{"id":407,"date":"2025-09-16T06:44:46","date_gmt":"2025-09-16T06:44:46","guid":{"rendered":"https:\/\/cloud04.titletapsites.com\/harpethescrow\/?page_id=15681"},"modified":"2026-11-06T03:01:00","modified_gmt":"2026-11-06T03:01:00","slug":"the-abcs-of-title-commitments","status":"publish","type":"page","link":"https:\/\/cloud.titletapsites.com\/harpethescrow\/guides\/the-abcs-of-title-commitments\/","title":{"rendered":"The ABC\u2019s of Title Commitments"},"content":{"rendered":"<p>[et_pb_section fb_built=&#8221;1&#8243; fullwidth=&#8221;on&#8221; admin_label=&#8221;TT &#8211; Home &#8211; Hero Slider&#8221; module_class=&#8221;tt-home-hero&#8221; _builder_version=&#8221;4.24.2&#8243; background_image=&#8221;http:\/\/cloud04.titletapsites.com\/newdesign2\/wp-content\/uploads\/sites\/4\/2018\/02\/Contact_161226862_xl-70.jpg&#8221; background_enable_image=&#8221;off&#8221; parallax=&#8221;on&#8221; parallax_method=&#8221;off&#8221; global_module=&#8221;516&#8243; saved_tabs=&#8221;all&#8221; 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custom_margin=&#8221;-10%|||&#8221; custom_padding=&#8221;0px||70px||false|false&#8221; custom_padding_tablet=&#8221;||54px||false|false&#8221; custom_padding_phone=&#8221;&#8221; hover_enabled=&#8221;0&#8243; collapsed=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221; sticky_enabled=&#8221;0&#8243;][et_pb_row column_structure=&#8221;3_5,2_5&#8243; use_custom_gutter=&#8221;on&#8221; gutter_width=&#8221;1&#8243; make_equal=&#8221;on&#8221; _builder_version=&#8221;4.24.2&#8243; _module_preset=&#8221;default&#8221; background_color=&#8221;#ffffff&#8221; module_alignment=&#8221;center&#8221; custom_margin=&#8221;0px||0px|&#8221; custom_padding=&#8221;0px||0px||false|false&#8221; animation_direction=&#8221;bottom&#8221; custom_css_main_element=&#8221;z-index: 99998;&#8221; border_radii=&#8221;on|10px|10px|10px|10px&#8221; box_shadow_style=&#8221;preset1&#8243; box_shadow_blur=&#8221;35px&#8221; box_shadow_spread=&#8221;10px&#8221; box_shadow_color=&#8221;rgba(0,0,0,0.1)&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;3_5&#8243; _builder_version=&#8221;4.24.2&#8243; _module_preset=&#8221;default&#8221; custom_padding=&#8221;54px|25px|54px|54px|true|false&#8221; custom_padding_tablet=&#8221;54px|30px|0px|30px|false|true&#8221; custom_padding_phone=&#8221;54px|15px||15px|false|true&#8221; custom_padding_last_edited=&#8221;on|phone&#8221; global_colors_info=&#8221;{}&#8221; custom_padding__hover=&#8221;|||&#8221;][et_pb_text disabled_on=&#8221;off|off|off&#8221; admin_label=&#8221;TT &#8211; Header&#8221; _builder_version=&#8221;4.24.2&#8243; _module_preset=&#8221;default&#8221; custom_margin=&#8221;||30px|&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h2 class=\"tt-section-subheader\">The ABC\u2019s of Title Commitments<\/h2>\n<hr class=\"tt-homepage-hr\" style=\"float: left;\" \/>[\/et_pb_text][et_pb_text _builder_version=&#8221;4.24.2&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;]We understand that keeping you informed is an essential part of the closing process. A title commitment is an important document that contains information specific to your transaction. To help you gain a better understanding of its importance, here is an overview of the basic sections commonly found in a title insurance commitment:[\/et_pb_text][et_pb_accordion module_class=&#8221;tt-faq-blog-accordion&#8221; _builder_version=&#8221;4.24.2&#8243; _module_preset=&#8221;default&#8221; toggle_level=&#8221;h4&#8243; global_colors_info=&#8221;{}&#8221;][et_pb_accordion_item title=&#8221;Schedule A: Actual Facts?&#8221; open=&#8221;on&#8221; _builder_version=&#8221;4.24.2&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;]This area contain the \u201cWho, What, Where and How Much\u201d details of the transaction. Schedule A sets forth the effective date, the names of the seller and buyer, the legal description of the property, the sales price, and the name of the lender and loan amount if applicable and available.[\/et_pb_accordion_item][et_pb_accordion_item title=&#8221;Schedule B: Buyer Notification&#8221; _builder_version=&#8221;4.24.2&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; open=&#8221;off&#8221;]This area notifies the buyer and\/or lender of specific exceptions from coverage where other parties have some interest or control of the use of the subject property. An example would be restrictive covenants, mineral or water rights, a utility easement, where the city would have a part of the land reserved for their use, or a building setback requirement that prevents the homeowner from building within a certain distance from the front of the property. These are exceptions from coverage; items that will not be insured on the title policy.[\/et_pb_accordion_item][et_pb_accordion_item title=&#8221;Requirements C: Clear to Close&#8221; _builder_version=&#8221;4.24.2&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; open=&#8221;off&#8221;]You will be interested primarily in the extent of your ownership rights. This means you will want to review the ownership interest in the property you will be The requirements section lists the items that must be cleared-up or satisfied in order to issue a policy covering the new owner and\/or the lender. Other requirements may include: approval by the trustee in bankruptcy, other persons \u2013 such as an heir or a former spouse \u2013 participate in the sale of the property by executing closing documents, and releases of various other types of liens.<\/p>\n<p>Delivering exceptional service is another essential part of the closing process. If you have any questions concerning the details of your commitment or transaction, please contact us. It\u2019s as easy as ABC.[\/et_pb_accordion_item][\/et_pb_accordion][\/et_pb_column][et_pb_column type=&#8221;2_5&#8243; _builder_version=&#8221;4.24.2&#8243; _module_preset=&#8221;default&#8221; custom_padding=&#8221;54px|54px|54px|54px|true|true&#8221; custom_padding_tablet=&#8221;|30px|54px|30px|false|true&#8221; custom_padding_phone=&#8221;|15px|54px|15px|false|true&#8221; custom_padding_last_edited=&#8221;on|phone&#8221; global_colors_info=&#8221;{}&#8221; custom_padding__hover=&#8221;|||&#8221;][et_pb_sidebar orientation=&#8221;right&#8221; area=&#8221;sidebar-1&#8243; show_border=&#8221;off&#8221; admin_label=&#8221;TT &#8211; Sidebar&#8221; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; saved_tabs=&#8221;all&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_sidebar][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; custom_padding_last_edited=&#8221;on|phone&#8221; disabled_on=&#8221;off|off|off&#8221; admin_label=&#8221;CTA Section&#8221; 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custom_padding__hover=&#8221;|||&#8221;][et_pb_text admin_label=&#8221;TT &#8211; Footer &#8211; Order&#8221; module_class=&#8221;tt-footer-overlaping-section&#8221; _builder_version=&#8221;4.24.2&#8243; custom_margin=&#8221;||30px|&#8221; custom_margin_tablet=&#8221;||20px||false|false&#8221; custom_margin_phone=&#8221;||20px||false|false&#8221; custom_margin_last_edited=&#8221;on|desktop&#8221; animation_style=&#8221;slide&#8221; animation_direction=&#8221;left&#8221; animation_duration=&#8221;1500ms&#8221; animation_delay=&#8221;200ms&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p class=\"tt-subtitle\">Are You Ready To Close?<\/p>\n<h2 class=\"tt-section-subheader\">Let's Work Together<\/h2>\n<hr class=\"tt-homepage-hr\" style=\"float: left;\" \/>[\/et_pb_text][et_pb_button button_url=&#8221;@ET-DC@eyJkeW5hbWljIjp0cnVlLCJjb250ZW50IjoicG9zdF9saW5rX3VybF9wYWdlIiwic2V0dGluZ3MiOnsicG9zdF9pZCI6IjExNiJ9fQ==@&#8221; button_text=&#8221;Contact Us&#8221; _builder_version=&#8221;4.24.2&#8243; 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A title commitment is an important document that contains information specific to your transaction. To help you gain a better understanding of its importance, here is an overview of the basic sections commonly found in a [&hellip;]<\/p>\n","protected":false},"author":4,"featured_media":0,"parent":124,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"_et_pb_use_builder":"on","_et_pb_old_content":"","_et_gb_content_width":"","footnotes":""},"class_list":["post-407","page","type-page","status-publish","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.4 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>The ABC\u2019s of Title Commitments - Hendersonville, TN Title Company | Harpeth Escrow, LLC<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/cloud.titletapsites.com\/harpethescrow\/guides\/the-abcs-of-title-commitments\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"The ABC\u2019s of Title Commitments - Hendersonville, TN Title Company | Harpeth Escrow, LLC\" \/>\n<meta property=\"og:description\" content=\"The ABC\u2019s of Title Commitments We understand that keeping you informed is an essential part of the closing process. 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