{"id":158,"date":"2015-06-24T15:52:27","date_gmt":"2015-06-24T15:52:27","guid":{"rendered":"http:\/\/gohome.fastforwardstories.com\/?p=4792"},"modified":"2015-06-24T15:52:27","modified_gmt":"2015-06-24T15:52:27","slug":"what-kinds-of-loans-do-trid-disclosures-cover","status":"publish","type":"post","link":"https:\/\/cloud.titletapsites.com\/paradisetitleinc\/2015\/06\/24\/what-kinds-of-loans-do-trid-disclosures-cover\/","title":{"rendered":"What Kinds Of Loans Do TRID Disclosures Cover?"},"content":{"rendered":"<p><script src=\"https:\/\/fast.wistia.com\/assets\/external\/E-v1.js\" async><\/script><\/p>\n<div class=\"wistia_responsive_padding\" style=\"padding:56.25% 0 28px 0;position:relative;\">\n<div class=\"wistia_responsive_wrapper\" style=\"height:100%;left:0;position:absolute;top:0;width:100%;\">\n<div class=\"wistia_embed wistia_async_ij0pww0b1k dnt=1 videoFoam=true\" style=\"height:100%;position:relative;width:100%\">\n<div class=\"wistia_swatch\" style=\"height:100%;left:0;opacity:0;overflow:hidden;position:absolute;top:0;transition:opacity 200ms;width:100%;\"><img decoding=\"async\" src=\"https:\/\/fast.wistia.com\/embed\/medias\/ij0pww0b1k\/swatch\" style=\"filter:blur(5px);height:100%;object-fit:contain;width:100%;\" alt=\"\" aria-hidden=\"true\" onload=\"this.parentNode.style.opacity=1;\" \/><\/div>\n<\/div>\n<\/div>\n<\/div>\n<p>&nbsp;<\/p>\n<p>TRID rules apply to MOST consumer credit transactions secured by real property. These include mortgages, refinancing, construction-only loans closed-end home-equity loans, and loans secured by vacant land  or by 25 or more acres. <\/p>\n<p>The rule does NOT apply to Home Equity Line of Credit transactions reverse mortgages mortgages secured by a mobile home or other dwelling that is not attached to real property. <\/p>\n<p>Also, TRID rules do NOT apply to loans made by a person or business that makes 5 or fewer mortgages in a calendar year.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>&nbsp; TRID rules apply to MOST consumer credit transactions secured by real property. These include mortgages, refinancing, construction-only loans closed-end home-equity loans, and loans secured by vacant land or by 25 or more acres. The rule does NOT apply to Home Equity Line of Credit transactions reverse mortgages mortgages secured by a mobile home or [&hellip;]<\/p>\n","protected":false},"author":37,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_et_pb_use_builder":"","_et_pb_old_content":"","_et_gb_content_width":"","footnotes":""},"categories":[1],"tags":[],"class_list":["post-158","post","type-post","status-publish","format-standard","hentry","category-uncategorized"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.4 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>What Kinds Of Loans Do TRID Disclosures Cover? - St. Augustine, Vilano Beach FL | Paradise Title<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/cloud.titletapsites.com\/paradisetitleinc\/2015\/06\/24\/what-kinds-of-loans-do-trid-disclosures-cover\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"What Kinds Of Loans Do TRID Disclosures Cover? - St. Augustine, Vilano Beach FL | Paradise Title\" \/>\n<meta property=\"og:description\" content=\"&nbsp; TRID rules apply to MOST consumer credit transactions secured by real property. These include mortgages, refinancing, construction-only loans closed-end home-equity loans, and loans secured by vacant land or by 25 or more acres. 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