edited=”on|phone” image_max_width=”65%” global_colors_info=”{}” sticky_enabled=”0″]<\/p>\n [\/et_pb_blurb][et_pb_blurb url=”https:\/\/cloud04.titletapsites.com\/newdesign7\/practice-areas\/real-estate-law-and-closings\/” alt=”Home Icon” content_max_width=”100%” admin_label=”Financial Analysis” module_class=”service-blurb” _builder_version=”4.24.2″ header_level=”h2″ header_font=”||||||||” header_font_size=”50px” max_width=”100%” hover_enabled=”0″ header_font_size_tablet=”22px” header_font_size_phone=”20px” header_font_size_last_edited=”on|phone” text_orientation_tablet=”left” text_orientation_phone=”” text_orientation_last_edited=”on|phone” image_max_width=”65%” global_colors_info=”{}” sticky_enabled=”0″]At FOLIO, we are dedicated to supporting you through the entire process from contract to closing, ensuring you have all the necessary information for an informed purchase decision. We recommend reading our Buyer\u2019s Guide to Real Estate Closings to enhance your knowledge and readiness for the transaction. Contact us anytime with questions, and we\u2019ll gladly provide clarification. For insights into the key activities and responsibilities of other roles involved, refer to our Closing Process Checklists.[\/et_pb_blurb][et_pb_accordion open_toggle_text_color=”#1A1A1A” open_toggle_background_color=”rgba(255,248,224,0.3)” toggle_icon=”&||divi||400″ icon_color=”#1A1A1A” use_icon_font_size=”on” icon_font_size=”12px” _builder_version=”4.24.2″ _module_preset=”default” toggle_text_color=”#1A1A1A” background_enable_color=”off” hover_enabled=”0″ border_radii=”off|8px|8px||” locked=”off” global_colors_info=”{}” sticky_enabled=”0″][et_pb_accordion_item title=”Your Title Goes Here” open=”off” _builder_version=”4.24.2″ _module_preset=”default” custom_css_main_element=”display:none;” border_color_bottom=”rgba(26,26,26,0.3)” global_colors_info=”{}”]<\/p>\n Your content goes here. Edit or remove this text inline or in the module Content settings. You can also style every aspect of this content in the module Design settings and even apply custom CSS to this text in the module Advanced settings.<\/p>\n [\/et_pb_accordion_item][et_pb_accordion_item title=”Closing Checklists:” _builder_version=”4.24.2″ _module_preset=”default” background_color=”RGBA(255,255,255,0)” background_enable_color=”on” custom_margin=”||0px||false|false” custom_padding=”10px|10px|10px|10px|true|true” hover_enabled=”0″ border_width_all=”0px” border_width_bottom=”1px” border_color_bottom=”rgba(26,26,26,0.3)” global_colors_info=”{}” open=”on” sticky_enabled=”0″]<\/p>\n\n
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Summary Of The Closing Process<\/h2>\n
If you have any additional concerns, please do not hesitate to contact us at support@foliotitle.com, visit our website www.foliotitle.com, or write to us at (786) 888-6640<\/a>.<\/p>\n\n
Closing Process Checklist For Buyers \/ Borrowers<\/h2>\n
\nClick the button to download the blank checklist for use in your transactions.<\/p>\nOnboarding (First 3 days after Signing Contract)<\/h4>\n
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Inspection Period<\/h4>\n
Contract Due Diligence and Financing Period<\/h4>\n
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Pre-Closing & Closing<\/h4>\n
Post-closing<\/h4>\n
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Additional Resources<\/h4>\n
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