[et_pb_section fb_built=”1″ fullwidth=”on” admin_label=”TT – Home – Hero Slider” module_class=”tt-home-hero” _builder_version=”4.24.2″ background_image=”http:\/\/cloud04.titletapsites.com\/newdesign2\/wp-content\/uploads\/sites\/4\/2018\/02\/Contact_161226862_xl-70.jpg” background_enable_image=”off” parallax=”on” parallax_method=”off” global_module=”516″ saved_tabs=”all” locked=”off” global_colors_info=”{}”][et_pb_fullwidth_slider admin_label=”TT – Home – Hero Slider” module_class=”tt-inner-half” _builder_version=”4.24.2″ _module_preset=”default” header_level=”h1″ animation_style=”zoom” animation_duration=”1500ms” header_font_size_tablet=”40″ header_font_size_phone=”32″ header_font_size_last_edited=”off|desktop” global_colors_info=”{}” button_text_size__hover_enabled=”off” button_one_text_size__hover_enabled=”off” button_two_text_size__hover_enabled=”off” button_text_color__hover_enabled=”off” button_one_text_color__hover_enabled=”off” button_two_text_color__hover_enabled=”off” button_border_width__hover_enabled=”off” button_one_border_width__hover_enabled=”off” button_two_border_width__hover_enabled=”off” button_border_color__hover_enabled=”off” button_one_border_color__hover_enabled=”off” button_two_border_color__hover_enabled=”off” button_border_radius__hover_enabled=”off” button_one_border_radius__hover_enabled=”off” button_two_border_radius__hover_enabled=”off” button_letter_spacing__hover_enabled=”off” button_one_letter_spacing__hover_enabled=”off” button_two_letter_spacing__hover_enabled=”off” button_bg_color__hover_enabled=”off” button_one_bg_color__hover_enabled=”off” button_two_bg_color__hover_enabled=”off”][et_pb_slide heading=”@ET-DC@eyJkeW5hbWljIjp0cnVlLCJjb250ZW50IjoicG9zdF90aXRsZSIsInNldHRpbmdzIjp7ImJlZm9yZSI6IiIsImFmdGVyIjoiIn19@” use_bg_overlay=”on” bg_overlay_color=”rgba(0,0,0,0.55)” use_text_overlay=”off” _builder_version=”4.24.2″ _dynamic_attributes=”heading” _module_preset=”default” header_level=”h1″ header_font=”||||||||” background_color=”rgba(0,0,0,0)” background_image=”https:\/\/cloud.titletapsites.com\/harpethescrow\/wp-content\/uploads\/sites\/110\/2026\/10\/542758354_1291806216067574_9150917064731733525_n.png” background_enable_image=”on” button_on_hover=”on” header_font_size_last_edited=”off|desktop” header_line_height_tablet=”1.3em” header_line_height_phone=”1.3em” global_colors_info=”{}” button_text_size__hover_enabled=”off” button_one_text_size__hover_enabled=”off” button_two_text_size__hover_enabled=”off” button_text_color__hover_enabled=”off” button_one_text_color__hover_enabled=”off” button_two_text_color__hover_enabled=”off” button_border_width__hover_enabled=”off” button_one_border_width__hover_enabled=”off” button_two_border_width__hover_enabled=”off” button_border_color__hover_enabled=”off” button_one_border_color__hover_enabled=”off” button_two_border_color__hover_enabled=”off” button_border_radius__hover_enabled=”off” button_one_border_radius__hover_enabled=”off” button_two_border_radius__hover_enabled=”off” button_letter_spacing__hover_enabled=”off” button_one_letter_spacing__hover_enabled=”off” button_two_letter_spacing__hover_enabled=”off” button_bg_color__hover_enabled=”off” button_one_bg_color__hover_enabled=”off” button_two_bg_color__hover_enabled=”off” sticky_transition=”on”][\/et_pb_slide][\/et_pb_fullwidth_slider][\/et_pb_section][et_pb_section fb_built=”1″ custom_padding_last_edited=”on|tablet” _builder_version=”4.16″ _module_preset=”default” background_color=”rgba(0,0,0,0)” custom_margin=”-10%|||” custom_padding=”0px||70px||false|false” custom_padding_tablet=”||54px||false|false” custom_padding_phone=”” collapsed=”off” global_colors_info=”{}”][et_pb_row column_structure=”3_5,2_5″ use_custom_gutter=”on” gutter_width=”1″ make_equal=”on” _builder_version=”4.24.2″ _module_preset=”default” background_color=”#ffffff” module_alignment=”center” custom_margin=”0px||0px|” custom_padding=”0px||0px||false|false” animation_direction=”bottom” custom_css_main_element=”z-index: 99998;” border_radii=”on|10px|10px|10px|10px” box_shadow_style=”preset1″ box_shadow_blur=”35px” box_shadow_spread=”10px” box_shadow_color=”rgba(0,0,0,0.1)” global_colors_info=”{}”][et_pb_column type=”3_5″ _builder_version=”4.24.2″ _module_preset=”default” custom_padding=”54px|25px|54px|54px|true|false” custom_padding_tablet=”54px|30px|0px|30px|false|true” custom_padding_phone=”54px|15px||15px|false|true” custom_padding_last_edited=”on|phone” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_text disabled_on=”off|off|off” admin_label=”TT – Header” _builder_version=”4.24.2″ _module_preset=”default” custom_margin=”||30px|” global_colors_info=”{}”]<\/p>\n
We understand that the more we keep you informed and help you prepare for the closing day, the more likely you and your customers will have a stress-free closing experience.<\/p>\n
Although closing procedures vary from state to state, having an understanding of what may be required at closing and preparing accordingly will help the settlement process go as smoothly as possible.<\/p>\n
[\/et_pb_text][et_pb_accordion module_class=”tt-faq-blog-accordion” _builder_version=”4.24.2″ _module_preset=”default” toggle_level=”h4″ global_colors_info=”{}”][et_pb_accordion_item title=”LEGIBILITY OF SALES CONTRACT:” open=”on” _builder_version=”4.24.2″ _module_preset=”default” global_colors_info=”{}”]If any element of the sales contract is difficult to read, please supply supporting documentation in order to ensure the correctness of the transaction details.[\/et_pb_accordion_item][et_pb_accordion_item title=”CONTACT INFORMATION:” _builder_version=”4.24.2″ _module_preset=”default” global_colors_info=”{}” open=”off”]<\/p>\n
If any element of the sales contract is difficult to read, please supply supporting documentation in order to ensure the correctness of the transaction details.<\/p>\n
To help improve communication between all parties, please provide the following:<\/p>\n
[\/et_pb_accordion_item][et_pb_accordion_item title=”TRANSACTION FEE AND REAL ESTATE COMMISSION:” _builder_version=”4.24.2″ _module_preset=”default” global_colors_info=”{}” open=”off”]Please provide the amount to be listed on the HUD-1 statement and the parties paying\/receiving these fees.[\/et_pb_accordion_item][et_pb_accordion_item title=”ADDENDUMS:” _builder_version=”4.24.2″ _module_preset=”default” global_colors_info=”{}” open=”off”]If revisions or addendums to the original contract have been made, please provide a copy of those documents to the closing agent.[\/et_pb_accordion_item][et_pb_accordion_item title=”BILLS PAID AT CLOSING:” _builder_version=”4.24.2″ _module_preset=”default” global_colors_info=”{}” open=”off”]If bills pertinent to the transaction are to be listed on the HUD-1 and paid at closing, please provide copies to the closing agent at least 72 hours prior to closing. Once the HUD-1 has been approved by the lender, any additions or changes could delay the closing and must be submitted to the lender for approval in order to fund the loan.[\/et_pb_accordion_item][et_pb_accordion_item title=”DEPOSIT OR ESCROW CHECK:” _builder_version=”4.24.2″ _module_preset=”default” global_colors_info=”{}” open=”off”]If any transaction deposits have been placed in a real estate company\u2019s escrow accounts, please request a check, made payable to the title company or attorney firm, in sufficient time to bring to the closing.[\/et_pb_accordion_item][et_pb_accordion_item title=”MARITAL STATUS OF TRANSACTION PARTIES:” _builder_version=”4.24.2″ _module_preset=”default” global_colors_info=”{}” open=”off”]Providing the marital status of the buyer(s) and seller(s) will assist the closing officer in determining the vesting on the deed and whether additional parties will need to sign closing documents.[\/et_pb_accordion_item][et_pb_accordion_item title=”POWER OF ATTORNEY AND TRUST DOCUMENTS:” _builder_version=”4.24.2″ _module_preset=”default” global_colors_info=”{}” open=”off”]The use of a power of attorney must be approved in advance of settlement by the closing agent and \/or lender. If you are planning to use a power of attorney, please inform the closing agent as soon as possible to allow time to acquire and properly review the document. If the property is being held in or placed in a Trust, please inform the closing agent as soon as possible to allow time to acquire and properly review the Trust documents.[\/et_pb_accordion_item][et_pb_accordion_item title=”FOREIGN INVESTMENT IN REAL PROPERTY TAX ACT OF 1980 (FIRPTA):” _builder_version=”4.24.2″ _module_preset=”default” global_colors_info=”{}” open=”off”]If the seller is not a United States citizen, the closing agent may be required to deduct and withhold a tax equal to 10% of amount realized (generally the amount paid for the property). Please advise your customers to review the FIRPTA requirements prior to closing.[\/et_pb_accordion_item][et_pb_accordion_item title=”INTERNAL REVENUE SERVICE (IRS):” _builder_version=”4.24.2″ _module_preset=”default” global_colors_info=”{}” open=”off”]The closing agent is required to report the sale of the property to the IRS. Please inform your seller(s) that they will be asked to provide their social security number(s) at closing.[\/et_pb_accordion_item][et_pb_accordion_item title=”MAIL-AWAY:” _builder_version=”4.24.2″ _module_preset=”default” global_colors_info=”{}” open=”off”]If any parties are unable to attend the closing, please provide the address where the closing documents should be mailed and a contact phone number. Signatures on certain affidavits, real estate deeds and other documents may require the services of a notary. We have access to a network of notary services to assist your customers in the signing process. Documents must be notarized on the actual date the signee appeared before the notary. Post-dating or pre-dating a notarized document is illegal and jeopardizes the closing. In most cases, the closing agent must be in receipt of all official documents prior to disbursal of funds and transfer of title.[\/et_pb_accordion_item][\/et_pb_accordion][et_pb_text _builder_version=”4.24.2″ _module_preset=”default” custom_margin=”1em||||false|false” global_colors_info=”{}”]<\/p>\n
Note:<\/strong> The closing agent is a neutral third party and does not represent either the buyer or seller. They take their instructions from the contract provisions and the lender instructions, if applicable.<\/em><\/p>\n [\/et_pb_text][\/et_pb_column][et_pb_column type=”2_5″ _builder_version=”4.24.2″ _module_preset=”default” custom_padding=”54px|54px|54px|54px|true|true” custom_padding_tablet=”|30px|54px|30px|false|true” custom_padding_phone=”|15px|54px|15px|false|true” custom_padding_last_edited=”on|phone” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_sidebar orientation=”right” area=”sidebar-1″ show_border=”off” admin_label=”TT – Sidebar” _builder_version=”4.16″ _module_preset=”default” saved_tabs=”all” global_colors_info=”{}”][\/et_pb_sidebar][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ custom_padding_last_edited=”on|phone” disabled_on=”off|off|off” admin_label=”CTA Section” _builder_version=”4.24.2″ _module_preset=”default” custom_padding=”0px||70px||false|false” custom_padding_tablet=”||54px||false|false” custom_padding_phone=”||54px||false|false” global_module=”487″ saved_tabs=”all” locked=”off” collapsed=”on” global_colors_info=”{}”][et_pb_row column_structure=”2_5,3_5″ use_custom_gutter=”on” gutter_width=”1″ make_equal=”on” module_class=”tt-footer-overlapping-row tt-row-center” _builder_version=”4.24.2″ background_enable_image=”off” custom_padding=”0px||0px||true|false” global_colors_info=”{}”][et_pb_column type=”2_5″ module_class=”tt-footer-overlapping-column-1″ _builder_version=”4.24.2″ custom_padding=”|||” custom_css_main_element=”z-index: 99998;” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_text admin_label=”TT – Footer – Order” module_class=”tt-footer-overlaping-section” _builder_version=”4.24.2″ custom_margin=”||30px|” custom_margin_tablet=”||20px||false|false” custom_margin_phone=”||20px||false|false” custom_margin_last_edited=”on|desktop” animation_style=”slide” animation_direction=”left” animation_duration=”1500ms” animation_delay=”200ms” global_colors_info=”{}”]<\/p>\n Are You Ready To Close?<\/p>\nLet's Work Together<\/h2>\n
[\/et_pb_text][et_pb_button button_url=”@ET-DC@eyJkeW5hbWljIjp0cnVlLCJjb250ZW50IjoicG9zdF9saW5rX3VybF9wYWdlIiwic2V0dGluZ3MiOnsicG9zdF9pZCI6IjExNiJ9fQ==@” button_text=”Contact Us” _builder_version=”4.24.2″ _dynamic_attributes=”button_url” custom_margin=”||||false|false” animation_style=”fade” animation_direction=”left” animation_duration=”1500ms” animation_delay=”300ms” global_colors_info=”{}” button_text_size__hover_enabled=”off” button_one_text_size__hover_enabled=”off” button_two_text_size__hover_enabled=”off” button_text_color__hover_enabled=”off” button_one_text_color__hover_enabled=”off” button_two_text_color__hover_enabled=”off” button_border_width__hover_enabled=”off” button_one_border_width__hover_enabled=”off” button_two_border_width__hover_enabled=”off” button_border_color__hover_enabled=”off” button_one_border_color__hover_enabled=”off” button_two_border_color__hover_enabled=”off” button_border_radius__hover_enabled=”off” button_one_border_radius__hover_enabled=”off” button_two_border_radius__hover_enabled=”off” button_letter_spacing__hover_enabled=”off” button_one_letter_spacing__hover_enabled=”off” button_two_letter_spacing__hover_enabled=”off” button_bg_color__hover_enabled=”off” button_one_bg_color__hover_enabled=”off” button_two_bg_color__hover_enabled=”off”][\/et_pb_button][\/et_pb_column][et_pb_column type=”3_5″ module_class=”tt-footer-overlapping-column-2″ _builder_version=”4.24.2″ background_enable_image=”off” custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_image src=”https:\/\/cloud.titletapsites.com\/harpethescrow\/wp-content\/uploads\/sites\/110\/2026\/10\/Team-Photo.jpg” alt=”Team Photo” title_text=”Team Photo” align_tablet=”center” align_phone=”” align_last_edited=”on|desktop” disabled_on=”off|off|off” _builder_version=”4.24.2″ custom_margin=”|||-10%” custom_margin_tablet=”|||0%” custom_margin_phone=”” custom_margin_last_edited=”on|tablet” animation_style=”flip” animation_direction=”right” animation_duration=”1500ms” global_colors_info=”{}”][\/et_pb_image][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ custom_padding_last_edited=”on|phone” disabled_on=”off|off|off” admin_label=”Footer Contact Section” module_class=”tt-wide-footer” _builder_version=”4.24.2″ background_color=”#1A505B” custom_padding=”154px||70px||false|false” custom_padding_tablet=”154px||54px||false|false” custom_padding_phone=”154px||54px||false|false” top_divider_style=”asymmetric2″ top_divider_color=”#ffffff” bottom_divider_color=”#1A505B” bottom_divider_flip=”vertical” custom_css_main_element=”||” border_color_all=”#ffffff” border_color_bottom=”#e83942″ global_module=”486″ saved_tabs=”all” locked=”off” global_colors_info=”{}”][et_pb_row column_structure=”1_2,1_4,1_4″ make_equal=”on” module_class=”tt-footer-map-row” _builder_version=”4.18.0″ custom_margin=”0px|||” custom_padding=”0px||0px||true|false” global_colors_info=”{}”][et_pb_column type=”1_2″ module_class=”tt-footer-map-col-1″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_code disabled_on=”off|off|off” _builder_version=”4.24.2″ _module_preset=”default” custom_css_main_element=”line-height: 1em;” global_colors_info=”{}”]